Last update: Oct 2026

Cost of Living Comparison Between Cebu and Siofok

For one person, living is cheaper in Cebu: $918 a month against $1,248 in Siofok, rent and utilities included – about $4,000 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
61

Cost of Living Index in Siofok
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Siofok Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Siofok

🇭🇺 Hungary

$1,248

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Siofok

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Siofok actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,248 in Siofok.

Cebu $918
Siofok $1,248

Estimated couple costs with rent: $1,409 in Cebu versus $2,018 in Siofok.

Cebu $1,409
Siofok $2,018

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,788 in Siofok.

Cebu $1,900
Siofok $2,788

Living in Cebu costs roughly 26% less than in Siofok, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Siofok 8% lower.

Meal at Budget Restaurant

$3.09 ₱194

$21.24 Ft 6,863

-85.45%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$52.9 Ft 17.1K

-54.21%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.49 Ft 2,420

-47.66%

Cappuccino

$2.51 ₱158

$2.56 Ft 827

-1.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.38 Ft 769

-33.19%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.71 Ft 552

-69.01%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.32 Ft 750

-23.28%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.80 Ft 1,227

-42.89%

Milk (1 liter)

$1.92 ₱121

$1.32 Ft 426

45.45%

White Bread (500g)

$1.36 ₱85.4

$1.31 Ft 423

3.82%

Rice (white) (1kg)

$1.01 ₱63.5

$2.09 Ft 676

-51.67%

Eggs

$2.03 ₱128

$3.63 Ft 1,174

-44.08%

Local Cheese (1kg)

$9.86 ₱621

$8.82 Ft 2,849

11.79%

Chicken Fillets (1kg)

$4.39 ₱277

$5.60 Ft 1,809

-21.61%

Beef Round Steak (1kg)

$7.60 ₱479

$16.42 Ft 5,305

-53.71%

Apples (1kg)

$3.30 ₱208

$1.68 Ft 544

96.43%

Banana (1kg)

$1.39 ₱87.8

$2.07 Ft 670

-32.85%

Oranges (1kg)

$2.33 ₱147

$2.09 Ft 674

11.48%

Tomato (1kg)

$1.50 ₱94.3

$2.90 Ft 937

-48.28%

Potato (1kg)

$2.36 ₱149

$2.03 Ft 654

16.26%

Onion (1kg)

$1.90 ₱119

$1.27 Ft 412

49.61%

Lettuce (1 head)

$1.19 ₱74.9

$1.13 Ft 364

5.31%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.60 Ft 195

5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.29 Ft 2,356

-58.85%

Wine (Bottle)

$6.03 ₱379

$4.63 Ft 1,497

30.24%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.07 Ft 345

14.95%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.42 Ft 457

23.24%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.23 Ft 399

-79.67%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$26.71 Ft 8,631

-52.68%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.08 Ft 995

-75.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.47 Ft 475

-84.35%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$17.49 Ft 5,650

-74.50%

Gasoline (1 liter)

$1.31 ₱82.8

$1.98 Ft 641

-33.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.4K Ft 9.5M

-27.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$33.4K Ft 10.8M

-42.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$152 Ft 49.2K

-21.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$23.44 Ft 7,573

-40.27%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$20.84 Ft 6,732

32.15%

Gym Membership (Monthly)

$32.33 ₱2,035

$47.06 Ft 15.2K

-31.30%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$18.74 Ft 6,053

-64.51%

Cinema Ticket

$5.65 ₱356

$8.98 Ft 2,902

-37.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$248 Ft 80.1K

11.07%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,616 Ft 2.5M

3.97%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$88.1 Ft 28.5K

-43.99%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$32.17 Ft 10.4K

-21.54%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$86.3 Ft 27.9K

-10.80%

Men's Leather Business Shoes

$57.2 ₱3,601

$104 Ft 33.5K

-44.87%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$379 Ft 122.5K

31.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$312 Ft 100.8K

-1.00%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$753 Ft 243.2K

43.19%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$657 Ft 212.3K

-6.37%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,300 Ft 1.1M

-12.53%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,674 Ft 863.8K

-28.31%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,115 Ft 360.2K

-68.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Siofok: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Siofok

$312 25% 1% $3.1

Groceries & Markets

Cebu

$206 22.4%

Siofok

$234 18.8% 13.9% $29

Monthly Utilities & Internet

Cebu

$162 17.6%

Siofok

$197 15.7% 21.5% $35

Clothing & Footwear

Cebu

$94 10.2%

Siofok

$140 11.2% 48.7% $46

Eating Out

Cebu

$88 9.6%

Siofok

$259 20.7% 193% $170

Sport & Entertainment

Cebu

$44 4.8%

Siofok

$65 5.2% 49.1% $21

Getting Around

Cebu

$16 1.7%

Siofok

$42 3.4% 170% $27

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $379 in Siofok. Housing cost is often the main lever when comparing two cities.

Siofok pays 222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $53.0 in Siofok for a mid-range dinner for two. Groceries echo the gap at $206 vs $234 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇺 Siofok

🕒 Local time

07:39 7:39 AM

01:39 1:39 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

24,021

💱 Currency

Philippine Peso PHP ₱

Hungarian Forint HUF Ft

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Hungarian Forint exchange rates as of October 17, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Siofok 10,350 km ≈ 13 h nonstop flight

From you

Cebu
Siofok

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Siofok: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 36% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 222% lower in Siofok. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $379 in Siofok. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,248 in Siofok – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 111% less than in Siofok. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,248 in Siofok, a $1,500 budget is realistic in Cebu but tight or insufficient in Siofok. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Siofok, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Siofok are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Siofok. Beyond cost, consider language, visa policies, and how big the international community is in each city.