Last update: Oct 2026

Cost of Living Comparison Between Cebu and Starogard Gdanski

For one person, living is cheaper in Cebu: $918 a month against $1,224 in Starogard Gdanski, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
59

Cost of Living Index in Starogard Gdanski
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Starogard Gdanski Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Starogard Gdanski

🇵🇱 Poland

$1,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Starogard Gdanski

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Starogard Gdanski actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,224 in Starogard Gdanski.

Cebu $918
Starogard Gdanski $1,224

Estimated couple costs with rent: $1,409 in Cebu versus $1,823 in Starogard Gdanski.

Cebu $1,409
Starogard Gdanski $1,823

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,422 in Starogard Gdanski.

Cebu $1,900
Starogard Gdanski $2,422

Living in Cebu costs roughly 25% less than in Starogard Gdanski, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Starogard Gdanski 9% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.76 zł 34.05

-64.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.51 zł 150

-37.11%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.72 zł 33.86

-55.05%

Cappuccino

$2.51 ₱158

$2.94 zł 11.41

-14.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.02 zł 7.84

-21.29%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.58 zł 6.13

-66.46%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.50 zł 9.70

-28.80%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.09 zł 12.02

-29.77%

Milk (1 liter)

$1.92 ₱121

$0.96 zł 3.74

100.00%

White Bread (500g)

$1.36 ₱85.4

$1.12 zł 4.34

21.43%

Rice (white) (1kg)

$1.01 ₱63.5

$1.26 zł 4.90

-19.84%

Eggs

$2.03 ₱128

$2.95 zł 11.45

-31.19%

Local Cheese (1kg)

$9.86 ₱621

$7.92 zł 30.77

24.49%

Chicken Fillets (1kg)

$4.39 ₱277

$5.81 zł 22.59

-24.44%

Beef Round Steak (1kg)

$7.60 ₱479

$9.95 zł 38.65

-23.62%

Apples (1kg)

$3.30 ₱208

$0.98 zł 3.79

236.73%

Banana (1kg)

$1.39 ₱87.8

$1.21 zł 4.71

14.88%

Oranges (1kg)

$2.33 ₱147

$1.57 zł 6.11

48.41%

Tomato (1kg)

$1.50 ₱94.3

$2.23 zł 8.65

-32.74%

Potato (1kg)

$2.36 ₱149

$0.61 zł 2.37

286.89%

Onion (1kg)

$1.90 ₱119

$1.08 zł 4.19

75.93%

Lettuce (1 head)

$1.19 ₱74.9

$1.16 zł 4.52

2.59%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.56 zł 2.17

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.54 zł 17.62

-33.92%

Wine (Bottle)

$6.03 ₱379

$5.02 zł 19.50

20.12%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.92 zł 3.58

33.70%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.04 zł 4.03

68.27%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.10 zł 4.26

-77.27%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$20.45 zł 79.5

-38.19%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.10 zł 8.16

-63.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.81 zł 3.15

-71.60%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$7.75 zł 30.13

-42.45%

Gasoline (1 liter)

$1.31 ₱82.8

$1.52 zł 5.91

-13.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$27.9K zł 108.6K

-23.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.3K zł 98.3K

-24.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$133 zł 516

-9.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.55 zł 40.99

32.70%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$16.84 zł 65.4

63.54%

Gym Membership (Monthly)

$32.33 ₱2,035

$32.22 zł 125

0.34%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$22.34 zł 86.8

-70.23%

Cinema Ticket

$5.65 ₱356

$7.43 zł 28.87

-23.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$240 zł 933

14.62%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,229 zł 32.0K

-3.78%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$85.6 zł 333

-42.36%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$31.01 zł 120

-18.61%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$79.7 zł 309

-3.38%

Men's Leather Business Shoes

$57.2 ₱3,601

$101 zł 391

-43.13%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$596 zł 2,316

-16.20%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$506 zł 1,966

-38.96%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$972 zł 3,777

10.87%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$827 zł 3,211

-25.57%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,491 zł 5,793

93.57%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,260 zł 4,894

52.14%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,195 zł 4,641

-71.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.21

15.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Starogard Gdanski: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Starogard Gdanski

$506 41.3% 63.8% $197

Groceries & Markets

Cebu

$206 22.4%

Starogard Gdanski

$182 14.9% 11.6% $24

Monthly Utilities & Internet

Cebu

$162 17.6%

Starogard Gdanski

$160 13.1% 0.9% $1.5

Clothing & Footwear

Cebu

$94 10.2%

Starogard Gdanski

$134 10.9% 42.2% $40

Eating Out

Cebu

$88 9.6%

Starogard Gdanski

$165 13.4% 86.4% $76

Sport & Entertainment

Cebu

$44 4.8%

Starogard Gdanski

$47 3.9% 7.9% $3.5

Getting Around

Cebu

$16 1.7%

Starogard Gdanski

$31 2.5% 99% $15

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $596 in Starogard Gdanski. Housing cost is often the main lever when comparing two cities.

Starogard Gdanski pays 245% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $39.00 in Starogard Gdanski. Groceries flip the comparison at $206 vs $182, with Starogard Gdanski cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Starogard Gdanski

🕒 Local time

07:57 7:57 AM

01:57 1:57 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

47,037

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Starogard Gdanski 10,060 km ≈ 13 h nonstop flight

From you

Cebu
Starogard Gdanski

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Starogard Gdanski: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 33% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 245% lower in Starogard Gdanski. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $596 in Starogard Gdanski. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,224 in Starogard Gdanski – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 62% less than in Starogard Gdanski. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,224 in Starogard Gdanski, a $1,500 budget is realistic in Cebu but tight or insufficient in Starogard Gdanski. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Starogard Gdanski, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Starogard Gdanski are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 33% less than in Starogard Gdanski. Beyond cost, consider language, visa policies, and how big the international community is in each city.