Last update: Oct 2026

Cost of Living Comparison Between Cebu and Szentendre

For one person, living is cheaper in Cebu: $918 a month against $1,455 in Szentendre, rent and utilities included – about $6,400 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
70

Cost of Living Index in Szentendre
Learn more

Szentendre Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Szentendre

🇭🇺 Hungary

$1,455

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Szentendre

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Szentendre actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,455 in Szentendre.

Cebu $918
Szentendre $1,455

Estimated couple costs with rent: $1,409 in Cebu versus $2,091 in Szentendre.

Cebu $1,409
Szentendre $2,091

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,726 in Szentendre.

Cebu $1,900
Szentendre $2,726

Living in Cebu costs roughly 37% less than in Szentendre, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Szentendre is 8% above.

Meal at Budget Restaurant

$3.09 ₱195

$12.75 Ft 4,132

-75.76%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$55.7 Ft 18.0K

-56.51%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.05 Ft 2,932

-56.69%

Cappuccino

$2.51 ₱158

$2.67 Ft 865

-5.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.90 Ft 615

-16.32%

Water (0.33 liter bottle)

$0.53 ₱33.47

$1.15 Ft 371

-53.91%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.32 Ft 1,077

-46.39%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.87 Ft 930

-24.39%

Milk (1 liter)

$1.92 ₱121

$1.14 Ft 371

68.42%

White Bread (500g)

$1.36 ₱85.5

$1.44 Ft 466

-5.56%

Rice (white) (1kg)

$1.01 ₱63.6

$2.33 Ft 756

-56.65%

Eggs

$2.03 ₱128

$3.36 Ft 1,089

-39.58%

Local Cheese (1kg)

$9.86 ₱622

$11.26 Ft 3,648

-12.43%

Chicken Fillets (1kg)

$4.39 ₱277

$6.07 Ft 1,969

-27.68%

Beef Round Steak (1kg)

$7.60 ₱479

$13.74 Ft 4,453

-44.69%

Apples (1kg)

$3.30 ₱208

$1.91 Ft 618

72.77%

Banana (1kg)

$1.39 ₱87.9

$2.11 Ft 684

-34.12%

Oranges (1kg)

$2.33 ₱147

$2.02 Ft 656

15.35%

Tomato (1kg)

$1.50 ₱94.4

$3.80 Ft 1,233

-60.53%

Potato (1kg)

$2.36 ₱149

$1.01 Ft 326

133.66%

Onion (1kg)

$1.90 ₱119

$0.98 Ft 319

93.88%

Lettuce (1 head)

$1.19 ₱75.0

$1.55 Ft 503

-23.23%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.53 Ft 171

18.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.84 Ft 2,540

-61.73%

Wine (Bottle)

$6.03 ₱380

$5.97 Ft 1,935

1.01%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.27 Ft 411

-3.15%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.63 Ft 528

7.36%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$1.19 Ft 386

-78.99%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$28.79 Ft 9,332

-56.10%

Taxi Start (Normal Tariff)

$0.77 ₱48.66

$3.03 Ft 982

-74.59%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$1.39 Ft 450

-83.45%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.38 Ft 5,957

-75.73%

Gasoline (1 liter)

$1.31 ₱82.9

$1.91 Ft 621

-31.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$28.9K Ft 9.4M

-26.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$33.7K Ft 10.9M

-43.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$153 Ft 49.7K

-21.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$30.94 Ft 10.0K

-54.75%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$23.11 Ft 7,490

19.17%

Gym Membership (Monthly)

$32.33 ₱2,037

$45.59 Ft 14.8K

-29.09%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$19.51 Ft 6,323

-65.91%

Cinema Ticket

$5.65 ₱356

$7.78 Ft 2,521

-27.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$493 Ft 159.8K

-44.17%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.0K

$16.3K Ft 5.3M

-51.53%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$89.6 Ft 29.0K

-44.94%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$27.81 Ft 9,015

-9.24%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,850

$99.0 Ft 32.1K

-22.26%

Men's Leather Business Shoes

$57.2 ₱3,605

$105 Ft 34.1K

-45.55%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$613 Ft 198.7K

-18.53%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$560 Ft 181.6K

-44.87%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$770 Ft 249.5K

40.04%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$690 Ft 223.8K

-10.89%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

$3,102 Ft 1.0M

-6.96%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$3,848 Ft 1.2M

-50.19%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,545 Ft 500.7K

-77.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.45

11.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Szentendre: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Szentendre

$560 38.5% 81.4% $251

Groceries & Markets

Cebu

$206 22.4%

Szentendre

$242 16.7% 17.7% $36

Monthly Utilities & Internet

Cebu

$162 17.6%

Szentendre

$207 14.3% 28.2% $46

Clothing & Footwear

Cebu

$94 10.2%

Szentendre

$145 9.9% 54% $51

Eating Out

Cebu

$88 9.6%

Szentendre

$196 13.5% 122% $107

Sport & Entertainment

Cebu

$44 4.8%

Szentendre

$61 4.2% 40.2% $18

Getting Around

Cebu

$16 1.7%

Szentendre

$44 3% 180% $28

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $613 in Szentendre. Housing cost is often the main lever when comparing two cities.

Szentendre pays 347% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $56.0 in Szentendre for a mid-range dinner for two. Groceries echo the gap at $206 vs $242 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Szentendre

🕒 Local time

02:35 2:35 AM

20:35 8:35 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

28,444

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 HUF = 3.09 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

Hungarian Forint exchange rates as of October 16, 2026: 1 USD = 324 HUF (1,000 HUF = 3.09 USD). 1 EUR = 364 HUF (1,000 HUF = 2.75 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Szentendre 10,250 km ≈ 13 h nonstop flight

From you

Cebu
Szentendre

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Szentendre: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 59% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 347% lower in Szentendre. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $613 in Szentendre. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,455 in Szentendre – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 128% less than in Szentendre. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,455 in Szentendre, a $1,500 budget is realistic in Cebu but tight or insufficient in Szentendre. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Szentendre, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Szentendre are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 59% less than in Szentendre. Beyond cost, consider language, visa policies, and how big the international community is in each city.