Last update: Oct 2026

Cost of Living Comparison Between Cebu and Szeged

For one person, living is cheaper in Cebu: $918 a month against $1,227 in Szeged, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
60

Cost of Living Index in Szeged
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Szeged Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Szeged

🇭🇺 Hungary

$1,227

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Szeged

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Szeged actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,227 in Szeged.

Cebu $918
Szeged $1,227

Estimated couple costs with rent: $1,409 in Cebu versus $1,912 in Szeged.

Cebu $1,409
Szeged $1,912

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,596 in Szeged.

Cebu $1,900
Szeged $2,596

Living in Cebu costs roughly 25% less than in Szeged, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Szeged 9% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.98 Ft 2,902

-65.59%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$57.4 Ft 18.5K

-57.80%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$9.34 Ft 3,018

-58.03%

Cappuccino

$2.51 ₱158

$2.41 Ft 777

4.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.56 Ft 504

1.92%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.33 Ft 429

-60.15%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.33 Ft 754

-23.61%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.22 Ft 717

-2.25%

Milk (1 liter)

$1.92 ₱121

$1.22 Ft 393

57.38%

White Bread (500g)

$1.36 ₱85.4

$1.37 Ft 441

-0.73%

Rice (white) (1kg)

$1.01 ₱63.5

$2.42 Ft 781

-58.26%

Eggs

$2.03 ₱128

$3.56 Ft 1,150

-42.98%

Local Cheese (1kg)

$9.86 ₱621

$10.46 Ft 3,378

-5.74%

Chicken Fillets (1kg)

$4.39 ₱277

$6.41 Ft 2,070

-31.51%

Beef Round Steak (1kg)

$7.60 ₱479

$16.40 Ft 5,298

-53.66%

Apples (1kg)

$3.30 ₱208

$2.28 Ft 737

44.74%

Banana (1kg)

$1.39 ₱87.8

$2.21 Ft 716

-37.10%

Oranges (1kg)

$2.33 ₱147

$2.05 Ft 662

13.66%

Tomato (1kg)

$1.50 ₱94.3

$3.35 Ft 1,082

-55.22%

Potato (1kg)

$2.36 ₱149

$0.98 Ft 317

140.82%

Onion (1kg)

$1.90 ₱119

$1.04 Ft 336

82.69%

Lettuce (1 head)

$1.19 ₱74.9

$1.66 Ft 537

-28.31%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.52 Ft 167

21.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$8.04 Ft 2,599

-62.69%

Wine (Bottle)

$6.03 ₱379

$5.45 Ft 1,760

10.64%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.26 Ft 407

-2.38%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.99 Ft 643

-12.06%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.63 Ft 527

-84.66%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$29.42 Ft 9,505

-57.04%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.02 Ft 975

-74.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.65 Ft 533

-86.06%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.15 Ft 5,864

-75.43%

Gasoline (1 liter)

$1.31 ₱82.8

$1.90 Ft 615

-31.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.5K Ft 9.5M

-27.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$37.9K Ft 12.2M

-49.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$127 Ft 40.9K

-5.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$21.61 Ft 6,981

-35.22%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$20.17 Ft 6,515

36.54%

Gym Membership (Monthly)

$32.33 ₱2,035

$46.93 Ft 15.2K

-31.11%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$29.12 Ft 9,409

-77.16%

Cinema Ticket

$5.65 ₱356

$8.59 Ft 2,775

-34.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$248 Ft 80.2K

10.92%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$6,658 Ft 2.2M

18.93%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$114 Ft 36.9K

-56.76%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$32.26 Ft 10.4K

-21.76%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$94.2 Ft 30.4K

-18.28%

Men's Leather Business Shoes

$57.2 ₱3,601

$114 Ft 36.7K

-49.63%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$523 Ft 168.9K

-4.48%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$380 Ft 122.9K

-18.79%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$761 Ft 245.8K

41.65%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$603 Ft 194.7K

2.07%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,103 Ft 1.0M

-6.99%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,320 Ft 749.4K

-17.37%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,234 Ft 398.7K

-71.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.67

7.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Szeged: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Szeged

$380 31% 23.1% $71

Groceries & Markets

Cebu

$206 22.4%

Szeged

$251 20.5% 21.9% $45

Monthly Utilities & Internet

Cebu

$162 17.6%

Szeged

$169 13.7% 4.2% $6.8

Clothing & Footwear

Cebu

$94 10.2%

Szeged

$159 13% 69.6% $65

Eating Out

Cebu

$88 9.6%

Szeged

$156 12.8% 77.2% $68

Sport & Entertainment

Cebu

$44 4.8%

Szeged

$64 5.2% 47% $20

Getting Around

Cebu

$16 1.7%

Szeged

$47 3.9% 203% $32

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $523 in Szeged. Housing cost is often the main lever when comparing two cities.

Szeged pays 257% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $57.0 in Szeged for a mid-range dinner for two. Groceries echo the gap at $206 vs $251 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Szeged

🕒 Local time

02:28 2:28 AM

20:28 8:28 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

157,930

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Hungarian Forint exchange rates as of October 18, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Szeged 10,220 km ≈ 13 h nonstop flight

From you

Cebu
Szeged

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Szeged: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 34% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 257% lower in Szeged. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $523 in Szeged. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,227 in Szeged – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 133% less than in Szeged. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,227 in Szeged, a $1,500 budget is realistic in Cebu but tight or insufficient in Szeged. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Szeged, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Szeged are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Szeged. Beyond cost, consider language, visa policies, and how big the international community is in each city.