Last update: Oct 2026

Cost of Living Comparison Between Szeged and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,227 in Szeged, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

60

Cost of Living Index in Szeged
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Szeged Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Szeged

🇭🇺 Hungary

$1,227

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Szeged and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szeged and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,227 in Szeged versus $918 in Cebu.

Szeged $1,227
Cebu $918

Estimated couple costs with rent: $1,912 in Szeged versus $1,409 in Cebu.

Szeged $1,912
Cebu $1,409

Monthly costs for a family of three with rent: $2,596 in Szeged versus $1,900 in Cebu.

Szeged $2,596
Cebu $1,900

Living in Szeged is roughly 34% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Szeged 9% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.98 Ft 2,902

$3.09 ₱194

190.61%

Three-Course Dinner for Two, Mid-Range

$57.4 Ft 18.5K

$24.22 ₱1,525

136.99%

Fast Food Meal (McDonalds, etc)

$9.34 Ft 3,018

$3.92 ₱247

138.27%

Cappuccino

$2.41 Ft 777

$2.51 ₱158

-3.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.56 Ft 504

$1.59 ₱100

-1.89%

Water (0.33 liter bottle)

$1.33 Ft 429

$0.53 ₱33.43

150.94%

Local Beer (0.5 liter draught)

$2.33 Ft 754

$1.78 ₱112

30.90%

Imported Beer (0.33 liter bottle)

$2.22 Ft 717

$2.17 ₱137

2.30%

Milk (1 liter)

$1.22 Ft 393

$1.92 ₱121

-36.46%

White Bread (500g)

$1.37 Ft 441

$1.36 ₱85.4

0.74%

Rice (white) (1kg)

$2.42 Ft 781

$1.01 ₱63.5

139.60%

Eggs

$3.56 Ft 1,150

$2.03 ₱128

75.37%

Local Cheese (1kg)

$10.46 Ft 3,378

$9.86 ₱621

6.09%

Chicken Fillets (1kg)

$6.41 Ft 2,070

$4.39 ₱277

46.01%

Beef Round Steak (1kg)

$16.40 Ft 5,298

$7.60 ₱479

115.79%

Apples (1kg)

$2.28 Ft 737

$3.30 ₱208

-30.91%

Banana (1kg)

$2.21 Ft 716

$1.39 ₱87.8

58.99%

Oranges (1kg)

$2.05 Ft 662

$2.33 ₱147

-12.02%

Tomato (1kg)

$3.35 Ft 1,082

$1.50 ₱94.3

123.33%

Potato (1kg)

$0.98 Ft 317

$2.36 ₱149

-58.47%

Onion (1kg)

$1.04 Ft 336

$1.90 ₱119

-45.26%

Lettuce (1 head)

$1.66 Ft 537

$1.19 ₱74.9

39.50%

Water (1.5 liter bottle)

$0.52 Ft 167

$0.63 ₱39.71

-17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$8.04 Ft 2,599

$3.00 ₱189

168.00%

Wine (Bottle)

$5.45 Ft 1,760

$6.03 ₱379

-9.62%

Local Beer (0.5 liter bottle)

$1.26 Ft 407

$1.23 ₱77.7

2.44%

Imported Beer (0.33 liter bottle)

$1.99 Ft 643

$1.75 ₱110

13.71%

One-way Ticket (Public Transport)

$1.63 Ft 527

$0.25 ₱15.86

552.00%

Public Transport Monthly Pass (Regular Price)

$29.42 Ft 9,505

$12.64 ₱796

132.75%

Taxi Start (Normal Tariff)

$3.02 Ft 975

$0.77 ₱48.62

292.21%

Taxi (Normal Tariff) (1km)

$1.65 Ft 533

$0.23 ₱14.53

617.39%

Taxi 1hour Waiting (Normal Tariff)

$18.15 Ft 5,864

$4.46 ₱281

306.95%

Gasoline (1 liter)

