Last update: Oct 2026

Cost of Living Comparison Between Cebu and Visoko

For one person, living costs are similar in Cebu and in Visoko: $918 and $947 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
46

Cost of Living Index in Visoko
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Visoko Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Visoko

🇧🇦 Bosnia and Herzegovina

$947

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Visoko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Visoko actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $947 in Visoko.

Cebu $918
Visoko $947

Estimated couple costs with rent: $1,409 in Cebu versus $1,475 in Visoko.

Cebu $1,409
Visoko $1,475

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,004 in Visoko.

Cebu $1,900
Visoko $2,004

Living in Cebu costs roughly 3% less than in Visoko, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Visoko 30% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.77 BAM 15.25

-64.77%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$40.54 BAM 70.5

-40.26%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.34 BAM 14.50

-53.00%

Cappuccino

$2.51 ₱158

$1.95 BAM 3.39

28.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.24 BAM 3.89

-29.02%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.42 BAM 2.47

-62.68%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.54 BAM 4.41

-29.92%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.81 BAM 4.88

-22.78%

Milk (1 liter)

$1.92 ₱121

$1.21 BAM 2.11

58.68%

White Bread (500g)

$1.36 ₱85.4

$1.16 BAM 2.01

17.24%

Rice (white) (1kg)

$1.01 ₱63.5

$1.68 BAM 2.93

-39.88%

Eggs

$2.03 ₱128

$2.80 BAM 4.87

-27.50%

Local Cheese (1kg)

$9.86 ₱621

$9.70 BAM 16.86

1.65%

Chicken Fillets (1kg)

$4.39 ₱277

$7.63 BAM 13.27

-42.46%

Beef Round Steak (1kg)

$7.60 ₱479

$13.65 BAM 23.73

-44.32%

Apples (1kg)

$3.30 ₱208

$1.49 BAM 2.59

121.48%

Banana (1kg)

$1.39 ₱87.8

$1.70 BAM 2.95

-18.24%

Oranges (1kg)

$2.33 ₱147

$1.50 BAM 2.60

55.33%

Tomato (1kg)

$1.50 ₱94.3

$1.99 BAM 3.46

-24.62%

Potato (1kg)

$2.36 ₱149

$0.98 BAM 1.71

140.82%

Onion (1kg)

$1.90 ₱119

$1.11 BAM 1.92

71.17%

Lettuce (1 head)

$1.19 ₱74.9

$1.08 BAM 1.88

10.19%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.73 BAM 1.27

-13.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.85 BAM 6.70

-22.08%

Wine (Bottle)

$6.03 ₱379

$8.36 BAM 14.54

-27.87%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.89 BAM 1.55

38.20%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.39 BAM 2.42

25.90%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.25 BAM 2.17

-80.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$17.44 BAM 30.32

-27.52%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.45 BAM 2.53

-46.90%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.11 BAM 1.94

-79.28%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$8.36 BAM 14.54

-46.65%

Gasoline (1 liter)

$1.31 ₱82.8

$1.72 BAM 2.99

-23.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.9K BAM 52.0K

-28.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$23.6K BAM 41.0K

-18.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$161 BAM 280

-25.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$15.61 BAM 27.15

-10.31%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$28.11 BAM 48.88

-2.03%

Gym Membership (Monthly)

$32.33 ₱2,035

$32.76 BAM 57.0

-1.31%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$7.84 BAM 13.64

-15.18%

Cinema Ticket

$5.65 ₱356

$5.77 BAM 10.04

-2.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$209 BAM 364

31.59%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$3,513 BAM 6,109

125.40%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$84.2 BAM 146

-41.41%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$36.09 BAM 62.8

-30.06%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$90.7 BAM 158

-15.14%

Men's Leather Business Shoes

$57.2 ₱3,601

$114 BAM 198

-49.81%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$188 BAM 326

166.34%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$145 BAM 252

113.19%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$318 BAM 553

238.63%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$269 BAM 467

128.84%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,673 BAM 2,908

72.55%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,310 BAM 2,277

46.35%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$866 BAM 1,506

-60.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.44

62.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Visoko: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Visoko

$145 15.3% 53.1% $164

Groceries & Markets

Cebu

$206 22.4%

Visoko

$226 23.8% 9.6% $20

Monthly Utilities & Internet

Cebu

$162 17.6%

Visoko

$205 21.6% 26.6% $43

Clothing & Footwear

Cebu

$94 10.2%

Visoko

$146 15.4% 55.7% $52

Eating Out

Cebu

$88 9.6%

Visoko

$151 16% 71.6% $63

Sport & Entertainment

Cebu

$44 4.8%

Visoko

$44 4.7% 1.6% $0.7

Getting Around

Cebu

$16 1.7%

Visoko

$29 3.1% 89.2% $14

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $188 in Visoko. Housing cost is often the main lever when comparing two cities.

Visoko pays 150% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $41.00 in Visoko for a mid-range dinner for two. Groceries echo the gap at $206 vs $226 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇦 Visoko

🕒 Local time

11:20 11:20 AM

05:20 5:20 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

11,552

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Visoko 10,440 km ≈ 14 h nonstop flight

From you

Cebu
Visoko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Visoko: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 3% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 150% lower in Visoko. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $188 in Visoko. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $947 in Visoko – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 38% less than in Visoko. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Visoko, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Visoko are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 3% less than in Visoko. Beyond cost, consider language, visa policies, and how big the international community is in each city.