Last update: Oct 2026

Cost of Living Comparison Between Troyes and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,430 in Troyes, rent and utilities included – about $6,100 less a year. Other living expenses account for most of the difference.

70

Cost of Living Index in Troyes
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Troyes Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Troyes

🇫🇷 France

$1,430

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Troyes and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troyes and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,430 in Troyes versus $918 in Cebu.

Troyes $1,430
Cebu $918

Estimated couple costs with rent: $2,172 in Troyes versus $1,409 in Cebu.

Troyes $2,172
Cebu $1,409

Monthly costs for a family of three with rent: $2,914 in Troyes versus $1,900 in Cebu.

Troyes $2,914
Cebu $1,900

Living in Troyes is roughly 56% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Troyes is 6% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.21 €10.89

$3.09 ₱195

295.15%

Three-Course Dinner for Two, Mid-Range

$41.02 €36.58

$24.22 ₱1,526

69.36%

Fast Food Meal (McDonalds, etc)

$12.31 €10.98

$3.92 ₱247

214.03%

Cappuccino

$2.75 €2.45

$2.51 ₱158

9.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 €2.50

$1.59 ₱100

76.73%

Water (0.33 liter bottle)

$1.28 €1.14

$0.53 ₱33.47

141.51%

Local Beer (0.5 liter draught)

$7.34 €6.55

$1.78 ₱112

312.36%

Imported Beer (0.33 liter bottle)

$4.64 €4.14

$2.17 ₱137

113.82%

Milk (1 liter)

$1.09 €0.97

$1.92 ₱121

-43.23%

White Bread (500g)

$1.15 €1.02

$1.36 ₱85.5

-15.44%

Rice (white) (1kg)

$1.88 €1.68

$1.01 ₱63.6

86.14%

Eggs

$2.20 €1.96

$2.03 ₱128

8.37%

Local Cheese (1kg)

$22.17 €19.77

$9.86 ₱622

124.85%

Chicken Fillets (1kg)

$10.05 €8.96

$4.39 ₱277

128.93%

Beef Round Steak (1kg)

$17.63 €15.72

$7.60 ₱479

131.97%

Apples (1kg)

$2.17 €1.93

$3.30 ₱208

-34.24%

Banana (1kg)

$2.20 €1.96

$1.39 ₱87.9

58.27%

Oranges (1kg)

$2.27 €2.03

$2.33 ₱147

-2.58%

Tomato (1kg)

$2.25 €2.01

$1.50 ₱94.4

50.00%

Potato (1kg)

$0.85 €0.76

$2.36 ₱149

-63.98%

Onion (1kg)

$0.93 €0.83

$1.90 ₱119

-51.05%

Lettuce (1 head)

$1.10 €0.98

$1.19 ₱75.0

-7.56%

Water (1.5 liter bottle)

$0.37 €0.33

$0.63 ₱39.75

-41.27%

Cigarettes 20 Pack (Marlboro, Camel)

$14.03 €12.51

$3.00 ₱189

367.67%

Wine (Bottle)

$12.66 €11.29

$6.03 ₱380

109.95%

Local Beer (0.5 liter bottle)

$2.36 €2.11

$1.23 ₱77.7

91.87%

Imported Beer (0.33 liter bottle)

$2.44 €2.17

$1.75 ₱110

39.43%

One-way Ticket (Public Transport)

$1.94 €1.73

$0.25 ₱15.87

676.00%

Public Transport Monthly Pass (Regular Price)

$47.31 €42.18

$12.64 ₱796

274.29%

Taxi Start (Normal Tariff)

$4.57 €4.08

$0.77 ₱48.66

493.51%

Taxi (Normal Tariff) (1km)

$1.97 €1.76

$0.23 ₱14.54

756.52%

Taxi 1hour Waiting (Normal Tariff)

$34.00 €30.31

$4.46 ₱281

662.33%

Gasoline (1 liter)

$1.84 €1.64

$1.31 ₱82.9

40.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K €32.4K

$21.2K ₱1.3M

71.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K €28.6K

$19.1K ₱1.2M

67.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 €108

$120 ₱7,577

0.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.22 €11.79

$14.00 ₱883

-5.57%

Internet (50+ Mbps, Unlimited Data)

$22.61 €20.16

$27.54 ₱1,736

-17.90%

Gym Membership (Monthly)

$34.91 €31.12

$32.33 ₱2,037

7.98%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.63 €6.80

$5.65 ₱356

35.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$729 €650

$275 ₱17.3K

164.89%

International Primary School, 1 Child (Yearly)

$9,985 €8,902

$7,918 ₱499.0K

26.10%

Jeans (Levis 501 Or Similar)

$89.9 €80.2

$49.33 ₱3,109

82.30%

Summer Dress (H&M, Zara, etc)

$38.31 €34.16

$25.24 ₱1,591

51.78%

Sport Shoes (Adidas, Nike)

$108 €96.3

$77.0 ₱4,850

40.35%

Men's Leather Business Shoes

$79.4 €70.8

$57.2 ₱3,605

38.79%

1-bedroom Apartment, City Center (Monthly)

$644 €574

$500 ₱31.5K

28.95%

1-bedroom Apartment, Outside City Center (Monthly)

$473 €422

$309 ₱19.5K

53.30%

3-bedroom Apartment, City Center (Monthly)

$1,106 €986

$1,078 ₱67.9K

2.61%

3-bedroom Apartment, Outside City Center (Monthly)

$818 €729

$615 ₱38.8K

32.98%

Buy Apartment in City Center (m2)

$2,861 €2,551

$2,886 ₱181.9K

-0.87%

Buy Apartment Outside City Center (m2)

$1,821 €1,624

$1,917 ₱120.8K

-4.97%

Average Monthly Net Salary (After Tax)

$1,871 €1,669

$346 ₱21.8K

440.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

7.2

-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troyes: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Troyes

$473 33.1%

Cebu

$309 33.6% 34.8% $165

Groceries & Markets

Troyes

$308 21.5%

Cebu

$206 22.4% 33.2% $102

Eating Out

Troyes

$230 16.1%

Cebu

$88 9.6% 61.6% $142

Monthly Utilities & Internet

Troyes

$157 11%

Cebu

$162 17.6% 2.9% $4.6

Clothing & Footwear

Troyes

$142 9.9%

Cebu

$94 10.2% 33.9% $48

Getting Around

Troyes

$69 4.9%

Cebu

$16 1.7% 77.6% $54

Sport & Entertainment

Troyes

$50 3.5%

Cebu

$44 4.8% 13% $6.5

Cost Breakdown

A one-bedroom apartment in the center runs $644 in Troyes and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Troyes pays 441% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $41.00 in Troyes vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $308 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Troyes

🇵🇭 Cebu

🕒 Local time

05:54 5:54 AM

11:54 11:54 AM

6 h ahead of Troyes

🌤 Weather

👥 Population

62,782

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.65 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Troyes Cebu 11,240 km ≈ 15 h nonstop flight

From you

Troyes
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troyes vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 56% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 441% higher in Troyes, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $644 in Troyes versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,430 per month in Troyes versus $918 in Cebu – a 56% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 274% less than in Troyes. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,430 in Troyes, a $1,500 budget is realistic in Cebu but tight or insufficient in Troyes. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Troyes, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Troyes and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 56% less than in Troyes. Beyond cost, consider language, visa policies, and how big the international community is in each city.