Last update: Oct 2026

Cost of Living Comparison Between Szentendre and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,455 in Szentendre, rent and utilities included – about $6,400 less a year. Rent and utilities account for about half of the difference.

70

Cost of Living Index in Szentendre
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Szentendre Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Szentendre

🇭🇺 Hungary

$1,455

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Szentendre and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szentendre and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,455 in Szentendre versus $918 in Cebu.

Szentendre $1,455
Cebu $918

Estimated couple costs with rent: $2,091 in Szentendre versus $1,409 in Cebu.

Szentendre $2,091
Cebu $1,409

Monthly costs for a family of three with rent: $2,726 in Szentendre versus $1,900 in Cebu.

Szentendre $2,726
Cebu $1,900

Living in Szentendre is roughly 59% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Szentendre is 8% above, Cebu is 32% below.

Meal at Budget Restaurant

$12.75 Ft 4,132

$3.09 ₱195

312.62%

Three-Course Dinner for Two, Mid-Range

$55.7 Ft 18.0K

$24.22 ₱1,526

129.93%

Fast Food Meal (McDonalds, etc)

$9.05 Ft 2,932

$3.92 ₱247

130.87%

Cappuccino

$2.67 Ft 865

$2.51 ₱158

6.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 Ft 615

$1.59 ₱100

19.50%

Water (0.33 liter bottle)

$1.15 Ft 371

$0.53 ₱33.47

116.98%

Local Beer (0.5 liter draught)

$3.32 Ft 1,077

$1.78 ₱112

86.52%

Imported Beer (0.33 liter bottle)

$2.87 Ft 930

$2.17 ₱137

32.26%

Milk (1 liter)

$1.14 Ft 371

$1.92 ₱121

-40.63%

White Bread (500g)

$1.44 Ft 466

$1.36 ₱85.5

5.88%

Rice (white) (1kg)

$2.33 Ft 756

$1.01 ₱63.6

130.69%

Eggs

$3.36 Ft 1,089

$2.03 ₱128

65.52%

Local Cheese (1kg)

$11.26 Ft 3,648

$9.86 ₱622

14.20%

Chicken Fillets (1kg)

$6.07 Ft 1,969

$4.39 ₱277

38.27%

Beef Round Steak (1kg)

$13.74 Ft 4,453

$7.60 ₱479

80.79%

Apples (1kg)

$1.91 Ft 618

$3.30 ₱208

-42.12%

Banana (1kg)

$2.11 Ft 684

$1.39 ₱87.9

51.80%

Oranges (1kg)

$2.02 Ft 656

$2.33 ₱147

-13.30%

Tomato (1kg)

$3.80 Ft 1,233

$1.50 ₱94.4

153.33%

Potato (1kg)

$1.01 Ft 326

$2.36 ₱149

-57.20%

Onion (1kg)

$0.98 Ft 319

$1.90 ₱119

-48.42%

Lettuce (1 head)

$1.55 Ft 503

$1.19 ₱75.0

30.25%

Water (1.5 liter bottle)

$0.53 Ft 171

$0.63 ₱39.75

-15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$7.84 Ft 2,540

$3.00 ₱189

161.33%

Wine (Bottle)

$5.97 Ft 1,935

$6.03 ₱380

-1.00%

Local Beer (0.5 liter bottle)

$1.27 Ft 411

$1.23 ₱77.7

3.25%

Imported Beer (0.33 liter bottle)

$1.63 Ft 528

$1.75 ₱110

-6.86%

One-way Ticket (Public Transport)

$1.19 Ft 386

$0.25 ₱15.87

376.00%

Public Transport Monthly Pass (Regular Price)

$28.79 Ft 9,332

$12.64 ₱796

127.77%

Taxi Start (Normal Tariff)

$3.03 Ft 982

$0.77 ₱48.66

293.51%

Taxi (Normal Tariff) (1km)

$1.39 Ft 450

$0.23 ₱14.54

504.35%

Taxi 1hour Waiting (Normal Tariff)

$18.38 Ft 5,957

$4.46 ₱281

312.11%

Gasoline (1 liter)

