Last update: Oct 2026

Cost of Living Comparison Between Starogard Gdanski and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,224 in Starogard Gdanski, rent and utilities included – about $3,700 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Starogard Gdanski
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Starogard Gdanski Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Starogard Gdanski

🇵🇱 Poland

$1,224

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Starogard Gdanski and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Starogard Gdanski and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,224 in Starogard Gdanski versus $918 in Cebu.

Starogard Gdanski $1,224
Cebu $918

Estimated couple costs with rent: $1,823 in Starogard Gdanski versus $1,409 in Cebu.

Starogard Gdanski $1,823
Cebu $1,409

Monthly costs for a family of three with rent: $2,422 in Starogard Gdanski versus $1,900 in Cebu.

Starogard Gdanski $2,422
Cebu $1,900

Living in Starogard Gdanski is roughly 33% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Starogard Gdanski 9% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.76 zł 34.05

$3.09 ₱194

183.50%

Three-Course Dinner for Two, Mid-Range

$38.51 zł 150

$24.22 ₱1,525

59.00%

Fast Food Meal (McDonalds, etc)

$8.72 zł 33.86

$3.92 ₱247

122.45%

Cappuccino

$2.94 zł 11.41

$2.51 ₱158

17.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 zł 7.84

$1.59 ₱100

27.04%

Water (0.33 liter bottle)

$1.58 zł 6.13

$0.53 ₱33.43

198.11%

Local Beer (0.5 liter draught)

$2.50 zł 9.70

$1.78 ₱112

40.45%

Imported Beer (0.33 liter bottle)

$3.09 zł 12.02

$2.17 ₱137

42.40%

Milk (1 liter)

$0.96 zł 3.74

$1.92 ₱121

-50.00%

White Bread (500g)

$1.12 zł 4.34

$1.36 ₱85.4

-17.65%

Rice (white) (1kg)

$1.26 zł 4.90

$1.01 ₱63.5

24.75%

Eggs

$2.95 zł 11.45

$2.03 ₱128

45.32%

Local Cheese (1kg)

$7.92 zł 30.77

$9.86 ₱621

-19.68%

Chicken Fillets (1kg)

$5.81 zł 22.59

$4.39 ₱277

32.35%

Beef Round Steak (1kg)

$9.95 zł 38.65

$7.60 ₱479

30.92%

Apples (1kg)

$0.98 zł 3.79

$3.30 ₱208

-70.30%

Banana (1kg)

$1.21 zł 4.71

$1.39 ₱87.8

-12.95%

Oranges (1kg)

$1.57 zł 6.11

$2.33 ₱147

-32.62%

Tomato (1kg)

$2.23 zł 8.65

$1.50 ₱94.3

48.67%

Potato (1kg)

$0.61 zł 2.37

$2.36 ₱149

-74.15%

Onion (1kg)

$1.08 zł 4.19

$1.90 ₱119

-43.16%

Lettuce (1 head)

$1.16 zł 4.52

$1.19 ₱74.9

-2.52%

Water (1.5 liter bottle)

$0.56 zł 2.17

$0.63 ₱39.71

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.54 zł 17.62

$3.00 ₱189

51.33%

Wine (Bottle)

$5.02 zł 19.50

$6.03 ₱379

-16.75%

Local Beer (0.5 liter bottle)

$0.92 zł 3.58

$1.23 ₱77.7

-25.20%

Imported Beer (0.33 liter bottle)

$1.04 zł 4.03

$1.75 ₱110

-40.57%

One-way Ticket (Public Transport)

$1.10 zł 4.26

$0.25 ₱15.86

340.00%

Public Transport Monthly Pass (Regular Price)

$20.45 zł 79.5

$12.64 ₱796

61.79%

Taxi Start (Normal Tariff)

$2.10 zł 8.16

$0.77 ₱48.62

172.73%

Taxi (Normal Tariff) (1km)

$0.81 zł 3.15

$0.23 ₱14.53

252.17%

Taxi 1hour Waiting (Normal Tariff)

$7.75 zł 30.13

$4.46 ₱281

73.77%

Gasoline (1 liter)

