Last update: Oct 2026

Cost of Living Comparison Between Cebu and Troyan

For one person, living is cheaper in Cebu: $915 a month against $1,112 in Troyan, rent and utilities included – about $2,400 less a year. The total is higher in Troyan despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
54

Cost of Living Index in Troyan
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Troyan Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Troyan

🇧🇬 Bulgaria

$1,112

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Troyan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Troyan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,112 in Troyan.

Cebu $915
Troyan $1,112

Estimated couple costs with rent: $1,418 in Cebu versus $1,740 in Troyan.

Cebu $1,418
Troyan $1,740

Monthly costs for a family of three with rent: $1,921 in Cebu versus $2,369 in Troyan.

Cebu $1,921
Troyan $2,369

Living in Cebu costs roughly 18% less than in Troyan, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Troyan 18% lower.

Meal at Budget Restaurant

$3.05 ₱192

$16.89 BGN 29.38

-81.94%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$51.9 BGN 90.4

-53.78%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$8.74 BGN 15.20

-54.35%

Cappuccino

$2.50 ₱157

$1.45 BGN 2.52

72.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$1.45 BGN 2.53

6.21%

Water (0.33 liter bottle)

$0.50 ₱31.37

$1.06 BGN 1.84

-52.83%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.41 BGN 2.46

26.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.75 BGN 3.05

24.00%

Milk (1 liter)

$2.00 ₱126

$1.88 BGN 3.27

6.38%

White Bread (500g)

$1.37 ₱86.2

$0.50 BGN 0.88

174.00%

Rice (white) (1kg)

$1.03 ₱64.9

$2.20 BGN 3.83

-53.18%

Eggs

$2.03 ₱128

$2.71 BGN 4.72

-25.09%

Local Cheese (1kg)

$10.20 ₱642

$8.54 BGN 14.86

19.44%

Chicken Fillets (1kg)

$4.45 ₱280

$8.64 BGN 15.04

-48.50%

Beef Round Steak (1kg)

$7.67 ₱483

$17.42 BGN 30.32

-55.97%

Apples (1kg)

$3.31 ₱208

$1.11 BGN 1.92

198.20%

Banana (1kg)

$1.46 ₱91.8

$1.57 BGN 2.74

-7.01%

Oranges (1kg)

$2.32 ₱146

$1.83 BGN 3.18

26.78%

Tomato (1kg)

$1.49 ₱94.0

$4.23 BGN 7.36

-64.78%

Potato (1kg)

$2.34 ₱147

$0.89 BGN 1.55

162.92%

Onion (1kg)

$1.94 ₱122

$0.91 BGN 1.58

113.19%

Lettuce (1 head)

$1.16 ₱73.0

$1.20 BGN 2.09

-3.33%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.70 BGN 1.22

-2.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.42 BGN 5.96

-12.57%

Wine (Bottle)

$6.24 ₱393

$7.70 BGN 13.40

-18.96%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.90 BGN 1.57

36.67%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.85 BGN 3.22

-6.49%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.82 BGN 1.42

-71.95%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$24.27 BGN 42.22

-49.16%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.01 BGN 1.76

-21.78%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.71 BGN 1.23

-69.01%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$15.62 BGN 27.17

-70.93%

Gasoline (1 liter)

$1.32 ₱82.9

$1.62 BGN 2.82

-18.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$29.5K BGN 51.4K

-28.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.8K BGN 46.6K

-27.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$160 BGN 278

-25.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$20.07 BGN 34.93

-29.15%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$11.82 BGN 20.57

132.40%

Gym Membership (Monthly)

$32.31 ₱2,034

$29.67 BGN 51.6

8.90%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$16.74 BGN 29.12

-61.17%

Cinema Ticket

$5.40 ₱340

$6.17 BGN 10.73

-12.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$753 BGN 1,310

-63.33%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$5,967 BGN 10.4K

31.83%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$89.2 BGN 155

-44.65%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$28.49 BGN 49.57

-13.72%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$105 BGN 183

-27.31%

Men's Leather Business Shoes

$58.9 ₱3,706

$109 BGN 190

-46.02%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$337 BGN 586

49.62%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$248 BGN 432

22.66%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$547 BGN 952

96.49%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$393 BGN 684

60.88%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,323 BGN 2,303

116.83%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,079 BGN 1,878

73.96%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$866 BGN 1,507

-61.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.89

149.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Troyan: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Troyan

$248 22.3% 18.5% $56

Groceries & Markets

Cebu

$210 22.9%

Troyan

$249 22.4% 19% $40

Monthly Utilities & Internet

Cebu

$160 17.5%

Troyan

$192 17.3% 19.7% $32

Clothing & Footwear

Cebu

$94 10.3%

Troyan

$149 13.4% 58.6% $55

Eating Out

Cebu

$88 9.6%

Troyan

$199 17.9% 127% $112

Sport & Entertainment

Cebu

$43 4.7%

Troyan

$42 3.8% 2.6% $1.1

Getting Around

Cebu

$15 1.7%

Troyan

$32 2.9% 112% $17

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $337 in Troyan. Housing cost is often the main lever when comparing two cities.

Troyan pays 158% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $52.0 in Troyan for a mid-range dinner for two. Groceries echo the gap at $210 vs $249 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇬 Troyan

🕒 Local time

01:40 1:40 AM

20:40 8:40 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

23,422

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Troyan 9,970 km ≈ 13 h nonstop flight

From you

Cebu
Troyan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Troyan: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 158% lower in Troyan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $337 in Troyan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $1,112 in Troyan – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 97% less than in Troyan. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,112 in Troyan, a $1,500 budget is realistic in Cebu but tight or insufficient in Troyan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Troyan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Troyan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 22% less than in Troyan. Beyond cost, consider language, visa policies, and how big the international community is in each city.