Last update: Oct 2026

Cost of Living Comparison Between Cebu and Tumkur

For one person, living is cheaper in Tumkur: $349 a month against $918 in Cebu, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
17

Cost of Living Index in Tumkur
Learn more

Tumkur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Tumkur

🇮🇳 India

$349

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Tumkur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Tumkur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $349 in Tumkur.

Cebu $918
Tumkur $349

Estimated couple costs with rent: $1,409 in Cebu versus $559 in Tumkur.

Cebu $1,409
Tumkur $559

Monthly costs for a family of three with rent: $1,900 in Cebu versus $769 in Tumkur.

Cebu $1,900
Tumkur $769

Living in Cebu is roughly 163% more expensive than in Tumkur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Tumkur 74% lower.

Meal at Budget Restaurant

$3.09 ₱195

$1.56 ₹148

98.08%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.25 ₹973

136.29%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.23 ₹307

21.36%

Cappuccino

$2.51 ₱158

$1.53 ₹146

64.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.46 ₹43.22

245.65%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.10 ₹9.74

430.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.15 ₹204

-17.21%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.53 ₹145

41.83%

Milk (1 liter)

$1.92 ₱121

$0.51 ₹48.15

276.47%

White Bread (500g)

$1.36 ₱85.5

$0.28 ₹26.34

385.71%

Rice (white) (1kg)

$1.01 ₱63.6

$0.65 ₹61.6

55.38%

Eggs

$2.03 ₱128

$0.77 ₹73.0

163.64%

Local Cheese (1kg)

$9.86 ₱621

$5.17 ₹491

90.72%

Chicken Fillets (1kg)

$4.39 ₱277

$2.94 ₹279

49.32%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$2.65 ₹252

24.53%

Banana (1kg)

$1.39 ₱87.8

$0.63 ₹60.2

120.63%

Oranges (1kg)

$2.33 ₱147

$1.15 ₹109

102.61%

Tomato (1kg)

$1.50 ₱94.3

$0.42 ₹39.50

257.14%

Potato (1kg)

$2.36 ₱149

$0.44 ₹41.66

436.36%

Onion (1kg)

$1.90 ₱119

$0.27 ₹25.74

603.70%

Lettuce (1 head)

$1.19 ₱74.9

$0.38 ₹36.21

213.16%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.29 ₹27.48

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.94 ₹470

-39.27%

Wine (Bottle)

$6.03 ₱380

$5.10 ₹485

18.24%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.64 ₹156

-25.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.98 ₹283

-41.28%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.32 ₹410

One-way Ticket (Public Transport)

$0.25 ₱15.87

$0.25 ₹23.53

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.48 ₹710

68.98%

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$1.02 ₹97.0

-24.51%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.29 ₹27.63

-20.69%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.64 ₹156

171.95%

Gasoline (1 liter)

$1.31 ₱82.8

$1.06 ₹100

23.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$15.4K ₹1.5M

37.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$14.2K ₹1.3M

34.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$35.34 ₹3,355

240.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.37 ₹320

315.43%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$5.28 ₹501

421.59%

Gym Membership (Monthly)

$32.33 ₱2,036

$14.13 ₹1,341

128.80%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.33 ₹601

5.06%

Cinema Ticket

$5.65 ₱356

$2.64 ₹251

114.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$53.2 ₹5,048

417.89%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$1,329 ₹126.2K

495.89%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$18.37 ₹1,744

168.54%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$22.61 ₹2,147

11.63%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$36.19 ₹3,436

112.66%

Men's Leather Business Shoes

$57.2 ₱3,603

$28.28 ₹2,686

102.26%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$124 ₹11.8K

301.93%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$72.4 ₹6,870

326.84%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$265 ₹25.2K

306.38%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$173 ₹16.5K

254.63%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$978 ₹92.8K

195.22%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$520 ₹49.3K

268.85%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.56

-24.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Tumkur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Tumkur

$72 20.7% 76.6% $236

Groceries & Markets

Cebu

$206 22.4%

Tumkur

$99 28.2% 52.1% $107

Monthly Utilities & Internet

Cebu

$162 17.6%

Tumkur

$44 12.6% 72.8% $118

Clothing & Footwear

Cebu

$94 10.2%

Tumkur

$47 13.6% 49.5% $46

Eating Out

Cebu

$88 9.6%

Tumkur

$57 16.2% 35.9% $32

Sport & Entertainment

Cebu

$44 4.8%

Tumkur

$19 5.6% 55.5% $24

Getting Around

Cebu

$16 1.7%

Tumkur

$11 3.1% 29.7% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $124 in Tumkur. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $10.00 in Tumkur for a mid-range dinner for two. Groceries echo the gap at $206 vs $99.0 per month, with Tumkur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Tumkur

🕒 Local time

11:36 11:36 AM

09:06 9:06 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

100,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Tumkur 5,100 km ≈ 7 h nonstop flight

From you

Cebu
Tumkur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Tumkur: Cost of Living - Frequently Asked Questions

Tumkur is cheaper overall, especially in groceries, clothing, and eating out. The 163% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $524 in Tumkur to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $124 in Tumkur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $349 in Tumkur – a 163% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tumkur runs roughly 69% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Tumkur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Tumkur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Tumkur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tumkur gentler on the wallet – expenses run 163% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.