$1.52 zł 5.91

$1.31 ₱82.8

16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K zł 108.6K

$21.2K ₱1.3M

31.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K zł 98.3K

$19.1K ₱1.2M

32.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 zł 516

$120 ₱7,569

10.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.55 zł 40.99

$14.00 ₱882

-24.64%

Internet (50+ Mbps, Unlimited Data)

$16.84 zł 65.4

$27.54 ₱1,734

-38.85%

Gym Membership (Monthly)

$32.22 zł 125

$32.33 ₱2,035

-0.34%

Tennis Court (1 Hour on Weekend)

$22.34 zł 86.8

$6.65 ₱419

235.94%

Cinema Ticket

$7.43 zł 28.87

$5.65 ₱356

31.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 zł 933

$275 ₱17.3K

-12.76%

International Primary School, 1 Child (Yearly)

$8,229 zł 32.0K

$7,918 ₱498.5K

3.93%

Jeans (Levis 501 Or Similar)

$85.6 zł 333

$49.33 ₱3,106

73.50%

Summer Dress (H&M, Zara, etc)

$31.01 zł 120

$25.24 ₱1,589

22.86%

Sport Shoes (Adidas, Nike)

$79.7 zł 309

$77.0 ₱4,846

3.50%

Men's Leather Business Shoes

$101 zł 391

$57.2 ₱3,601

75.84%

1-bedroom Apartment, City Center (Monthly)

$596 zł 2,316

$500 ₱31.5K

19.34%

1-bedroom Apartment, Outside City Center (Monthly)

$506 zł 1,966

$309 ₱19.4K

63.82%

3-bedroom Apartment, City Center (Monthly)

$972 zł 3,777

$1,078 ₱67.9K

-9.81%

3-bedroom Apartment, Outside City Center (Monthly)

$827 zł 3,211

$615 ₱38.7K

34.36%

Buy Apartment in City Center (m2)

$1,491 zł 5,793

$2,886 ₱181.7K

-48.34%

Buy Apartment Outside City Center (m2)

$1,260 zł 4,894

$1,917 ₱120.7K

-34.27%

Average Monthly Net Salary (After Tax)

$1,195 zł 4,641

$346 ₱21.8K

245.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

7.2

-13.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Starogard Gdanski: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Starogard Gdanski

$506 41.3%

Cebu

$309 33.6% 39% $197

Groceries & Markets

Starogard Gdanski

$182 14.9%

Cebu

$206 22.4% 13.1% $24

Eating Out

Starogard Gdanski

$165 13.4%

Cebu

$88 9.6% 46.4% $76

Monthly Utilities & Internet

Starogard Gdanski

$160 13.1%

Cebu

$162 17.6% 0.9% $1.5

Clothing & Footwear

Starogard Gdanski

$134 10.9%

Cebu

$94 10.2% 29.7% $40

Sport & Entertainment

Starogard Gdanski

$47 3.9%

Cebu

$44 4.8% 7.3% $3.5

Getting Around

Starogard Gdanski

$31 2.5%

Cebu

$16 1.7% 49.8% $15

Cost Breakdown

A one-bedroom apartment in the center runs $596 in Starogard Gdanski and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Starogard Gdanski pays 245% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Starogard Gdanski vs $24.00 in Cebu. Groceries flip the comparison at $182 vs $206, with Starogard Gdanski cheaper for home cooking.

Good to know

🇵🇱 Starogard Gdanski

🇵🇭 Cebu

🕒 Local time

04:00 4:00 AM

10:00 10:00 AM

6 h ahead of Starogard Gdanski

🌤 Weather

👥 Population

47,037

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Starogard Gdanski Cebu 10,060 km ≈ 13 h nonstop flight

From you

Starogard Gdanski
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Starogard Gdanski vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 33% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 245% higher in Starogard Gdanski, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $596 in Starogard Gdanski versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,224 per month in Starogard Gdanski versus $918 in Cebu – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 62% less than in Starogard Gdanski. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,224 in Starogard Gdanski, a $1,500 budget is realistic in Cebu but tight or insufficient in Starogard Gdanski. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Starogard Gdanski, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Starogard Gdanski and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 33% less than in Starogard Gdanski. Beyond cost, consider language, visa policies, and how big the international community is in each city.