Last update: Oct 2026

Cost of Living Comparison Between Cebu and Troyes

For one person, living is cheaper in Cebu: $918 a month against $1,430 in Troyes, rent and utilities included – about $6,100 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
70

Cost of Living Index in Troyes
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Troyes Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Troyes

🇫🇷 France

$1,430

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Troyes

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Troyes actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,430 in Troyes.

Cebu $918
Troyes $1,430

Estimated couple costs with rent: $1,409 in Cebu versus $2,172 in Troyes.

Cebu $1,409
Troyes $2,172

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,914 in Troyes.

Cebu $1,900
Troyes $2,914

Living in Cebu costs roughly 36% less than in Troyes, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Troyes is 6% above.

Meal at Budget Restaurant

$3.09 ₱195

$12.21 €10.89

-74.69%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$41.02 €36.58

-40.96%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$12.31 €10.98

-68.16%

Cappuccino

$2.51 ₱158

$2.75 €2.45

-8.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.81 €2.50

-43.42%

Water (0.33 liter bottle)

$0.53 ₱33.47

$1.28 €1.14

-58.59%

Local Beer (0.5 liter draught)

$1.78 ₱112

$7.34 €6.55

-75.75%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.64 €4.14

-53.23%

Milk (1 liter)

$1.92 ₱121

$1.09 €0.97

76.15%

White Bread (500g)

$1.36 ₱85.5

$1.15 €1.02

18.26%

Rice (white) (1kg)

$1.01 ₱63.6

$1.88 €1.68

-46.28%

Eggs

$2.03 ₱128

$2.20 €1.96

-7.73%

Local Cheese (1kg)

$9.86 ₱622

$22.17 €19.77

-55.53%

Chicken Fillets (1kg)

$4.39 ₱277

$10.05 €8.96

-56.32%

Beef Round Steak (1kg)

$7.60 ₱479

$17.63 €15.72

-56.89%

Apples (1kg)

$3.30 ₱208

$2.17 €1.93

52.07%

Banana (1kg)

$1.39 ₱87.9

$2.20 €1.96

-36.82%

Oranges (1kg)

$2.33 ₱147

$2.27 €2.03

2.64%

Tomato (1kg)

$1.50 ₱94.4

$2.25 €2.01

-33.33%

Potato (1kg)

$2.36 ₱149

$0.85 €0.76

177.65%

Onion (1kg)

$1.90 ₱119

$0.93 €0.83

104.30%

Lettuce (1 head)

$1.19 ₱75.0

$1.10 €0.98

8.18%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.37 €0.33

70.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$14.03 €12.51

-78.62%

Wine (Bottle)

$6.03 ₱380

$12.66 €11.29

-52.37%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.36 €2.11

-47.88%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.44 €2.17

-28.28%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$1.94 €1.73

-87.11%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$47.31 €42.18

-73.28%

Taxi Start (Normal Tariff)

$0.77 ₱48.66

$4.57 €4.08

-83.15%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.97 €1.76

-88.32%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$34.00 €30.31

-86.88%

Gasoline (1 liter)

$1.31 ₱82.9

$1.84 €1.64

-28.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.4K €32.4K

-41.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$32.1K €28.6K

-40.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$121 €108

-0.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$13.22 €11.79

5.90%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$22.61 €20.16

21.80%

Gym Membership (Monthly)

$32.33 ₱2,037

$34.91 €31.12

-7.39%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$7.63 €6.80

-25.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$729 €650

-62.25%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.0K

$9,985 €8,902

-20.70%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$89.9 €80.2

-45.15%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$38.31 €34.16

-34.12%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,850

$108 €96.3

-28.75%

Men's Leather Business Shoes

$57.2 ₱3,605

$79.4 €70.8

-27.95%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$644 €574

-22.45%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$473 €422

-34.77%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,106 €986

-2.54%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$818 €729

-24.80%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

$2,861 €2,551

0.88%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$1,821 €1,624

5.23%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,871 €1,669

-81.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.79

89.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Troyes: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Troyes

$473 33.1% 53.3% $165

Groceries & Markets

Cebu

$206 22.4%

Troyes

$308 21.5% 49.6% $102

Monthly Utilities & Internet

Cebu

$162 17.6%

Troyes

$157 11% 2.9% $4.6

Clothing & Footwear

Cebu

$94 10.2%

Troyes

$142 9.9% 51.2% $48

Eating Out

Cebu

$88 9.6%

Troyes

$230 16.1% 161% $142

Sport & Entertainment

Cebu

$44 4.8%

Troyes

$50 3.5% 15% $6.5

Getting Around

Cebu

$16 1.7%

Troyes

$69 4.9% 346% $54

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $644 in Troyes. Housing cost is often the main lever when comparing two cities.

Troyes pays 441% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $41.00 in Troyes for a mid-range dinner for two. Groceries echo the gap at $206 vs $308 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇫🇷 Troyes

🕒 Local time

12:49 12:49 PM

06:49 6:49 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

62,782

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

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Between locations

Cebu Troyes 11,240 km ≈ 15 h nonstop flight

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Cebu
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Troyes: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 56% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 441% lower in Troyes. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $644 in Troyes. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,430 in Troyes – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 274% less than in Troyes. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,430 in Troyes, a $1,500 budget is realistic in Cebu but tight or insufficient in Troyes. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Troyes, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Troyes are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 56% less than in Troyes. Beyond cost, consider language, visa policies, and how big the international community is in each city.