$1.91 Ft 621

$1.31 ₱82.9

45.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K Ft 9.4M

$21.2K ₱1.3M

36.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.7K Ft 10.9M

$19.1K ₱1.2M

76.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 Ft 49.7K

$120 ₱7,577

27.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.94 Ft 10.0K

$14.00 ₱883

121.00%

Internet (50+ Mbps, Unlimited Data)

$23.11 Ft 7,490

$27.54 ₱1,736

-16.09%

Gym Membership (Monthly)

$45.59 Ft 14.8K

$32.33 ₱2,037

41.01%

Tennis Court (1 Hour on Weekend)

$19.51 Ft 6,323

$6.65 ₱419

193.38%

Cinema Ticket

$7.78 Ft 2,521

$5.65 ₱356

37.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Ft 159.8K

$275 ₱17.3K

79.12%

International Primary School, 1 Child (Yearly)

$16.3K Ft 5.3M

$7,918 ₱499.0K

106.31%

Jeans (Levis 501 Or Similar)

$89.6 Ft 29.0K

$49.33 ₱3,109

81.61%

Summer Dress (H&M, Zara, etc)

$27.81 Ft 9,015

$25.24 ₱1,591

10.18%

Sport Shoes (Adidas, Nike)

$99.0 Ft 32.1K

$77.0 ₱4,850

28.64%

Men's Leather Business Shoes

$105 Ft 34.1K

$57.2 ₱3,605

83.67%

1-bedroom Apartment, City Center (Monthly)

$613 Ft 198.7K

$500 ₱31.5K

22.74%

1-bedroom Apartment, Outside City Center (Monthly)

$560 Ft 181.6K

$309 ₱19.5K

81.40%

3-bedroom Apartment, City Center (Monthly)

$770 Ft 249.5K

$1,078 ₱67.9K

-28.59%

3-bedroom Apartment, Outside City Center (Monthly)

$690 Ft 223.8K

$615 ₱38.8K

12.22%

Buy Apartment in City Center (m2)

$3,102 Ft 1.0M

$2,886 ₱181.9K

7.48%

Buy Apartment Outside City Center (m2)

$3,848 Ft 1.2M

$1,917 ₱120.8K

100.75%

Average Monthly Net Salary (After Tax)

$1,545 Ft 500.7K

$346 ₱21.8K

346.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

7.2

-10.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szentendre: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Szentendre

$560 38.5%

Cebu

$309 33.6% 44.9% $251

Groceries & Markets

Szentendre

$242 16.7%

Cebu

$206 22.4% 15% $36

Monthly Utilities & Internet

Szentendre

$207 14.3%

Cebu

$162 17.6% 22% $46

Eating Out

Szentendre

$196 13.5%

Cebu

$88 9.6% 54.9% $107

Clothing & Footwear

Szentendre

$145 9.9%

Cebu

$94 10.2% 35.1% $51

Sport & Entertainment

Szentendre

$61 4.2%

Cebu

$44 4.8% 28.7% $18

Getting Around

Szentendre

$44 3%

Cebu

$16 1.7% 64.2% $28

Cost Breakdown

A one-bedroom apartment in the center runs $613 in Szentendre and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Szentendre pays 347% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Szentendre vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $242 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇺 Szentendre

🇵🇭 Cebu

🕒 Local time

19:40 7:40 PM

01:40 1:40 AM

6 h ahead of Szentendre

🌤 Weather

👥 Population

28,444

964,169

💱 Currency

Hungarian Forint HUF Ft

Philippine Peso PHP ₱

📈 Exchange rate

1,000 HUF = 3.09 USD

1,000 HUF = 2.75 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 16, 2026: 1 USD = 324 HUF (1,000 HUF = 3.09 USD). 1 EUR = 364 HUF (1,000 HUF = 2.75 EUR).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to HUF in detail →

On the map

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Between locations

Szentendre Cebu 10,250 km ≈ 13 h nonstop flight

From you

Szentendre
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szentendre vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 59% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 347% higher in Szentendre, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $613 in Szentendre versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,455 per month in Szentendre versus $918 in Cebu – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 128% less than in Szentendre. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,455 in Szentendre, a $1,500 budget is realistic in Cebu but tight or insufficient in Szentendre. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Szentendre, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Szentendre and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 59% less than in Szentendre. Beyond cost, consider language, visa policies, and how big the international community is in each city.