Last update: Oct 2026

Cost of Living Comparison Between Sivas and Cebu

For one person, living is cheaper in Cebu: $918 a month against $972 in Sivas, rent and utilities included – about $650 less a year. The total is higher in Sivas despite lower rent and utilities.

47

Cost of Living Index in Sivas
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Sivas Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Sivas

🇹🇷 Turkey

$972

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Sivas and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sivas and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $972 in Sivas versus $918 in Cebu.

Sivas $972
Cebu $918

Estimated couple costs with rent: $1,456 in Sivas versus $1,409 in Cebu.

Sivas $1,456
Cebu $1,409

Monthly costs for a family of three with rent: $1,939 in Sivas versus $1,900 in Cebu.

Sivas $1,939
Cebu $1,900

Living in Sivas is roughly 6% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Sivas 28% lower, Cebu 32% lower.

Meal at Budget Restaurant

$10.24 ₺507

$3.09 ₱194

231.39%

Three-Course Dinner for Two, Mid-Range

$60.9 ₺3,016

$24.22 ₱1,525

151.53%

Fast Food Meal (McDonalds, etc)

$10.58 ₺524

$3.92 ₱247

169.90%

Cappuccino

$4.13 ₺205

$2.51 ₱158

64.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₺40.64

$1.59 ₱100

-48.43%

Water (0.33 liter bottle)

$0.31 ₺15.38

$0.53 ₱33.43

-41.51%

Local Beer (0.5 liter draught)

$1.79 ₺88.8

$1.78 ₱112

0.56%

Imported Beer (0.33 liter bottle)

$2.06 ₺102

$2.17 ₱137

-5.07%

Milk (1 liter)

$0.98 ₺48.34

$1.92 ₱121

-48.96%

White Bread (500g)

$0.77 ₺38.24

$1.36 ₱85.4

-43.38%

Rice (white) (1kg)

$2.51 ₺124

$1.01 ₱63.5

148.51%

Eggs

$2.44 ₺121

$2.03 ₱128

20.20%

Local Cheese (1kg)

$8.32 ₺412

$9.86 ₱621

-15.62%

Chicken Fillets (1kg)

$2.80 ₺139

$4.39 ₱277

-36.22%

Beef Round Steak (1kg)

$20.22 ₺1,001

$7.60 ₱479

166.05%

Apples (1kg)

$2.00 ₺99.1

$3.30 ₱208

-39.39%

Banana (1kg)

$1.65 ₺81.6

$1.39 ₱87.8

18.71%

Oranges (1kg)

$0.83 ₺41.23

$2.33 ₱147

-64.38%

Tomato (1kg)

$1.03 ₺51.2

$1.50 ₱94.3

-31.33%

Potato (1kg)

$0.42 ₺20.90

$2.36 ₱149

-82.20%

Onion (1kg)

$0.29 ₺14.52

$1.90 ₱119

-84.74%

Lettuce (1 head)

$0.75 ₺36.91

$1.19 ₱74.9

-36.97%

Water (1.5 liter bottle)

$0.67 ₺32.93

$0.63 ₱39.71

6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$2.19 ₺108

$3.00 ₱189

-27.00%

Wine (Bottle)

$9.05 ₺448

$6.03 ₱379

50.08%

Local Beer (0.5 liter bottle)

$1.60 ₺79.1

$1.23 ₱77.7

30.08%

Imported Beer (0.33 liter bottle)

$2.30 ₺114

$1.75 ₱110

31.43%

One-way Ticket (Public Transport)

$0.50 ₺24.62

$0.25 ₱15.86

100.00%

Public Transport Monthly Pass (Regular Price)

$15.33 ₺759

$12.64 ₱796

21.28%

Taxi Start (Normal Tariff)

$1.98 ₺98.2

$0.77 ₱48.62

157.14%

Taxi (Normal Tariff) (1km)

$0.60 ₺29.66

$0.23 ₱14.53

160.87%

Taxi 1hour Waiting (Normal Tariff)

$6.65 ₺329

$4.46 ₱281

49.10%

Gasoline (1 liter)

$1.34 ₺66.5

$1.31 ₱82.8

2.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.4K ₺2.0M

$21.2K ₱1.3M

94.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K ₺2.0M

$19.1K ₱1.2M

107.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.3 ₺4,420

$120 ₱7,569

-25.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.44 ₺616

$14.00 ₱882

-11.14%

Internet (50+ Mbps, Unlimited Data)

$12.73 ₺630

$27.54 ₱1,734

-53.78%

Gym Membership (Monthly)

$30.24 ₺1,497

$32.33 ₱2,035

-6.46%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$4.16 ₺206

$5.65 ₱356

-26.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$253 ₺12.5K

$275 ₱17.3K

-8.06%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$30.61 ₺1,515

$49.33 ₱3,106

-37.95%

Summer Dress (H&M, Zara, etc)

$61.5 ₺3,046

$25.24 ₱1,589

143.78%

Sport Shoes (Adidas, Nike)

$81.1 ₺4,013

$77.0 ₱4,846

5.31%

Men's Leather Business Shoes

$60.2 ₺2,980

$57.2 ₱3,601

5.23%

1-bedroom Apartment, City Center (Monthly)

$457 ₺22.6K

$500 ₱31.5K

-8.55%

1-bedroom Apartment, Outside City Center (Monthly)

$302 ₺15.0K

$309 ₱19.4K

-2.08%

3-bedroom Apartment, City Center (Monthly)

$513 ₺25.4K

$1,078 ₱67.9K

-52.44%

3-bedroom Apartment, Outside City Center (Monthly)

$300 ₺14.8K

$615 ₱38.7K

-51.29%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$896 ₺44.4K

$346 ₱21.8K

159.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

400.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sivas: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sivas

$302 31.1%

Cebu

$309 33.6% 2.1% $6.4

Groceries & Markets

Sivas

$209 21.5%

Cebu

$206 22.4% 1.4% $2.9

Eating Out

Sivas

$181 18.6%

Cebu

$88 9.6% 51.2% $93

Monthly Utilities & Internet

Sivas

$114 11.8%

Cebu

$162 17.6% 41.3% $47

Clothing & Footwear

Sivas

$105 10.8%

Cebu

$94 10.2% 10.6% $11

Sport & Entertainment

Sivas

$39 4%

Cebu

$44 4.8% 13.1% $5.1

Getting Around

Sivas

$22 2.3%

Cebu

$16 1.7% 30.2% $6.7

Cost Breakdown

A one-bedroom apartment in the center runs $457 in Sivas and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Sivas pays 159% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Sivas vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $209 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇹🇷 Sivas

🇵🇭 Cebu

🕒 Local time

21:51 9:51 PM

02:51 2:51 AM

5 h ahead of Sivas

🌤 Weather

👥 Population

621,224

964,169

💱 Currency

Turkish Lira TRY ₺

Philippine Peso PHP ₱

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to TRY in detail →

On the map

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Highest

Between locations

Sivas Cebu 9,010 km ≈ 12 h nonstop flight

From you

Sivas
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated June 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sivas vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 159% higher in Sivas, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $457 in Sivas versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $972 per month in Sivas versus $918 in Cebu – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 21% less than in Sivas. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $972 in Sivas, a $1,500 budget is realistic in Cebu but tight or insufficient in Sivas. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sivas, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sivas and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 6% less than in Sivas. Beyond cost, consider language, visa policies, and how big the international community is in each city.