Last update: Oct 2026

Cost of Living Comparison Between Walvis Bay and Cebu

For one person, living is cheaper in Walvis Bay: $858 a month against $934 in Cebu, rent and utilities included – about $910 less a year. The total is higher in Cebu despite lower rent and utilities.

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Cost of Living Index in Cebu
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Cebu Living Index

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Walvis Bay

🇳🇦 Namibia

$858

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Walvis Bay and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Walvis Bay and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $858 in Walvis Bay versus $934 in Cebu.

Walvis Bay $858
Cebu $934

Estimated couple costs with rent: $928 in Walvis Bay versus $1,415 in Cebu.

Walvis Bay $928
Cebu $1,415

Monthly costs for a family of three with rent: $999 in Walvis Bay versus $1,896 in Cebu.

Walvis Bay $999
Cebu $1,896

Living in Walvis Bay costs roughly 8% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Walvis Bay 36% lower, Cebu 30% lower.

Meal at Budget Restaurant

$9.40 NAD 155

$3.03 ₱190

210.23%

Three-Course Dinner for Two, Mid-Range

$21.02 NAD 347

$23.48 ₱1,473

-10.48%

Fast Food Meal (McDonalds, etc)

$7.40 NAD 122

$4.09 ₱256

80.93%

Cappuccino

$2.18 NAD 36.05

$2.52 ₱158

-13.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 NAD 14.33

$1.54 ₱96.9

-43.51%

Water (0.33 liter bottle)

$0.72 NAD 11.88

$0.49 ₱30.98

46.94%

Local Beer (0.5 liter draught)

$1.72 NAD 28.37

$1.79 ₱112

-3.91%

Imported Beer (0.33 liter bottle)

$3.03 NAD 49.92

$2.26 ₱142

34.07%

Milk (1 liter)

$1.65 NAD 27.23

$1.95 ₱122

-15.38%

White Bread (500g)

$0.88 NAD 14.45

$1.43 ₱89.7

-38.46%

Rice (white) (1kg)

$1.87 NAD 30.84

$1.02 ₱63.8

83.33%

Eggs

$1.80 NAD 29.69

$2.06 ₱129

-12.62%

Local Cheese (1kg)

$10.09 NAD 166

$9.81 ₱615

2.85%

Chicken Fillets (1kg)

$6.20 NAD 102

$4.61 ₱289

34.49%

Beef Round Steak (1kg)

$7.25 NAD 120

$7.70 ₱483

-5.84%

Apples (1kg)

$2.25 NAD 37.10

$3.31 ₱207

-32.02%

Banana (1kg)

$2.03 NAD 33.53

$1.45 ₱90.9

40.00%

Oranges (1kg)

$2.36 ₱148

Tomato (1kg)

$1.67 NAD 27.63

$1.54 ₱96.4

8.44%

Potato (1kg)

$2.41 NAD 39.69

$2.36 ₱148

2.12%

Onion (1kg)

$3.12 NAD 51.4

$1.99 ₱125

56.78%

Lettuce (1 head)

$1.88 NAD 30.95

$1.15 ₱72.1

63.48%

Water (1.5 liter bottle)

$0.67 ₱42.15

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$1.87 NAD 30.81

$6.35 ₱398

-70.55%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

Gym Membership (Monthly)

$43.07 NAD 711

$32.68 ₱2,050

31.79%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$68.0 NAD 1,121

$49.57 ₱3,109

37.10%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$453 NAD 7,479

$309 ₱19.4K

46.50%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Walvis Bay: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Walvis Bay

–

Cebu

$309 33.5%

Groceries & Markets

Walvis Bay

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Walvis Bay

–

Cebu

$163 17.7%

Clothing & Footwear

Walvis Bay

–

Cebu

$95 10.2%

Eating Out

Walvis Bay

–

Cebu

$88 9.6%

Sport & Entertainment

Walvis Bay

–

Cebu

$44 4.7%

Getting Around

Walvis Bay

–

Cebu

$15 1.7%

Cost Breakdown

Dining out: $21.00 in Walvis Bay vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $179 vs $210 per month, with Walvis Bay cheaper across the board.

Good to know

🇳🇦 Walvis Bay

🇵🇭 Cebu

🕒 Local time

11:05 11:05 AM

17:05 5:05 PM

6 h ahead of Walvis Bay

🌤 Weather

👥 Population

62,096

964,169

💱 Currency

Namibian Dollar NAD $

Philippine Peso PHP ₱

📈 Exchange rate

100 NAD = 6.06 USD

100 NAD = 5.4 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to NAD – Namibian Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇦 Namibian Dollar ($)

Namibian Dollar exchange rates as of October 10, 2026: 1 USD = 16.5 NAD (100 NAD = 6.06 USD). 1 EUR = 18.51 NAD (100 NAD = 5.4 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to NAD in detail →

On the map

Lowest

Highest

Between locations

Walvis Bay Cebu 12,430 km ≈ 16 h nonstop flight

From you

Walvis Bay
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Walvis Bay vs Cebu: Cost of Living - Frequently Asked Questions

Walvis Bay is cheaper overall, especially in groceries, leisure, and clothing. The 9% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,286 in Walvis Bay and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 17% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Walvis Bay – a meal for two runs $21.00 versus $23.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Walvis Bay gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Walvis Bay is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Walvis Bay and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Walvis Bay gentler on the wallet – expenses run 9% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.