Last update: Oct 2026

Cost of Living Comparison Between Cebu and Sivas

For one person, living is cheaper in Cebu: $918 a month against $972 in Sivas, rent and utilities included – about $650 less a year. The total is higher in Sivas despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Sivas
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Sivas Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Sivas

🇹🇷 Turkey

$972

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Sivas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Sivas actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $972 in Sivas.

Cebu $918
Sivas $972

Estimated couple costs with rent: $1,409 in Cebu versus $1,456 in Sivas.

Cebu $1,409
Sivas $1,456

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,939 in Sivas.

Cebu $1,900
Sivas $1,939

Living in Cebu costs roughly 6% less than in Sivas, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Sivas 28% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.24 ₺507

-69.82%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$60.9 ₺3,016

-60.24%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$10.58 ₺524

-62.95%

Cappuccino

$2.51 ₱158

$4.13 ₺205

-39.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.82 ₺40.64

93.90%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.31 ₺15.38

70.97%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.79 ₺88.8

-0.56%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.06 ₺102

5.34%

Milk (1 liter)

$1.92 ₱121

$0.98 ₺48.34

95.92%

White Bread (500g)

$1.36 ₱85.4

$0.77 ₺38.24

76.62%

Rice (white) (1kg)

$1.01 ₱63.5

$2.51 ₺124

-59.76%

Eggs

$2.03 ₱128

$2.44 ₺121

-16.80%

Local Cheese (1kg)

$9.86 ₱621

$8.32 ₺412

18.51%

Chicken Fillets (1kg)

$4.39 ₱277

$2.80 ₺139

56.79%

Beef Round Steak (1kg)

$7.60 ₱479

$20.22 ₺1,001

-62.41%

Apples (1kg)

$3.30 ₱208

$2.00 ₺99.1

65.00%

Banana (1kg)

$1.39 ₱87.8

$1.65 ₺81.6

-15.76%

Oranges (1kg)

$2.33 ₱147

$0.83 ₺41.23

180.72%

Tomato (1kg)

$1.50 ₱94.3

$1.03 ₺51.2

45.63%

Potato (1kg)

$2.36 ₱149

$0.42 ₺20.90

461.90%

Onion (1kg)

$1.90 ₱119

$0.29 ₺14.52

555.17%

Lettuce (1 head)

$1.19 ₱74.9

$0.75 ₺36.91

58.67%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.67 ₺32.93

-5.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.19 ₺108

36.99%

Wine (Bottle)

$6.03 ₱379

$9.05 ₺448

-33.37%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.60 ₺79.1

-23.13%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.30 ₺114

-23.91%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.50 ₺24.62

-50.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$15.33 ₺759

-17.55%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.98 ₺98.2

-61.11%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.60 ₺29.66

-61.67%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.65 ₺329

-32.93%

Gasoline (1 liter)

$1.31 ₱82.8

$1.34 ₺66.5

-2.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$41.4K ₺2.0M

-48.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$39.8K ₺2.0M

-51.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$89.3 ₺4,420

34.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$12.44 ₺616

12.54%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$12.73 ₺630

116.34%

Gym Membership (Monthly)

$32.33 ₱2,035

$30.24 ₺1,497

6.91%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.16 ₺206

35.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$253 ₺12.5K

8.76%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$30.61 ₺1,515

61.16%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$61.5 ₺3,046

-58.98%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$81.1 ₺4,013

-5.05%

Men's Leather Business Shoes

$57.2 ₱3,601

$60.2 ₺2,980

-4.97%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$457 ₺22.6K

9.35%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$302 ₺15.0K

2.12%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$513 ₺25.4K

110.27%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$300 ₺14.8K

105.29%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$896 ₺44.4K

-61.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-80.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Sivas: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Sivas

$302 31.1% 2.1% $6.4

Groceries & Markets

Cebu

$206 22.4%

Sivas

$209 21.5% 1.4% $2.9

Monthly Utilities & Internet

Cebu

$162 17.6%

Sivas

$114 11.8% 29.2% $47

Clothing & Footwear

Cebu

$94 10.2%

Sivas

$105 10.8% 11.8% $11

Eating Out

Cebu

$88 9.6%

Sivas

$181 18.6% 105% $93

Sport & Entertainment

Cebu

$44 4.8%

Sivas

$39 4% 11.6% $5.1

Getting Around

Cebu

$16 1.7%

Sivas

$22 2.3% 43.2% $6.7

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $457 in Sivas. Housing cost is often the main lever when comparing two cities.

Sivas pays 159% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $61.0 in Sivas for a mid-range dinner for two. Groceries echo the gap at $206 vs $209 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇷 Sivas

🕒 Local time

04:39 4:39 AM

23:39 11:39 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

621,224

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Sivas 9,010 km ≈ 12 h nonstop flight

From you

Cebu
Sivas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Sivas: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 159% lower in Sivas. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $457 in Sivas. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $972 in Sivas – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 21% less than in Sivas. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $972 in Sivas, a $1,500 budget is realistic in Cebu but tight or insufficient in Sivas. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sivas, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Sivas are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 6% less than in Sivas. Beyond cost, consider language, visa policies, and how big the international community is in each city.