Last update: Oct 2026

Cost of Living Comparison Between Cebu and Visakhapatnam

For one person, living is cheaper in Visakhapatnam: $375 a month against $934 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Visakhapatnam
Learn more

Visakhapatnam Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Visakhapatnam

🇮🇳 India

$375

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Visakhapatnam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Visakhapatnam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $375 in Visakhapatnam.

Cebu $934
Visakhapatnam $375

Estimated couple costs with rent: $1,415 in Cebu versus $581 in Visakhapatnam.

Cebu $1,415
Visakhapatnam $581

Monthly costs for a family of three with rent: $1,896 in Cebu versus $787 in Visakhapatnam.

Cebu $1,896
Visakhapatnam $787

Living in Cebu is roughly 149% more expensive than in Visakhapatnam, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Visakhapatnam 72% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.12 ₹205

42.92%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$8.23 ₹797

185.30%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$4.64 ₹449

-11.85%

Cappuccino

$2.52 ₱158

$1.71 ₹166

47.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.32 ₹31.22

381.25%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.09 ₹8.62

444.44%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.10 ₹203

-14.76%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.00 ₹290

-24.67%

Milk (1 liter)

$1.95 ₱122

$0.69 ₹66.5

182.61%

White Bread (500g)

$1.43 ₱89.7

$0.57 ₹55.1

150.88%

Rice (white) (1kg)

$1.02 ₱63.8

$0.65 ₹62.5

56.92%

Eggs

$2.06 ₱129

$0.81 ₹78.2

154.32%

Local Cheese (1kg)

$9.81 ₱615

$5.34 ₹517

83.71%

Chicken Fillets (1kg)

$4.61 ₱289

$3.20 ₹309

44.06%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.43 ₹235

36.21%

Banana (1kg)

$1.45 ₱90.9

$0.60 ₹58.1

141.67%

Oranges (1kg)

$2.36 ₱148

$1.05 ₹102

124.76%

Tomato (1kg)

$1.54 ₱96.4

$0.37 ₹35.42

316.22%

Potato (1kg)

$2.36 ₱148

$0.39 ₹37.34

505.13%

Onion (1kg)

$1.99 ₱125

$0.35 ₹34.04

468.57%

Lettuce (1 head)

$1.15 ₱72.1

$0.58 ₹56.4

98.28%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.29 ₹28.53

131.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$4.70 ₹455

-36.17%

Wine (Bottle)

$6.35 ₱398

$9.04 ₹875

-29.76%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.68 ₹163

-22.02%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.10 ₹300

-44.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.42 ₹428

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.22 ₹21.32

13.64%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$13.44 ₹1,301

-5.88%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.07 ₹103

-30.84%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.17 ₹16.74

23.53%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$2.65 ₹256

63.40%

Gasoline (1 liter)

$1.33 ₱83.5

$1.11 ₹107

19.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$13.8K ₹1.3M

58.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$21.4K ₹2.1M

-9.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$32.33 ₹3,129

272.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$3.49 ₹338

314.04%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$5.14 ₹497

450.39%

Gym Membership (Monthly)

$32.68 ₱2,050

$18.45 ₹1,786

77.13%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$6.55 ₹634

-2.44%

Cinema Ticket

$5.46 ₱342

$2.65 ₹256

106.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$49.53 ₹4,793

452.01%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$1,582 ₹153.1K

415.69%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$22.78 ₹2,204

117.60%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$20.96 ₹2,029

18.65%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$30.63 ₹2,964

150.05%

Men's Leather Business Shoes

$59.3 ₱3,717

$31.28 ₹3,027

89.45%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$152 ₹14.7K

233.65%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$61.0 ₹5,907

406.98%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$342 ₹33.1K

207.91%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$149 ₹14.4K

316.16%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$935 ₹90.5K

211.88%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$465 ₹45.0K

301.25%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$348 ₹33.6K

-1.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.58

-16.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Visakhapatnam: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Visakhapatnam

$61 16.4% 80.3% $248

Groceries & Markets

Cebu

$210 22.7%

Visakhapatnam

$113 30.3% 46.5% $98

Monthly Utilities & Internet

Cebu

$163 17.7%

Visakhapatnam

$41 11% 74.9% $122

Clothing & Footwear

Cebu

$95 10.2%

Visakhapatnam

$48 12.8% 49.8% $47

Eating Out

Cebu

$88 9.6%

Visakhapatnam

$70 18.7% 21.3% $19

Sport & Entertainment

Cebu

$44 4.7%

Visakhapatnam

$24 6.4% 45.6% $20

Getting Around

Cebu

$15 1.7%

Visakhapatnam

$16 4.4% 5.2% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $152 in Visakhapatnam. Housing cost is often the main lever when comparing two cities.

Visakhapatnam pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $8.00 in Visakhapatnam for a mid-range dinner for two. Groceries echo the gap at $210 vs $113 per month, with Visakhapatnam cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Visakhapatnam

🕒 Local time

15:22 3:22 PM

12:52 12:52 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

2,526,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Visakhapatnam 4,450 km ≈ 6 h nonstop flight

From you

Cebu
Visakhapatnam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Visakhapatnam: Cost of Living - Frequently Asked Questions

Visakhapatnam is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2% lower in Visakhapatnam. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $152 in Visakhapatnam. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $375 in Visakhapatnam – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Visakhapatnam runs roughly 6% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Visakhapatnam gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Visakhapatnam is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Visakhapatnam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Visakhapatnam gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.