Last update: Oct 2026

Cost of Living Comparison Between Troyan and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,112 in Troyan, rent and utilities included – about $2,400 less a year. The total is higher in Troyan despite lower rent and utilities.

54

Cost of Living Index in Troyan
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Troyan Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Troyan

🇧🇬 Bulgaria

$1,112

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Troyan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Troyan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,112 in Troyan versus $915 in Cebu.

Troyan $1,112
Cebu $915

Estimated couple costs with rent: $1,740 in Troyan versus $1,418 in Cebu.

Troyan $1,740
Cebu $1,418

Monthly costs for a family of three with rent: $2,369 in Troyan versus $1,921 in Cebu.

Troyan $2,369
Cebu $1,921

Living in Troyan is roughly 22% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Troyan 18% lower, Cebu 33% lower.

Meal at Budget Restaurant

$16.89 BGN 29.38

$3.05 ₱192

453.77%

Three-Course Dinner for Two, Mid-Range

$51.9 BGN 90.4

$24.00 ₱1,511

116.38%

Fast Food Meal (McDonalds, etc)

$8.74 BGN 15.20

$3.99 ₱251

119.05%

Cappuccino

$1.45 BGN 2.52

$2.50 ₱157

-42.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.45 BGN 2.53

$1.54 ₱97.1

-5.84%

Water (0.33 liter bottle)

$1.06 BGN 1.84

$0.50 ₱31.37

112.00%

Local Beer (0.5 liter draught)

$1.41 BGN 2.46

$1.78 ₱112

-20.79%

Imported Beer (0.33 liter bottle)

$1.75 BGN 3.05

$2.17 ₱136

-19.35%

Milk (1 liter)

$1.88 BGN 3.27

$2.00 ₱126

-6.00%

White Bread (500g)

$0.50 BGN 0.88

$1.37 ₱86.2

-63.50%

Rice (white) (1kg)

$2.20 BGN 3.83

$1.03 ₱64.9

113.59%

Eggs

$2.71 BGN 4.72

$2.03 ₱128

33.50%

Local Cheese (1kg)

$8.54 BGN 14.86

$10.20 ₱642

-16.27%

Chicken Fillets (1kg)

$8.64 BGN 15.04

$4.45 ₱280

94.16%

Beef Round Steak (1kg)

$17.42 BGN 30.32

$7.67 ₱483

127.12%

Apples (1kg)

$1.11 BGN 1.92

$3.31 ₱208

-66.47%

Banana (1kg)

$1.57 BGN 2.74

$1.46 ₱91.8

7.53%

Oranges (1kg)

$1.83 BGN 3.18

$2.32 ₱146

-21.12%

Tomato (1kg)

$4.23 BGN 7.36

$1.49 ₱94.0

183.89%

Potato (1kg)

$0.89 BGN 1.55

$2.34 ₱147

-61.97%

Onion (1kg)

$0.91 BGN 1.58

$1.94 ₱122

-53.09%

Lettuce (1 head)

$1.20 BGN 2.09

$1.16 ₱73.0

3.45%

Water (1.5 liter bottle)

$0.70 BGN 1.22

$0.68 ₱42.89

2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.42 BGN 5.96

$2.99 ₱188

14.38%

Wine (Bottle)

$7.70 BGN 13.40

$6.24 ₱393

23.40%

Local Beer (0.5 liter bottle)

$0.90 BGN 1.57

$1.23 ₱77.3

-26.83%

Imported Beer (0.33 liter bottle)

$1.85 BGN 3.22

$1.73 ₱109

6.94%

One-way Ticket (Public Transport)

$0.82 BGN 1.42

$0.23 ₱14.36

256.52%

Public Transport Monthly Pass (Regular Price)

$24.27 BGN 42.22

$12.34 ₱777

96.68%

Taxi Start (Normal Tariff)

$1.01 BGN 1.76

$0.79 ₱49.96

27.85%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.23

$0.22 ₱13.86

222.73%

Taxi 1hour Waiting (Normal Tariff)

