Last update: Oct 2026

Cost of Living Comparison Between Cebu and Walvis Bay

For one person, living is cheaper in Walvis Bay: $858 a month against $934 in Cebu, rent and utilities included – about $910 less a year. The total is higher in Cebu despite lower rent and utilities.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Walvis Bay

🇳🇦 Namibia

$858

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Walvis Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Walvis Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $858 in Walvis Bay.

Cebu $934
Walvis Bay $858

Estimated couple costs with rent: $1,415 in Cebu versus $928 in Walvis Bay.

Cebu $1,415
Walvis Bay $928

Monthly costs for a family of three with rent: $1,896 in Cebu versus $999 in Walvis Bay.

Cebu $1,896
Walvis Bay $999

Living in Cebu is roughly 9% more expensive than in Walvis Bay, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 30% lower, Walvis Bay 36% lower.

Meal at Budget Restaurant

$3.03 ₱190

$9.40 NAD 155

-67.77%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$21.02 NAD 347

11.70%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$7.40 NAD 122

-44.73%

Cappuccino

$2.52 ₱158

$2.18 NAD 36.05

15.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.87 NAD 14.33

77.01%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.72 NAD 11.88

-31.94%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.72 NAD 28.37

4.07%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.03 NAD 49.92

-25.41%

Milk (1 liter)

$1.95 ₱122

$1.65 NAD 27.23

18.18%

White Bread (500g)

$1.43 ₱89.7

$0.88 NAD 14.45

62.50%

Rice (white) (1kg)

$1.02 ₱63.8

$1.87 NAD 30.84

-45.45%

Eggs

$2.06 ₱129

$1.80 NAD 29.69

14.44%

Local Cheese (1kg)

$9.81 ₱615

$10.09 NAD 166

-2.78%

Chicken Fillets (1kg)

$4.61 ₱289

$6.20 NAD 102

-25.65%

Beef Round Steak (1kg)

$7.70 ₱483

$7.25 NAD 120

6.21%

Apples (1kg)

$3.31 ₱207

$2.25 NAD 37.10

47.11%

Banana (1kg)

$1.45 ₱90.9

$2.03 NAD 33.53

-28.57%

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.54 ₱96.4

$1.67 NAD 27.63

-7.78%

Potato (1kg)

$2.36 ₱148

$2.41 NAD 39.69

-2.07%

Onion (1kg)

$1.99 ₱125

$3.12 NAD 51.4

-36.22%

Lettuce (1 head)

$1.15 ₱72.1

$1.88 NAD 30.95

-38.83%

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

$1.87 NAD 30.81

239.57%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$32.68 ₱2,050

$43.07 NAD 711

-24.12%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$68.0 NAD 1,121

-27.06%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$453 NAD 7,479

-31.74%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Walvis Bay: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Walvis Bay

–

Groceries & Markets

Cebu

$210 22.7%

Walvis Bay

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Walvis Bay

–

Clothing & Footwear

Cebu

$95 10.2%

Walvis Bay

–

Eating Out

Cebu

$88 9.6%

Walvis Bay

–

Sport & Entertainment

Cebu

$44 4.7%

Walvis Bay

–

Getting Around

Cebu

$15 1.7%

Walvis Bay

–

Cost Breakdown

Dining out: $23.00 in Cebu vs $21.00 in Walvis Bay for a mid-range dinner for two. Groceries echo the gap at $210 vs $179 per month, with Walvis Bay cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇦 Walvis Bay

🕒 Local time

18:06 6:06 PM

12:06 12:06 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

62,096

💱 Currency

Philippine Peso PHP ₱

Namibian Dollar NAD $

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 NAD = 6.06 USD

100 NAD = 5.41 EUR

Exchange rates and currency converter

NAD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Namibian Dollar exchange rates as of October 10, 2026: 1 USD = 16.5 NAD (100 NAD = 6.06 USD). 1 EUR = 18.49 NAD (100 NAD = 5.41 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Walvis Bay 12,430 km ≈ 16 h nonstop flight

From you

Cebu
Walvis Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Walvis Bay: Cost of Living - Frequently Asked Questions

Walvis Bay is cheaper overall, especially in groceries, clothing, and leisure. The 9% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $1,286 in Walvis Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 17% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Walvis Bay – a meal for two runs $21.00 versus $23.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Walvis Bay gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Walvis Bay is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Walvis Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Walvis Bay gentler on the wallet – expenses run 9% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.