Last update: Oct 2026

Cost of Living Comparison Between Vrsac and Cebu

For one person, living costs are similar in Vrsac and in Cebu: $932 and $918 a month, rent and utilities included.

Vrsac
🇷🇸 Serbia
$932
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Vrsac and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vrsac and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $932 in Vrsac versus $918 in Cebu.

  • Vrsac $932
  • Cebu $918

Estimated couple costs with rent: $1,354 in Vrsac versus $1,409 in Cebu.

  • Vrsac $1,354
  • Cebu $1,409

Monthly costs for a family of three with rent: $1,776 in Vrsac versus $1,900 in Cebu.

  • Vrsac $1,776
  • Cebu $1,900

Living in Vrsac is roughly 2% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Vrsac 31% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Vrsac
Cebu
Difference
Meal at Budget Restaurant
$8.49 RSD 885
$3.09 ₱194
174.76%
Three-Course Dinner for Two, Mid-Range
$34.00 RSD 3,545
$24.22 ₱1,525
40.38%
Fast Food Meal (McDonalds, etc)
$11.42 RSD 1,191
$3.92 ₱247
191.33%
Cappuccino
$1.69 RSD 176
$2.51 ₱158
-32.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.87 RSD 195
$1.59 ₱100
17.61%
Water (0.33 liter bottle)
$1.32 RSD 137
$0.53 ₱33.43
149.06%
Local Beer (0.5 liter draught)
$1.99 RSD 207
$1.78 ₱112
11.80%
Imported Beer (0.33 liter bottle)
$2.38 RSD 248
$2.17 ₱137
9.68%
🛒 Groceries & Markets
Vrsac
Cebu
Difference
Milk (1 liter)
$1.03 RSD 107
$1.92 ₱121
-46.35%
White Bread (500g)
$0.58 RSD 60.5
$1.36 ₱85.4
-57.35%
Rice (white) (1kg)
$2.06 RSD 215
$1.01 ₱63.5
103.96%
Eggs
$2.23 RSD 232
$2.03 ₱128
9.85%
Local Cheese (1kg)
$8.64 RSD 900
$9.86 ₱621
-12.37%
Chicken Fillets (1kg)
$4.08 RSD 425
$4.39 ₱277
-7.06%
Beef Round Steak (1kg)
$11.32 RSD 1,180
$7.60 ₱479
48.95%
Apples (1kg)
$0.84 RSD 88.0
$3.30 ₱208
-74.55%
Banana (1kg)
$1.26 RSD 131
$1.39 ₱87.8
-9.35%
Oranges (1kg)
$1.31 RSD 137
$2.33 ₱147
-43.78%
Tomato (1kg)
$2.28 RSD 238
$1.50 ₱94.3
52.00%
Potato (1kg)
$0.77 RSD 80.6
$2.36 ₱149
-67.37%
Onion (1kg)
$0.64 RSD 67.2
$1.90 ₱119
-66.32%
Lettuce (1 head)
$0.56 RSD 58.0
$1.19 ₱74.9
-52.94%
Water (1.5 liter bottle)
$0.61 RSD 64.1
$0.63 ₱39.71
-3.17%
Cigarettes 20 Pack (Marlboro, Camel)
$4.24 RSD 442
$3.00 ₱189
41.33%
Wine (Bottle)
$5.32 RSD 555
$6.03 ₱379
-11.77%
Local Beer (0.5 liter bottle)
$0.75 RSD 78.2
$1.23 ₱77.7
-39.02%
Imported Beer (0.33 liter bottle)
$1.14 RSD 119
$1.75 ₱110
-34.86%
🚌 Getting Around
Vrsac
Cebu
Difference
One-way Ticket (Public Transport)
$0.94 RSD 98.0
$0.25 ₱15.86
276.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$1.96 RSD 204
$0.77 ₱48.62
154.55%
Taxi (Normal Tariff) (1km)
$1.28 RSD 133
$0.23 ₱14.53
456.52%
Taxi 1hour Waiting (Normal Tariff)
$10.99 RSD 1,146
$4.46 ₱281
146.41%
Gasoline (1 liter)
$1.77 RSD 185
$1.31 ₱82.8
35.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K RSD 3.2M
$21.2K ₱1.3M
43.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K RSD 2.6M
$19.1K ₱1.2M
31.69%
🧾 Monthly Utilities & Internet
Vrsac
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$152 RSD 15.8K
$120 ₱7,569
26.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.51 RSD 888
$14.00 ₱882
-39.21%
Internet (50+ Mbps, Unlimited Data)
$33.29 RSD 3,470
$27.54 ₱1,734
20.88%
🎉 Sport & Entertainment
Vrsac
Cebu
Difference
Gym Membership (Monthly)
$29.34 RSD 3,058
$32.33 ₱2,035
-9.25%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$4.63 RSD 483
