Last update: Oct 2026

Cost of Living Comparison Between Cebu and Svishtov

For one person, living costs are similar in Cebu and in Svishtov: $915 and $922 a month, rent and utilities included.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
45

Cost of Living Index in Svishtov
Learn more

Svishtov Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Svishtov

🇧🇬 Bulgaria

$922

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Svishtov

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Svishtov actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $922 in Svishtov.

Cebu $915
Svishtov $922

Estimated couple costs with rent: $1,418 in Cebu versus $1,446 in Svishtov.

Cebu $1,418
Svishtov $1,446

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,970 in Svishtov.

Cebu $1,921
Svishtov $1,970

Living in Cebu costs roughly 1% less than in Svishtov, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Svishtov 32% lower.

Meal at Budget Restaurant

$3.05 ₱192

$13.56 BGN 23.60

-77.51%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$44.77 BGN 77.9

-46.39%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$8.61 BGN 14.99

-53.66%

Cappuccino

$2.50 ₱157

$2.30 BGN 4.01

8.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.99 BGN 1.73

55.56%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.59 BGN 1.02

-15.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.69 BGN 2.95

5.33%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.83 BGN 4.93

-23.32%

Milk (1 liter)

$2.00 ₱126

$1.46 BGN 2.54

36.99%

White Bread (500g)

$1.37 ₱86.2

$0.83 BGN 1.45

65.06%

Rice (white) (1kg)

$1.03 ₱64.9

$1.74 BGN 3.04

-40.80%

Eggs

$2.03 ₱128

$2.77 BGN 4.83

-26.71%

Local Cheese (1kg)

$10.20 ₱642

$9.76 BGN 16.98

4.51%

Chicken Fillets (1kg)

$4.45 ₱280

$5.06 BGN 8.80

-12.06%

Beef Round Steak (1kg)

$7.67 ₱483

$8.45 BGN 14.70

-9.23%

Apples (1kg)

$3.31 ₱208

$1.46 BGN 2.55

126.71%

Banana (1kg)

$1.46 ₱91.8

$1.05 BGN 1.83

39.05%

Oranges (1kg)

$2.32 ₱146

$1.06 BGN 1.85

118.87%

Tomato (1kg)

$1.49 ₱94.0

$2.30 BGN 4.01

-35.22%

Potato (1kg)

$2.34 ₱147

$0.71 BGN 1.23

229.58%

Onion (1kg)

$1.94 ₱122

$0.48 BGN 0.83

304.17%

Lettuce (1 head)

$1.16 ₱73.0

$0.55 BGN 0.96

110.91%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.56 BGN 0.97

21.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.58 BGN 6.24

-16.48%

Wine (Bottle)

$6.24 ₱393

$6.95 BGN 12.10

-10.22%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.03 BGN 1.80

19.42%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.16 BGN 2.02

49.14%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.90 BGN 1.57

-74.44%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$23.96 BGN 41.70

-48.50%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.41 BGN 2.46

-43.97%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.65 BGN 1.13

-66.15%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$12.06 BGN 20.98

-62.35%

Gasoline (1 liter)

$1.32 ₱82.9

$1.43 BGN 2.49

-7.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$29.8K BGN 51.9K

-29.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.8K BGN 39.6K

-14.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$102 BGN 178

15.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$14.19 BGN 24.68

0.21%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$8.42 BGN 14.65

226.25%

Gym Membership (Monthly)

$32.31 ₱2,034

$30.14 BGN 52.5

7.20%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$17.08 BGN 29.72

-61.94%

Cinema Ticket

$5.40 ₱340

$8.68 BGN 15.10

-37.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$230 BGN 401

19.86%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$5,778 BGN 10.1K

36.14%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$50.9 BGN 88.6

-3.04%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$25.21 BGN 43.87

-2.50%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$71.8 BGN 125

6.73%

Men's Leather Business Shoes

$58.9 ₱3,706

$68.5 BGN 119

-14.05%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$336 BGN 585

49.76%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$254 BGN 443

19.72%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$537 BGN 934

100.26%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$408 BGN 710

54.97%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,320 BGN 2,298

117.33%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$1,076 BGN 1,872

74.48%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$1,264 BGN 2,199

-73.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.25

121.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Svishtov: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Svishtov

$254 27.6% 16.5% $50

Groceries & Markets

Cebu

$210 22.9%

Svishtov

$184 19.9% 12.4% $26

Monthly Utilities & Internet

Cebu

$160 17.5%

Svishtov

$125 13.5% 22.1% $35

Clothing & Footwear

Cebu

$94 10.3%

Svishtov

$97 10.6% 3.3% $3.1

Eating Out

Cebu

$88 9.6%

Svishtov

$182 19.8% 108% $95

Sport & Entertainment

Cebu

$43 4.7%

Svishtov

$48 5.2% 10.2% $4.4

Getting Around

Cebu

$15 1.7%

Svishtov

$32 3.5% 113% $17

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $336 in Svishtov. Housing cost is often the main lever when comparing two cities.

Svishtov pays 276% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $45.00 in Svishtov. Groceries flip the comparison at $210 vs $184, with Svishtov cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇧🇬 Svishtov

🕒 Local time

04:43 4:43 AM

23:43 11:43 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

33,000

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Svishtov 9,900 km ≈ 13 h nonstop flight

From you

Cebu
Svishtov

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Svishtov: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 276% lower in Svishtov. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $336 in Svishtov. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $922 in Svishtov – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 94% less than in Svishtov. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Svishtov, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Svishtov are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 1% less than in Svishtov. Beyond cost, consider language, visa policies, and how big the international community is in each city.