Last update: Oct 2026

Cost of Living Comparison Between Szczecin and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,331 in Szczecin, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Szczecin
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Szczecin Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Szczecin

🇵🇱 Poland

$1,331

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Szczecin and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szczecin and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Szczecin versus $934 in Cebu.

Szczecin $1,331
Cebu $934

Estimated couple costs with rent: $1,974 in Szczecin versus $1,415 in Cebu.

Szczecin $1,974
Cebu $1,415

Monthly costs for a family of three with rent: $2,618 in Szczecin versus $1,896 in Cebu.

Szczecin $2,618
Cebu $1,896

Living in Szczecin is roughly 43% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Szczecin 1% lower, Cebu 30% lower.

Meal at Budget Restaurant

$8.71 zł 34.04

$3.03 ₱190

187.46%

Three-Course Dinner for Two, Mid-Range

$45.79 zł 179

$23.48 ₱1,473

95.02%

Fast Food Meal (McDonalds, etc)

$8.32 zł 32.50

$4.09 ₱256

103.42%

Cappuccino

$2.93 zł 11.44

$2.52 ₱158

16.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.80 zł 7.05

$1.54 ₱96.9

16.88%

Water (0.33 liter bottle)

$1.41 zł 5.52

$0.49 ₱30.98

187.76%

Local Beer (0.5 liter draught)

$2.98 zł 11.64

$1.79 ₱112

66.48%

Imported Beer (0.33 liter bottle)

$3.09 zł 12.09

$2.26 ₱142

36.73%

Milk (1 liter)

$0.92 zł 3.61

$1.95 ₱122

-52.82%

White Bread (500g)

$1.25 zł 4.90

$1.43 ₱89.7

-12.59%

Rice (white) (1kg)

$1.06 zł 4.16

$1.02 ₱63.8

3.92%

Eggs

$3.24 zł 12.68

$2.06 ₱129

57.28%

Local Cheese (1kg)

$9.39 zł 36.70

$9.81 ₱615

-4.28%

Chicken Fillets (1kg)

$6.25 zł 24.43

$4.61 ₱289

35.57%

Beef Round Steak (1kg)

$13.00 zł 50.8

$7.70 ₱483

68.83%

Apples (1kg)

$0.96 zł 3.77

$3.31 ₱207

-71.00%

Banana (1kg)

$1.64 zł 6.39

$1.45 ₱90.9

13.10%

Oranges (1kg)

$1.58 zł 6.19

$2.36 ₱148

-33.05%

Tomato (1kg)

$2.34 zł 9.14

$1.54 ₱96.4

51.95%

Potato (1kg)

$0.85 zł 3.32

$2.36 ₱148

-63.98%

Onion (1kg)

$1.07 zł 4.20

$1.99 ₱125

-46.23%

Lettuce (1 head)

$1.12 zł 4.36

$1.15 ₱72.1

-2.61%

Water (1.5 liter bottle)

$0.59 zł 2.33

$0.67 ₱42.15

-11.94%

Cigarettes 20 Pack (Marlboro, Camel)

$5.28 zł 20.64

$3.00 ₱188

76.00%

Wine (Bottle)

$6.49 zł 25.38

$6.35 ₱398

2.20%

Local Beer (0.5 liter bottle)

$1.07 zł 4.17

$1.31 ₱81.9

-18.32%

Imported Beer (0.33 liter bottle)

$1.46 zł 5.70

$1.73 ₱108

-15.61%

One-way Ticket (Public Transport)

$0.74 zł 2.90

$0.25 ₱15.78

196.00%

Public Transport Monthly Pass (Regular Price)

$25.11 zł 98.2

$12.65 ₱793

98.50%

Taxi Start (Normal Tariff)

$1.97 zł 7.69

$0.74 ₱46.32

166.22%

Taxi (Normal Tariff) (1km)

$0.94 zł 3.67

$0.21 ₱13.11

347.62%

Taxi 1hour Waiting (Normal Tariff)

$12.96 zł 50.7

$4.33 ₱271

199.31%

Gasoline (1 liter)

