For one person, living is cheaper in Cebu: $918 a month against $1,248 in Siofok, rent and utilities included – about $4,000 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siofok and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,248 in Siofok versus $918 in Cebu.
Siofok $1,248
Cebu $918
Estimated couple costs with rent: $2,018 in Siofok versus $1,409 in Cebu.
Siofok $2,018
Cebu $1,409
Monthly costs for a family of three with rent: $2,788 in Siofok versus $1,900 in Cebu.
Siofok $2,788
Cebu $1,900
🌍
Living in Siofok is roughly 36% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
Both cities sit below the global median: Siofok8% lower, Cebu32% lower.
Currency
No currencies found
🍽 Eating Out
Siofok
Cebu
Difference
Meal at Budget Restaurant
$21.24Ft 6,863
$3.09₱195
587.38%
Three-Course Dinner for Two, Mid-Range
$52.9Ft 17.1K
$24.22₱1,525
118.37%
Fast Food Meal(McDonalds, etc)
$7.49Ft 2,420
$3.92₱247
91.07%
Cappuccino
$2.56Ft 827
$2.51₱158
1.99%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.38Ft 769
$1.59₱100
49.69%
Water(0.33 liter bottle)
$1.71Ft 552
$0.53₱33.45
222.64%
Local Beer(0.5 liter draught)
$2.32Ft 750
$1.78₱112
30.34%
Imported Beer(0.33 liter bottle)
$3.80Ft 1,227
$2.17₱137
75.12%
🛒 Groceries & Markets
Siofok
Cebu
Difference
Milk(1 liter)
$1.32Ft 426
$1.92₱121
-31.25%
White Bread(500g)
$1.31Ft 423
$1.36₱85.5
-3.68%
Rice(white)(1kg)
$2.09Ft 676
$1.01₱63.6
106.93%
Eggs
$3.63Ft 1,174
$2.03₱128
78.82%
Local Cheese(1kg)
$8.82Ft 2,849
$9.86₱621
-10.55%
Chicken Fillets(1kg)
$5.60Ft 1,809
$4.39₱277
27.56%
Beef Round Steak(1kg)
$16.42Ft 5,305
$7.60₱479
116.05%
Apples(1kg)
$1.68Ft 544
$3.30₱208
-49.09%
Banana(1kg)
$2.07Ft 670
$1.39₱87.8
48.92%
Oranges(1kg)
$2.09Ft 674
$2.33₱147
-10.30%
Tomato(1kg)
$2.90Ft 937
$1.50₱94.3
93.33%
Potato(1kg)
$2.03Ft 654
$2.36₱149
-13.98%
Onion(1kg)
$1.27Ft 412
$1.90₱119
-33.16%
Lettuce(1 head)
$1.13Ft 364
$1.19₱74.9
-5.04%
Water(1.5 liter bottle)
$0.60Ft 195
$0.63₱39.73
-4.76%
Cigarettes 20 Pack(Marlboro, Camel)
$7.29Ft 2,356
$3.00₱189
143.00%
Wine(Bottle)
$4.63Ft 1,497
$6.03₱380
-23.22%
Local Beer(0.5 liter bottle)
$1.07Ft 345
$1.23₱77.7
-13.01%
Imported Beer(0.33 liter bottle)
$1.42Ft 457
$1.75₱110
-18.86%
🚌 Getting Around
Siofok
Cebu
Difference
One-way Ticket(Public Transport)
$1.23Ft 399
$0.25₱15.87
392.00%
Public Transport Monthly Pass(Regular Price)
$26.71Ft 8,631
$12.64₱796
111.31%
Taxi Start(Normal Tariff)
$3.08Ft 995
$0.77₱48.64
300.00%
Taxi(Normal Tariff)(1km)
$1.47Ft 475
$0.23₱14.54
539.13%
Taxi 1hour Waiting(Normal Tariff)
$17.49Ft 5,650
$4.46₱281
292.15%
Gasoline(1 liter)
$1.98Ft 641
$1.31₱82.8
51.15%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4KFt 9.5M
$21.2K₱1.3M
38.55%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4KFt 10.8M
$19.1K₱1.2M
74.69%
🧾 Monthly Utilities & Internet
Siofok
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$152Ft 49.2K
$120₱7,573
26.64%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$23.44Ft 7,573
$14.00₱882
67.43%
Internet(50+ Mbps, Unlimited Data)
$20.84Ft 6,732
$27.54₱1,735
-24.33%
🎉 Sport & Entertainment
Siofok
Cebu
Difference
Gym Membership(Monthly)
$47.06Ft 15.2K
$32.33₱2,036
45.56%
Tennis Court(1 Hour on Weekend)
$18.74Ft 6,053
$6.65₱419
181.80%
Cinema Ticket
$8.98Ft 2,902
$5.65₱356
58.94%
🧸 Childcare & Education
Siofok
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$248Ft 80.1K
$275₱17.3K
-9.97%
International Primary School, 1 Child(Yearly)
$7,616Ft 2.5M
$7,918₱498.8K