$15.62 BGN 27.17

$4.54 ₱286

244.05%

Gasoline (1 liter)

$1.62 BGN 2.82

$1.32 ₱82.9

22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K BGN 51.4K

$21.0K ₱1.3M

40.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K BGN 46.6K

$19.4K ₱1.2M

38.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 BGN 278

$119 ₱7,464

34.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.07 BGN 34.93

$14.22 ₱896

41.14%

Internet (50+ Mbps, Unlimited Data)

$11.82 BGN 20.57

$27.47 ₱1,730

-56.97%

Gym Membership (Monthly)

$29.67 BGN 51.6

$32.31 ₱2,034

-8.17%

Tennis Court (1 Hour on Weekend)

$16.74 BGN 29.12

$6.50 ₱409

157.54%

Cinema Ticket

$6.17 BGN 10.73

$5.40 ₱340

14.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$753 BGN 1,310

$276 ₱17.4K

172.73%

International Primary School, 1 Child (Yearly)

$5,967 BGN 10.4K

$7,866 ₱495.3K

-24.14%

Jeans (Levis 501 Or Similar)

$89.2 BGN 155

$49.37 ₱3,108

80.68%

Summer Dress (H&M, Zara, etc)

$28.49 BGN 49.57

$24.58 ₱1,548

15.91%

Sport Shoes (Adidas, Nike)

$105 BGN 183

$76.6 ₱4,825

37.58%

Men's Leather Business Shoes

$109 BGN 190

$58.9 ₱3,706

85.27%

1-bedroom Apartment, City Center (Monthly)

$337 BGN 586

$503 ₱31.7K

-33.16%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BGN 432

$305 ₱19.2K

-18.48%

3-bedroom Apartment, City Center (Monthly)

$547 BGN 952

$1,075 ₱67.7K

-49.11%

3-bedroom Apartment, Outside City Center (Monthly)

$393 BGN 684

$632 ₱39.8K

-37.84%

Buy Apartment in City Center (m2)

$1,323 BGN 2,303

$2,870 ₱180.7K

-53.88%

Buy Apartment Outside City Center (m2)

$1,079 BGN 1,878

$1,877 ₱118.2K

-42.51%

Average Monthly Net Salary (After Tax)

$866 BGN 1,507

$336 ₱21.1K

157.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.89

7.2

-59.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Troyan: October 19, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Troyan

$249 22.4%

Cebu

$210 22.9% 15.9% $40

Accommodation & Living

Troyan

$248 22.3%

Cebu

$305 33.3% 22.7% $56

Eating Out

Troyan

$199 17.9%

Cebu

$88 9.6% 56% $112

Monthly Utilities & Internet

Troyan

$192 17.3%

Cebu

$160 17.5% 16.5% $32

Clothing & Footwear

Troyan

$149 13.4%

Cebu

$94 10.3% 36.9% $55

Sport & Entertainment

Troyan

$42 3.8%

Cebu

$43 4.7% 2.6% $1.1

Getting Around

Troyan

$32 2.9%

Cebu

$15 1.7% 52.8% $17

Cost Breakdown

A one-bedroom apartment in the center runs $337 in Troyan and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Troyan pays 158% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Troyan vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $249 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇧🇬 Troyan

🇵🇭 Cebu

🕒 Local time

19:01 7:01 PM

00:01 12:01 AM

5 h ahead of Troyan

🌤 Weather

👥 Population

23,422

964,169

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Troyan Cebu 9,970 km ≈ 13 h nonstop flight

From you

Troyan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Troyan vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 22% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 158% higher in Troyan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $337 in Troyan versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,112 per month in Troyan versus $915 in Cebu – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 97% less than in Troyan. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,112 in Troyan, a $1,500 budget is realistic in Cebu but tight or insufficient in Troyan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Troyan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Troyan and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 22% less than in Troyan. Beyond cost, consider language, visa policies, and how big the international community is in each city.