$5.65 ₱356
-18.05%
🧸 Childcare & Education
Vrsac
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$241 RSD 25.1K
$275 ₱17.3K
-12.47%
International Primary School, 1 Child (Yearly)
$7,531 RSD 785.1K
$7,918 ₱498.5K
-4.89%
👕👟 Clothing & Footwear
Vrsac
Cebu
Difference
Jeans (Levis 501 Or Similar)
$43.42 RSD 4,527
$49.33 ₱3,106
-11.98%
Summer Dress (H&M, Zara, etc)
$22.21 RSD 2,315
$25.24 ₱1,589
-12.00%
Sport Shoes (Adidas, Nike)
$90.5 RSD 9,430
$77.0 ₱4,846
17.54%
Men's Leather Business Shoes
$71.6 RSD 7,462
$57.2 ₱3,601
25.14%
🏠 Accommodation & Living
Vrsac
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$307 RSD 32.0K
$500 ₱31.5K
-38.61%
1-bedroom Apartment, Outside City Center (Monthly)
$264 RSD 27.5K
$309 ₱19.4K
-14.66%
3-bedroom Apartment, City Center (Monthly)
$417 RSD 43.5K
$1,078 ₱67.9K
-61.28%
3-bedroom Apartment, Outside City Center (Monthly)
$375 RSD 39.1K
$615 ₱38.7K
-39.11%
Buy Apartment in City Center (m2)
$2,106 RSD 219.5K
$2,886 ₱181.7K
-27.03%
Buy Apartment Outside City Center (m2)
$1,584 RSD 165.1K
$1,917 ₱120.7K
-17.37%
💵 Salaries & Financials
Vrsac
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.79
7.2
-33.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vrsac: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Vrsac
$264
Cebu
$309 17.2% $45
Monthly Utilities & Internet
Vrsac
$193
Cebu
$162 16.3% $32
Groceries & Markets
Vrsac
$172
Cebu
$206 19.8% $34
Eating Out
Vrsac
$150
Cebu
$88 41.1% $62
Clothing & Footwear
Vrsac
$102
Cebu
$94 8.3% $8.5
Sport & Entertainment
Vrsac
$39
Cebu
$44 13% $5
Getting Around
Vrsac
$12 *
Cebu
$16 28.7% $3.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $307 in Vrsac and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $34.00 in Vrsac vs $24.00 in Cebu. Groceries flip the comparison at $172 vs $206, with Vrsac cheaper for home cooking.

Good to know
🇷🇸 Vrsac
🇵🇭 Cebu
🕒 Local time
15:39 3:39 PM
21:39 9:39 PM
6 h ahead of Vrsac
🌤 Weather
👥 Population
31,946
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to RSD – Serbian Dinar Converter

Serbian Dinar exchange rates as of October 19, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Vrsac Cebu 10,170 km ≈ 13 h nonstop flight
From you
  • Vrsac
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Vrsac vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Vrsac?
Cebu is cheaper overall, especially in eating out, clothing, and utilities. The 2% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,398 in Vrsac and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Vrsac and Cebu?
Rent for a central apartment: $307 in Vrsac versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Vrsac and in Cebu?
Shoppers in Vrsac pay roughly 20% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
What are total monthly expenses in Vrsac and in Cebu?
All in, you'll spend $932 per month in Vrsac versus $918 in Cebu – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 enough for either Vrsac or Cebu?
Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Vrsac or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Vrsac, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Vrsac or Cebu?
Safety-wise, Vrsac and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 2% less than in Vrsac. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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