$1.65 zł 6.44

$1.33 ₱83.5

24.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 118.0K

$21.8K ₱1.4M

38.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K zł 111.2K

$19.4K ₱1.2M

46.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 zł 949

$121 ₱7,563

101.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.39 zł 48.42

$14.45 ₱907

-14.26%

Internet (50+ Mbps, Unlimited Data)

$18.74 zł 73.3

$28.29 ₱1,774

-33.76%

Gym Membership (Monthly)

$30.15 zł 118

$32.68 ₱2,050

-7.74%

Tennis Court (1 Hour on Weekend)

$49.87 zł 195

$6.39 ₱401

680.44%

Cinema Ticket

$6.42 zł 25.09

$5.46 ₱342

17.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 zł 1,287

$273 ₱17.1K

20.46%

International Primary School, 1 Child (Yearly)

$7,675 zł 30.0K

$8,156 ₱511.5K

-5.90%

Jeans (Levis 501 Or Similar)

$69.8 zł 273

$49.57 ₱3,109

40.77%

Summer Dress (H&M, Zara, etc)

$35.71 zł 140

$24.87 ₱1,560

43.59%

Sport Shoes (Adidas, Nike)

$80.3 zł 314

$76.6 ₱4,804

4.79%

Men's Leather Business Shoes

$89.6 zł 350

$59.3 ₱3,717

51.15%

1-bedroom Apartment, City Center (Monthly)

$616 zł 2,407

$506 ₱31.7K

21.78%

1-bedroom Apartment, Outside City Center (Monthly)

$485 zł 1,894

$309 ₱19.4K

56.64%

3-bedroom Apartment, City Center (Monthly)

$1,153 zł 4,506

$1,052 ₱66.0K

9.60%

3-bedroom Apartment, Outside City Center (Monthly)

$815 zł 3,184

$619 ₱38.8K

31.60%

Buy Apartment in City Center (m2)

$3,349 zł 13.1K

$2,915 ₱182.9K

14.88%

Buy Apartment Outside City Center (m2)

$2,339 zł 9,142

$1,867 ₱117.1K

25.27%

Average Monthly Net Salary (After Tax)

$1,622 zł 6,339

$341 ₱21.4K

375.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

7.2

-5.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szczecin: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Szczecin

$485 36.4%

Cebu

$309 33.5% 36.2% $175

Monthly Utilities & Internet

Szczecin

$274 20.6%

Cebu

$163 17.7% 40.4% $111

Groceries & Markets

Szczecin

$208 15.6%

Cebu

$210 22.7% 1.3% $2.8

Eating Out

Szczecin

$164 12.3%

Cebu

$88 9.6% 46% $75

Clothing & Footwear

Szczecin

$124 9.3%

Cebu

$95 10.2% 23.6% $29

Sport & Entertainment

Szczecin

$43 3.2%

Cebu

$44 4.7% 1.4% $0.6

Getting Around

Szczecin

$35 2.6%

Cebu

$15 1.7% 55.6% $19

Cost Breakdown

A one-bedroom apartment in the center runs $616 in Szczecin and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Szczecin pays 375% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Szczecin vs $23.00 in Cebu. Groceries flip the comparison at $208 vs $210, with Szczecin cheaper for home cooking.

Good to know

🇵🇱 Szczecin

🇵🇭 Cebu

🕒 Local time

05:24 5:24 AM

11:24 11:24 AM

6 h ahead of Szczecin

🌤 Weather

👥 Population

387,700

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.228 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Szczecin Cebu 10,330 km ≈ 13 h nonstop flight

From you

Szczecin
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szczecin vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 375% higher in Szczecin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $616 in Szczecin versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,331 per month in Szczecin versus $934 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 98% less than in Szczecin. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,331 in Szczecin, a $1,500 budget is realistic in Cebu but tight or insufficient in Szczecin. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Szczecin, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Szczecin and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Szczecin. Beyond cost, consider language, visa policies, and how big the international community is in each city.