Last update: Oct 2026

Cost of Living Comparison Between Svishtov and Cebu

For one person, living costs are similar in Svishtov and in Cebu: $922 and $915 a month, rent and utilities included.

45

Cost of Living Index in Svishtov
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Svishtov Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Svishtov

🇧🇬 Bulgaria

$922

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Svishtov and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Svishtov and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $922 in Svishtov versus $915 in Cebu.

Svishtov $922
Cebu $915

Estimated couple costs with rent: $1,446 in Svishtov versus $1,418 in Cebu.

Svishtov $1,446
Cebu $1,418

Monthly costs for a family of three with rent: $1,970 in Svishtov versus $1,921 in Cebu.

Svishtov $1,970
Cebu $1,921

Living in Svishtov is roughly 1% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Svishtov 32% lower, Cebu 33% lower.

Meal at Budget Restaurant

$13.56 BGN 23.60

$3.05 ₱192

344.59%

Three-Course Dinner for Two, Mid-Range

$44.77 BGN 77.9

$24.00 ₱1,511

86.54%

Fast Food Meal (McDonalds, etc)

$8.61 BGN 14.99

$3.99 ₱251

115.79%

Cappuccino

$2.30 BGN 4.01

$2.50 ₱157

-8.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 BGN 1.73

$1.54 ₱97.1

-35.71%

Water (0.33 liter bottle)

$0.59 BGN 1.02

$0.50 ₱31.37

18.00%

Local Beer (0.5 liter draught)

$1.69 BGN 2.95

$1.78 ₱112

-5.06%

Imported Beer (0.33 liter bottle)

$2.83 BGN 4.93

$2.17 ₱136

30.41%

Milk (1 liter)

$1.46 BGN 2.54

$2.00 ₱126

-27.00%

White Bread (500g)

$0.83 BGN 1.45

$1.37 ₱86.2

-39.42%

Rice (white) (1kg)

$1.74 BGN 3.04

$1.03 ₱64.9

68.93%

Eggs

$2.77 BGN 4.83

$2.03 ₱128

36.45%

Local Cheese (1kg)

$9.76 BGN 16.98

$10.20 ₱642

-4.31%

Chicken Fillets (1kg)

$5.06 BGN 8.80

$4.45 ₱280

13.71%

Beef Round Steak (1kg)

$8.45 BGN 14.70

$7.67 ₱483

10.17%

Apples (1kg)

$1.46 BGN 2.55

$3.31 ₱208

-55.89%

Banana (1kg)

$1.05 BGN 1.83

$1.46 ₱91.8

-28.08%

Oranges (1kg)

$1.06 BGN 1.85

$2.32 ₱146

-54.31%

Tomato (1kg)

$2.30 BGN 4.01

$1.49 ₱94.0

54.36%

Potato (1kg)

$0.71 BGN 1.23

$2.34 ₱147

-69.66%

Onion (1kg)

$0.48 BGN 0.83

$1.94 ₱122

-75.26%

Lettuce (1 head)

$0.55 BGN 0.96

$1.16 ₱73.0

-52.59%

Water (1.5 liter bottle)

$0.56 BGN 0.97

$0.68 ₱42.89

-17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 BGN 6.24

$2.99 ₱188

19.73%

Wine (Bottle)

$6.95 BGN 12.10

$6.24 ₱393

11.38%

Local Beer (0.5 liter bottle)

$1.03 BGN 1.80

$1.23 ₱77.3

-16.26%

Imported Beer (0.33 liter bottle)

$1.16 BGN 2.02

$1.73 ₱109

-32.95%

One-way Ticket (Public Transport)

$0.90 BGN 1.57

$0.23 ₱14.36

291.30%

Public Transport Monthly Pass (Regular Price)

$23.96 BGN 41.70

$12.34 ₱777

94.17%

Taxi Start (Normal Tariff)

$1.41 BGN 2.46

$0.79 ₱49.96

78.48%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.13

$0.22 ₱13.86

195.45%

Taxi 1hour Waiting (Normal Tariff)