-3.82%
👕👟 Clothing & Footwear
Siofok
Cebu
Difference
Jeans(Levis 501 Or Similar)
$88.1Ft 28.5K
$49.33₱3,107
78.55%
Summer Dress(H&M, Zara, etc)
$32.17Ft 10.4K
$25.24₱1,590
27.46%
Sport Shoes(Adidas, Nike)
$86.3Ft 27.9K
$77.0₱4,848
12.11%
Men's Leather Business Shoes
$104Ft 33.5K
$57.2₱3,603
81.38%
🏠 Accommodation & Living
Siofok
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$379Ft 122.5K
$500₱31.5K
-24.11%
1-bedroom Apartment, Outside City Center(Monthly)
$312Ft 100.8K
$309₱19.5K
1.01%
3-bedroom Apartment, City Center(Monthly)
$753Ft 243.2K
$1,078₱67.9K
-30.16%
3-bedroom Apartment, Outside City Center(Monthly)
$657Ft 212.3K
$615₱38.8K
6.81%
Buy Apartment in City Center(m2)
$3,300Ft 1.1M
$2,886₱181.8K
14.33%
Buy Apartment Outside City Center(m2)
$2,674Ft 863.8K
$1,917₱120.7K
39.50%
💵 Salaries & Financials
Siofok
Cebu
Difference
Average Monthly Net Salary(After Tax)
$1,115Ft 360.2K
$346₱21.8K
222.24%
20-Year Fixed Mortgage Interest Rate(Annual %)
9
7.2
25.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Siofok: October 11, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Siofok
$312 25%
Cebu
$309 33.6% ↓ 1%$3.1
🍽Eating Out
Siofok
$259 20.7%
Cebu
$88 9.6% ↓ 65.9%$170
🛒Groceries & Markets
Siofok
$234 18.8%
Cebu
$206 22.4% ↓ 12.2%$29
🧾Monthly Utilities & Internet
Siofok
$197 15.7%
Cebu
$162 17.6% ↓ 17.7%$35
👕👟Clothing & Footwear
Siofok
$140 11.2%
Cebu
$94 10.2% ↓ 32.7%$46
🎉Sport & Entertainment
Siofok
$65 5.2%
Cebu
$44 4.8% ↓ 32.9%$21
🚌Getting Around
Siofok
$42 3.4%
Cebu
$16 1.7% ↓ 63%$27
🏠Accommodation & Living
Siofok
$657 23.6%
Cebu
$615 32.4% ↓ 6.4%$42
🍽Eating Out
Siofok
$804 28.8%
Cebu
$292 15.4% ↓ 63.7%$512
🛒Groceries & Markets
Siofok
$561 20.1%
Cebu
$483 25.4% ↓ 14%$79
🧾Monthly Utilities & Internet
Siofok
$220 7.9%
Cebu
$176 9.3% ↓ 20.1%$44
👕👟Clothing & Footwear
Siofok
$310 11.1%
Cebu
$209 11% ↓ 32.7%$102
🎉Sport & Entertainment
Siofok
$149 5.3%
Cebu
$94 4.9% ↓ 36.9%$55
🚌Getting Around
Siofok
$87 3.1%
Cebu
$32 1.7% ↓ 63.5%$55
Cost Breakdown
🏠A one-bedroom apartment in the center runs $379 in Siofok and $500 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Siofok pays 222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $53.0 in Siofok vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $234 vs $206 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Siofok vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Siofok?
Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 36% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Siofok or Cebu?
Average pay runs 222% higher in Siofok, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Siofok and Cebu?
Rent for a central apartment: $379 in Siofok versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Siofok and in Cebu?
All in, you'll spend $1,248 per month in Siofok versus $918 in Cebu – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 111% less than in Siofok. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Siofok or in Cebu?
At $918 in Cebu versus $1,248 in Siofok, a $1,500 budget is realistic in Cebu but tight or insufficient in Siofok. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Siofok or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Siofok, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Siofok or Cebu?
Safety-wise, Siofok and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Siofok. Beyond cost, consider language, visa policies, and how big the international community is in each city.