Last update: Oct 2026

Cost of Living Comparison Between Visoko and Cebu

For one person, living costs are similar in Visoko and in Cebu: $947 and $918 a month, rent and utilities included.

46

Cost of Living Index in Visoko
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Visoko Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Visoko

🇧🇦 Bosnia and Herzegovina

$947

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Visoko and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Visoko and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $947 in Visoko versus $918 in Cebu.

Visoko $947
Cebu $918

Estimated couple costs with rent: $1,475 in Visoko versus $1,409 in Cebu.

Visoko $1,475
Cebu $1,409

Monthly costs for a family of three with rent: $2,004 in Visoko versus $1,900 in Cebu.

Visoko $2,004
Cebu $1,900

Living in Visoko is roughly 3% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Visoko 30% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.77 BAM 15.25

$3.09 ₱194

183.82%

Three-Course Dinner for Two, Mid-Range

$40.54 BAM 70.5

$24.22 ₱1,525

67.38%

Fast Food Meal (McDonalds, etc)

$8.34 BAM 14.50

$3.92 ₱247

112.76%

Cappuccino

$1.95 BAM 3.39

$2.51 ₱158

-22.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 BAM 3.89

$1.59 ₱100

40.88%

Water (0.33 liter bottle)

$1.42 BAM 2.47

$0.53 ₱33.43

167.92%

Local Beer (0.5 liter draught)

$2.54 BAM 4.41

$1.78 ₱112

42.70%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.88

$2.17 ₱137

29.49%

Milk (1 liter)

$1.21 BAM 2.11

$1.92 ₱121

-36.98%

White Bread (500g)

$1.16 BAM 2.01

$1.36 ₱85.4

-14.71%

Rice (white) (1kg)

$1.68 BAM 2.93

$1.01 ₱63.5

66.34%

Eggs

$2.80 BAM 4.87

$2.03 ₱128

37.93%

Local Cheese (1kg)

$9.70 BAM 16.86

$9.86 ₱621

-1.62%

Chicken Fillets (1kg)

$7.63 BAM 13.27

$4.39 ₱277

73.80%

Beef Round Steak (1kg)

$13.65 BAM 23.73

$7.60 ₱479

79.61%

Apples (1kg)

$1.49 BAM 2.59

$3.30 ₱208

-54.85%

Banana (1kg)

$1.70 BAM 2.95

$1.39 ₱87.8

22.30%

Oranges (1kg)

$1.50 BAM 2.60

$2.33 ₱147

-35.62%

Tomato (1kg)

$1.99 BAM 3.46

$1.50 ₱94.3

32.67%

Potato (1kg)

$0.98 BAM 1.71

$2.36 ₱149

-58.47%

Onion (1kg)

$1.11 BAM 1.92

$1.90 ₱119

-41.58%

Lettuce (1 head)

$1.08 BAM 1.88

$1.19 ₱74.9

-9.24%

Water (1.5 liter bottle)

$0.73 BAM 1.27

$0.63 ₱39.71

15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 BAM 6.70

$3.00 ₱189

28.33%

Wine (Bottle)

$8.36 BAM 14.54

$6.03 ₱379

38.64%

Local Beer (0.5 liter bottle)

$0.89 BAM 1.55

$1.23 ₱77.7

-27.64%

Imported Beer (0.33 liter bottle)

$1.39 BAM 2.42

$1.75 ₱110

-20.57%

One-way Ticket (Public Transport)

$1.25 BAM 2.17

$0.25 ₱15.86

400.00%

Public Transport Monthly Pass (Regular Price)

$17.44 BAM 30.32

$12.64 ₱796

37.97%

Taxi Start (Normal Tariff)

$1.45 BAM 2.53

$0.77 ₱48.62

88.31%

Taxi (Normal Tariff) (1km)

$1.11 BAM 1.94

$0.23 ₱14.53

382.61%

Taxi 1hour Waiting (Normal Tariff)

$8.36 BAM 14.54

$4.46 ₱281

87.44%

Gasoline (1 liter)

$1.72 BAM 2.99

$1.31 ₱82.8

31.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BAM 52.0K

$21.2K ₱1.3M

40.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K BAM 41.0K

$19.1K ₱1.2M

23.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 BAM 280

$120 ₱7,569

34.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.61 BAM 27.15

$14.00 ₱882

11.50%

Internet (50+ Mbps, Unlimited Data)

$28.11 BAM 48.88

$27.54 ₱1,734

2.07%

Gym Membership (Monthly)

$32.76 BAM 57.0

$32.33 ₱2,035

1.33%

Tennis Court (1 Hour on Weekend)

$7.84 BAM 13.64

$6.65 ₱419

17.89%

Cinema Ticket

$5.77 BAM 10.04

$5.65 ₱356

2.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 BAM 364

$275 ₱17.3K

-24.01%

International Primary School, 1 Child (Yearly)

$3,513 BAM 6,109

$7,918 ₱498.5K

-55.63%

Jeans (Levis 501 Or Similar)

$84.2 BAM 146

$49.33 ₱3,106

70.69%

Summer Dress (H&M, Zara, etc)

$36.09 BAM 62.8

$25.24 ₱1,589

42.99%

Sport Shoes (Adidas, Nike)

$90.7 BAM 158

$77.0 ₱4,846

17.84%

Men's Leather Business Shoes

$114 BAM 198

$57.2 ₱3,601

99.23%

1-bedroom Apartment, City Center (Monthly)

$188 BAM 326

$500 ₱31.5K

-62.45%

1-bedroom Apartment, Outside City Center (Monthly)

$145 BAM 252

$309 ₱19.4K

-53.09%

3-bedroom Apartment, City Center (Monthly)

$318 BAM 553

$1,078 ₱67.9K

-70.47%

3-bedroom Apartment, Outside City Center (Monthly)

$269 BAM 467

$615 ₱38.7K

-56.30%

Buy Apartment in City Center (m2)

$1,673 BAM 2,908

$2,886 ₱181.7K

-42.05%

Buy Apartment Outside City Center (m2)

$1,310 BAM 2,277

$1,917 ₱120.7K

-31.67%

Average Monthly Net Salary (After Tax)

$866 BAM 1,506

$346 ₱21.8K

150.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

7.2

-38.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Visoko: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Visoko

$226 23.8%

Cebu

$206 22.4% 8.7% $20

Monthly Utilities & Internet

Visoko

$205 21.6%

Cebu

$162 17.6% 21% $43

Eating Out

Visoko

$151 16%

Cebu

$88 9.6% 41.7% $63

Clothing & Footwear

Visoko

$146 15.4%

Cebu

$94 10.2% 35.8% $52

Accommodation & Living

Visoko

$145 15.3%

Cebu

$309 33.6% 113% $164

Sport & Entertainment

Visoko

$44 4.7%

Cebu

$44 4.8% 1.6% $0.7

Getting Around

Visoko

$29 3.1%

Cebu

$16 1.7% 47.1% $14

Cost Breakdown

A one-bedroom apartment in the center runs $188 in Visoko and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Visoko pays 150% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Visoko vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $226 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇦 Visoko

🇵🇭 Cebu

🕒 Local time

04:22 4:22 AM

10:22 10:22 AM

6 h ahead of Visoko

🌤 Weather

👥 Population

11,552

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Visoko Cebu 10,440 km ≈ 14 h nonstop flight

From you

Visoko
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Visoko vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 3% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 150% higher in Visoko, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $188 in Visoko versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $947 per month in Visoko versus $918 in Cebu – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 38% less than in Visoko. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Visoko, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Visoko and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 3% less than in Visoko. Beyond cost, consider language, visa policies, and how big the international community is in each city.