$12.06 BGN 20.98

$4.54 ₱286

165.64%

Gasoline (1 liter)

$1.43 BGN 2.49

$1.32 ₱82.9

8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K BGN 51.9K

$21.0K ₱1.3M

41.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K BGN 39.6K

$19.4K ₱1.2M

17.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 BGN 178

$119 ₱7,464

-13.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.19 BGN 24.68

$14.22 ₱896

-0.21%

Internet (50+ Mbps, Unlimited Data)

$8.42 BGN 14.65

$27.47 ₱1,730

-69.35%

Gym Membership (Monthly)

$30.14 BGN 52.5

$32.31 ₱2,034

-6.72%

Tennis Court (1 Hour on Weekend)

$17.08 BGN 29.72

$6.50 ₱409

162.77%

Cinema Ticket

$8.68 BGN 15.10

$5.40 ₱340

60.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$276 ₱17.4K

-16.57%

International Primary School, 1 Child (Yearly)

$5,778 BGN 10.1K

$7,866 ₱495.3K

-26.55%

Jeans (Levis 501 Or Similar)

$50.9 BGN 88.6

$49.37 ₱3,108

3.14%

Summer Dress (H&M, Zara, etc)

$25.21 BGN 43.87

$24.58 ₱1,548

2.56%

Sport Shoes (Adidas, Nike)

$71.8 BGN 125

$76.6 ₱4,825

-6.30%

Men's Leather Business Shoes

$68.5 BGN 119

$58.9 ₱3,706

16.34%

1-bedroom Apartment, City Center (Monthly)

$336 BGN 585

$503 ₱31.7K

-33.23%

1-bedroom Apartment, Outside City Center (Monthly)

$254 BGN 443

$305 ₱19.2K

-16.47%

3-bedroom Apartment, City Center (Monthly)

$537 BGN 934

$1,075 ₱67.7K

-50.07%

3-bedroom Apartment, Outside City Center (Monthly)

$408 BGN 710

$632 ₱39.8K

-35.47%

Buy Apartment in City Center (m2)

$1,320 BGN 2,298

$2,870 ₱180.7K

-53.99%

Buy Apartment Outside City Center (m2)

$1,076 BGN 1,872

$1,877 ₱118.2K

-42.69%

Average Monthly Net Salary (After Tax)

$1,264 BGN 2,199

$336 ₱21.1K

276.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

7.2

-54.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Svishtov: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Svishtov

$254 27.6%

Cebu

$305 33.3% 19.7% $50

Groceries & Markets

Svishtov

$184 19.9%

Cebu

$210 22.9% 14.1% $26

Eating Out

Svishtov

$182 19.8%

Cebu

$88 9.6% 51.9% $95

Monthly Utilities & Internet

Svishtov

$125 13.5%

Cebu

$160 17.5% 28.3% $35

Clothing & Footwear

Svishtov

$97 10.6%

Cebu

$94 10.3% 3.2% $3.1

Sport & Entertainment

Svishtov

$48 5.2%

Cebu

$43 4.7% 9.3% $4.4

Getting Around

Svishtov

$32 3.5%

Cebu

$15 1.7% 53% $17

Cost Breakdown

A one-bedroom apartment in the center runs $336 in Svishtov and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Svishtov pays 276% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Svishtov vs $24.00 in Cebu. Groceries flip the comparison at $184 vs $210, with Svishtov cheaper for home cooking.

Good to know

🇧🇬 Svishtov

🇵🇭 Cebu

🕒 Local time

21:28 9:28 PM

02:28 2:28 AM

5 h ahead of Svishtov

🌤 Weather

👥 Population

33,000

964,169

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

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Between locations

Svishtov Cebu 9,900 km ≈ 13 h nonstop flight

From you

Svishtov
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Svishtov vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 276% higher in Svishtov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $336 in Svishtov versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $922 per month in Svishtov versus $915 in Cebu – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 94% less than in Svishtov. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Svishtov, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Svishtov and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 1% less than in Svishtov. Beyond cost, consider language, visa policies, and how big the international community is in each city.