Last update: Oct 2026

Cost of Living Comparison Between Wiltz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,322 in Wiltz, rent and utilities included – about $4,800 less a year. The total is higher in Wiltz despite lower rent and utilities.

65

Cost of Living Index in Wiltz
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Wiltz Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Wiltz

🇱🇺 Luxembourg

$1,322

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Wiltz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Wiltz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,322 in Wiltz versus $918 in Cebu.

Wiltz $1,322
Cebu $918

Estimated couple costs with rent: $2,147 in Wiltz versus $1,409 in Cebu.

Wiltz $2,147
Cebu $1,409

Monthly costs for a family of three with rent: $2,971 in Wiltz versus $1,900 in Cebu.

Wiltz $2,971
Cebu $1,900

Living in Wiltz is roughly 44% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Wiltz 2% lower, Cebu 32% lower.

Meal at Budget Restaurant

$16.67 €14.83

$3.09 ₱194

439.48%

Three-Course Dinner for Two, Mid-Range

$98.8 €87.8

$24.22 ₱1,525

307.72%

Fast Food Meal (McDonalds, etc)

$14.36 €12.77

$3.92 ₱247

266.33%

Cappuccino

$3.93 €3.50

$2.51 ₱158

56.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 €1.44

$1.59 ₱100

1.89%

Water (0.33 liter bottle)

$3.33 €2.96

$0.53 ₱33.43

528.30%

Local Beer (0.5 liter draught)

$7.66 €6.81

$1.78 ₱112

330.34%

Imported Beer (0.33 liter bottle)

$5.48 €4.87

$2.17 ₱137

152.53%

Milk (1 liter)

$1.66 €1.48

$1.92 ₱121

-13.54%

White Bread (500g)

$2.74 €2.43

$1.36 ₱85.4

101.47%

Rice (white) (1kg)

$2.96 €2.63

$1.01 ₱63.5

193.07%

Eggs

$4.57 €4.06

$2.03 ₱128

125.12%

Local Cheese (1kg)

$19.16 €17.04

$9.86 ₱621

94.32%

Chicken Fillets (1kg)

$14.49 €12.89

$4.39 ₱277

230.07%

Beef Round Steak (1kg)

$25.67 €22.83

$7.60 ₱479

237.76%

Apples (1kg)

$3.31 €2.95

$3.30 ₱208

0.30%

Banana (1kg)

$2.27 €2.02

$1.39 ₱87.8

63.31%

Oranges (1kg)

$3.05 €2.71

$2.33 ₱147

30.90%

Tomato (1kg)

$4.38 €3.90

$1.50 ₱94.3

192.00%

Potato (1kg)

$2.43 €2.16

$2.36 ₱149

2.97%

Onion (1kg)

$2.14 €1.90

$1.90 ₱119

12.63%

Lettuce (1 head)

$1.98 €1.76

$1.19 ₱74.9

66.39%

Water (1.5 liter bottle)

$1.02 €0.91

$0.63 ₱39.71

61.90%

Cigarettes 20 Pack (Marlboro, Camel)

$7.60 €6.76

$3.00 ₱189

153.33%

Wine (Bottle)

$10.97 €9.76

$6.03 ₱379

81.92%

Local Beer (0.5 liter bottle)

$2.07 €1.84

$1.23 ₱77.7

68.29%

Imported Beer (0.33 liter bottle)

$2.55 €2.27

$1.75 ₱110

45.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$4.88 €4.34

$0.77 ₱48.62

533.77%

Taxi (Normal Tariff) (1km)

$3.83 €3.40

$0.23 ₱14.53

1565.22%

Taxi 1hour Waiting (Normal Tariff)

$56.6 €50.3

$4.46 ₱281

1168.61%

Gasoline (1 liter)

$2.04 €1.81

$1.31 ₱82.8

55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K €27.6K

$21.2K ₱1.3M

46.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K €30.2K

$19.1K ₱1.2M

77.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$291 €259

$120 ₱7,569

141.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.81 €23.85

$14.00 ₱882

91.50%

Internet (50+ Mbps, Unlimited Data)

$58.8 €52.3

$27.54 ₱1,734

113.58%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$17.62 €15.67

$5.65 ₱356

211.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$556 €494

$275 ₱17.3K

101.85%

International Primary School, 1 Child (Yearly)

$18.5K €16.4K

$7,918 ₱498.5K

133.01%

Jeans (Levis 501 Or Similar)

$109 €96.9

$49.33 ₱3,106

120.92%

Summer Dress (H&M, Zara, etc)

$50.5 €44.92

$25.24 ₱1,589

100.08%

Sport Shoes (Adidas, Nike)

$109 €96.7

$77.0 ₱4,846

41.32%

Men's Leather Business Shoes

$131 €117

$57.2 ₱3,601

129.06%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$6,841 €6,085

$346 ₱21.8K

1877.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

7.2

-50.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wiltz: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Wiltz

$414 31.3%

Cebu

$206 22.4% 50.3% $209

Monthly Utilities & Internet

Wiltz

$376 28.5%

Cebu

$162 17.6% 57% $215

Eating Out

Wiltz

$293 22.1%

Cebu

$88 9.6% 69.8% $204

Clothing & Footwear

Wiltz

$180 13.6%

Cebu

$94 10.2% 47.7% $86

Sport & Entertainment

Wiltz

$35 * 2.7%

Cebu

$44 4.8% 23.8% $8.4

Getting Around

Wiltz

$24 * 1.8%

Cebu

$16 1.7% 35.2% $8.4

Accommodation & Living

Wiltz

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Wiltz pays 1877% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in Wiltz vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $414 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇱🇺 Wiltz

🇵🇭 Cebu

🕒 Local time

15:27 3:27 PM

21:27 9:27 PM

6 h ahead of Wiltz

🌤 Weather

👥 Population

7,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Wiltz Cebu 11,030 km ≈ 14 h nonstop flight

From you

Wiltz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wiltz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 44% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1877% higher in Wiltz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Supermarket bills run roughly 101% higher in Wiltz. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,322 per month in Wiltz versus $918 in Cebu – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,322 in Wiltz, a $1,500 budget is realistic in Cebu but tight or insufficient in Wiltz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Wiltz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Wiltz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 44% less than in Wiltz. Beyond cost, consider language, visa policies, and how big the international community is in each city.