$1.90 Ft 615

$1.31 ₱82.8

45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.5K Ft 9.5M

$21.2K ₱1.3M

38.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K Ft 12.2M

$19.1K ₱1.2M

97.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 Ft 40.9K

$120 ₱7,569

5.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.61 Ft 6,981

$14.00 ₱882

54.36%

Internet (50+ Mbps, Unlimited Data)

$20.17 Ft 6,515

$27.54 ₱1,734

-26.76%

Gym Membership (Monthly)

$46.93 Ft 15.2K

$32.33 ₱2,035

45.16%

Tennis Court (1 Hour on Weekend)

$29.12 Ft 9,409

$6.65 ₱419

337.89%

Cinema Ticket

$8.59 Ft 2,775

$5.65 ₱356

52.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$248 Ft 80.2K

$275 ₱17.3K

-9.85%

International Primary School, 1 Child (Yearly)

$6,658 Ft 2.2M

$7,918 ₱498.5K

-15.92%

Jeans (Levis 501 Or Similar)

$114 Ft 36.9K

$49.33 ₱3,106

131.28%

Summer Dress (H&M, Zara, etc)

$32.26 Ft 10.4K

$25.24 ₱1,589

27.81%

Sport Shoes (Adidas, Nike)

$94.2 Ft 30.4K

$77.0 ₱4,846

22.38%

Men's Leather Business Shoes

$114 Ft 36.7K

$57.2 ₱3,601

98.55%

1-bedroom Apartment, City Center (Monthly)

$523 Ft 168.9K

$500 ₱31.5K

4.69%

1-bedroom Apartment, Outside City Center (Monthly)

$380 Ft 122.9K

$309 ₱19.4K

23.13%

3-bedroom Apartment, City Center (Monthly)

$761 Ft 245.8K

$1,078 ₱67.9K

-29.40%

3-bedroom Apartment, Outside City Center (Monthly)

$603 Ft 194.7K

$615 ₱38.7K

-2.02%

Buy Apartment in City Center (m2)

$3,103 Ft 1.0M

$2,886 ₱181.7K

7.52%

Buy Apartment Outside City Center (m2)

$2,320 Ft 749.4K

$1,917 ₱120.7K

21.03%

Average Monthly Net Salary (After Tax)

$1,234 Ft 398.7K

$346 ₱21.8K

256.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

7.2

-7.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szeged: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Szeged

$380 31%

Cebu

$309 33.6% 18.8% $71

Groceries & Markets

Szeged

$251 20.5%

Cebu

$206 22.4% 18% $45

Monthly Utilities & Internet

Szeged

$169 13.7%

Cebu

$162 17.6% 4% $6.8

Clothing & Footwear

Szeged

$159 13%

Cebu

$94 10.2% 41.1% $65

Eating Out

Szeged

$156 12.8%

Cebu

$88 9.6% 43.6% $68

Sport & Entertainment

Szeged

$64 5.2%

Cebu

$44 4.8% 32% $20

Getting Around

Szeged

$47 3.9%

Cebu

$16 1.7% 67% $32

Cost Breakdown

A one-bedroom apartment in the center runs $523 in Szeged and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Szeged pays 257% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Szeged vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $251 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇺 Szeged

🇵🇭 Cebu

🕒 Local time

19:37 7:37 PM

01:37 1:37 AM

6 h ahead of Szeged

🌤 Weather

👥 Population

157,930

964,169

💱 Currency

Hungarian Forint HUF Ft

Philippine Peso PHP ₱

📈 Exchange rate

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 18, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to HUF in detail →

On the map

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Between locations

Szeged Cebu 10,220 km ≈ 13 h nonstop flight

From you

Szeged
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szeged vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 34% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 257% higher in Szeged, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $523 in Szeged versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,227 per month in Szeged versus $918 in Cebu – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 133% less than in Szeged. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,227 in Szeged, a $1,500 budget is realistic in Cebu but tight or insufficient in Szeged. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Szeged, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Szeged and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Szeged. Beyond cost, consider language, visa policies, and how big the international community is in each city.