Last update: Oct 2026

Cost of Living Comparison Between Cebu and Szczecin

For one person, living is cheaper in Cebu: $934 a month against $1,331 in Szczecin, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
65

Cost of Living Index in Szczecin
Learn more

Szczecin Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Szczecin

🇵🇱 Poland

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Szczecin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Szczecin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,331 in Szczecin.

Cebu $934
Szczecin $1,331

Estimated couple costs with rent: $1,415 in Cebu versus $1,974 in Szczecin.

Cebu $1,415
Szczecin $1,974

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,618 in Szczecin.

Cebu $1,896
Szczecin $2,618

Living in Cebu costs roughly 30% less than in Szczecin, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Szczecin 1% lower.

Meal at Budget Restaurant

$3.03 ₱190

$8.71 zł 34.04

-65.21%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$45.79 zł 179

-48.72%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$8.32 zł 32.50

-50.84%

Cappuccino

$2.52 ₱158

$2.93 zł 11.44

-13.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.80 zł 7.05

-14.44%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.41 zł 5.52

-65.25%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.98 zł 11.64

-39.93%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.09 zł 12.09

-26.86%

Milk (1 liter)

$1.95 ₱122

$0.92 zł 3.61

111.96%

White Bread (500g)

$1.43 ₱89.7

$1.25 zł 4.90

14.40%

Rice (white) (1kg)

$1.02 ₱63.8

$1.06 zł 4.16

-3.77%

Eggs

$2.06 ₱129

$3.24 zł 12.68

-36.42%

Local Cheese (1kg)

$9.81 ₱615

$9.39 zł 36.70

4.47%

Chicken Fillets (1kg)

$4.61 ₱289

$6.25 zł 24.43

-26.24%

Beef Round Steak (1kg)

$7.70 ₱483

$13.00 zł 50.8

-40.77%

Apples (1kg)

$3.31 ₱207

$0.96 zł 3.77

244.79%

Banana (1kg)

$1.45 ₱90.9

$1.64 zł 6.39

-11.59%

Oranges (1kg)

$2.36 ₱148

$1.58 zł 6.19

49.37%

Tomato (1kg)

$1.54 ₱96.4

$2.34 zł 9.14

-34.19%

Potato (1kg)

$2.36 ₱148

$0.85 zł 3.32

177.65%

Onion (1kg)

$1.99 ₱125

$1.07 zł 4.20

85.98%

Lettuce (1 head)

$1.15 ₱72.1

$1.12 zł 4.36

2.68%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.59 zł 2.33

13.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.28 zł 20.64

-43.18%

Wine (Bottle)

$6.35 ₱398

$6.49 zł 25.38

-2.16%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.07 zł 4.17

22.43%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.46 zł 5.70

18.49%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.74 zł 2.90

-66.22%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$25.11 zł 98.2

-49.62%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.97 zł 7.69

-62.44%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.94 zł 3.67

-77.66%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$12.96 zł 50.7

-66.59%

Gasoline (1 liter)

$1.33 ₱83.5

$1.65 zł 6.44

-19.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$30.2K zł 118.0K

-27.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$28.4K zł 111.2K

-31.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$243 zł 949

-50.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$12.39 zł 48.42

16.63%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$18.74 zł 73.3

50.96%

Gym Membership (Monthly)

$32.68 ₱2,050

$30.15 zł 118

8.39%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$49.87 zł 195

-87.19%

Cinema Ticket

$5.46 ₱342

$6.42 zł 25.09

-14.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$329 zł 1,287

-16.98%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$7,675 zł 30.0K

6.27%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$69.8 zł 273

-28.96%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$35.71 zł 140

-30.36%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$80.3 zł 314

-4.57%

Men's Leather Business Shoes

$59.3 ₱3,717

$89.6 zł 350

-33.84%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$616 zł 2,407

-17.89%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$485 zł 1,894

-36.16%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,153 zł 4,506

-8.76%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$815 zł 3,184

-24.01%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$3,349 zł 13.1K

-12.95%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$2,339 zł 9,142

-20.17%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$1,622 zł 6,339

-78.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.82

5.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Szczecin: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Szczecin

$485 36.4% 56.6% $175

Groceries & Markets

Cebu

$210 22.7%

Szczecin

$208 15.6% 1.3% $2.8

Monthly Utilities & Internet

Cebu

$163 17.7%

Szczecin

$274 20.6% 67.7% $111

Clothing & Footwear

Cebu

$95 10.2%

Szczecin

$124 9.3% 30.9% $29

Eating Out

Cebu

$88 9.6%

Szczecin

$164 12.3% 85.2% $75

Sport & Entertainment

Cebu

$44 4.7%

Szczecin

$43 3.2% 1.4% $0.6

Getting Around

Cebu

$15 1.7%

Szczecin

$35 2.6% 125% $19

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $616 in Szczecin. Housing cost is often the main lever when comparing two cities.

Szczecin pays 375% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $46.00 in Szczecin. Groceries flip the comparison at $210 vs $208, with Szczecin cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Szczecin

🕒 Local time

15:24 3:24 PM

09:24 9:24 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

387,700

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Szczecin 10,330 km ≈ 13 h nonstop flight

From you

Cebu
Szczecin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Szczecin: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and transport. The 43% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 375% lower in Szczecin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $616 in Szczecin. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,331 in Szczecin – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 98% less than in Szczecin. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,331 in Szczecin, a $1,500 budget is realistic in Cebu but tight or insufficient in Szczecin. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Szczecin, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Szczecin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Szczecin. Beyond cost, consider language, visa policies, and how big the international community is in each city.