Last update: Oct 2026

Cost of Living Comparison Between Cebu and Vrsac

For one person, living costs are similar in Cebu and in Vrsac: $918 and $932 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
45

Cost of Living Index in Vrsac
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Vrsac Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Vrsac

🇷🇸 Serbia

$932

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Vrsac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Vrsac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $932 in Vrsac.

Cebu $918
Vrsac $932

Estimated couple costs with rent: $1,409 in Cebu versus $1,354 in Vrsac.

Cebu $1,409
Vrsac $1,354

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,776 in Vrsac.

Cebu $1,900
Vrsac $1,776

Living in Cebu costs roughly 1% less than in Vrsac, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Vrsac 31% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.49 RSD 885

-63.60%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$34.00 RSD 3,545

-28.76%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$11.42 RSD 1,191

-65.67%

Cappuccino

$2.51 ₱158

$1.69 RSD 176

48.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.87 RSD 195

-14.97%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.32 RSD 137

-59.85%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.99 RSD 207

-10.55%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.38 RSD 248

-8.82%

Milk (1 liter)

$1.92 ₱121

$1.03 RSD 107

86.41%

White Bread (500g)

$1.36 ₱85.4

$0.58 RSD 60.5

134.48%

Rice (white) (1kg)

$1.01 ₱63.5

$2.06 RSD 215

-50.97%

Eggs

$2.03 ₱128

$2.23 RSD 232

-8.97%

Local Cheese (1kg)

$9.86 ₱621

$8.64 RSD 900

14.12%

Chicken Fillets (1kg)

$4.39 ₱277

$4.08 RSD 425

7.60%

Beef Round Steak (1kg)

$7.60 ₱479

$11.32 RSD 1,180

-32.86%

Apples (1kg)

$3.30 ₱208

$0.84 RSD 88.0

292.86%

Banana (1kg)

$1.39 ₱87.8

$1.26 RSD 131

10.32%

Oranges (1kg)

$2.33 ₱147

$1.31 RSD 137

77.86%

Tomato (1kg)

$1.50 ₱94.3

$2.28 RSD 238

-34.21%

Potato (1kg)

$2.36 ₱149

$0.77 RSD 80.6

206.49%

Onion (1kg)

$1.90 ₱119

$0.64 RSD 67.2

196.87%

Lettuce (1 head)

$1.19 ₱74.9

$0.56 RSD 58.0

112.50%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.61 RSD 64.1

3.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.24 RSD 442

-29.25%

Wine (Bottle)

$6.03 ₱379

$5.32 RSD 555

13.35%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.75 RSD 78.2

64.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.14 RSD 119

53.51%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.94 RSD 98.0

-73.40%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.96 RSD 204

-60.71%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.28 RSD 133

-82.03%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.99 RSD 1,146

-59.42%

Gasoline (1 liter)

$1.31 ₱82.8

$1.77 RSD 185

-25.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.6K RSD 3.2M

-30.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.2K RSD 2.6M

-24.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$152 RSD 15.8K

-20.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.51 RSD 888

64.51%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$33.29 RSD 3,470

-17.27%

Gym Membership (Monthly)

$32.33 ₱2,035

$29.34 RSD 3,058

10.19%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.63 RSD 483

22.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$241 RSD 25.1K

14.25%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,531 RSD 785.1K

5.14%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$43.42 RSD 4,527

13.61%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$22.21 RSD 2,315

13.64%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$90.5 RSD 9,430

-14.92%

Men's Leather Business Shoes

$57.2 ₱3,601

$71.6 RSD 7,462

-20.09%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$307 RSD 32.0K

62.89%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$264 RSD 27.5K

17.17%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$417 RSD 43.5K

158.25%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$375 RSD 39.1K

64.23%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,106 RSD 219.5K

37.04%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,584 RSD 165.1K

21.02%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.79

50.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Vrsac: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Vrsac

$264 28.3% 14.7% $45

Groceries & Markets

Cebu

$206 22.4%

Vrsac

$172 18.4% 16.5% $34

Monthly Utilities & Internet

Cebu

$162 17.6%

Vrsac

$193 20.8% 19.5% $32

Clothing & Footwear

Cebu

$94 10.2%

Vrsac

$102 11% 9.1% $8.5

Eating Out

Cebu

$88 9.6%

Vrsac

$150 16.1% 69.8% $62

Sport & Entertainment

Cebu

$44 4.8%

Vrsac

$39 4.1% 11.5% $5

Getting Around

Cebu

$16 1.7%

Vrsac

$12 * 1.3% 22.3% $3.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $307 in Vrsac. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $34.00 in Vrsac. Groceries flip the comparison at $206 vs $172, with Vrsac cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇸 Vrsac

🕒 Local time

21:39 9:39 PM

15:39 3:39 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

31,946

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 19, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

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Between locations

Cebu Vrsac 10,170 km ≈ 13 h nonstop flight

From you

Cebu
Vrsac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Vrsac: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,398 in Vrsac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $307 in Vrsac. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Vrsac pay roughly 20% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $932 in Vrsac – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vrsac, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Vrsac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 2% less than in Vrsac. Beyond cost, consider language, visa policies, and how big the international community is in each city.