Last update: Oct 2026

Cost of Living Comparison Between Siofok and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,248 in Siofok, rent and utilities included – about $4,000 less a year. Other living expenses account for most of the difference.

Siofok
🇭🇺 Hungary
$1,248
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Siofok and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Siofok and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,248 in Siofok versus $918 in Cebu.

  • Siofok $1,248
  • Cebu $918

Estimated couple costs with rent: $2,018 in Siofok versus $1,409 in Cebu.

  • Siofok $2,018
  • Cebu $1,409

Monthly costs for a family of three with rent: $2,788 in Siofok versus $1,900 in Cebu.

  • Siofok $2,788
  • Cebu $1,900

Living in Siofok is roughly 36% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Siofok 8% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Siofok
Cebu
Difference
Meal at Budget Restaurant
$21.24 Ft 6,863
$3.09 ₱195
587.38%
Three-Course Dinner for Two, Mid-Range
$52.9 Ft 17.1K
$24.22 ₱1,525
118.37%
Fast Food Meal (McDonalds, etc)
$7.49 Ft 2,420
$3.92 ₱247
91.07%
Cappuccino
$2.56 Ft 827
$2.51 ₱158
1.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.38 Ft 769
$1.59 ₱100
49.69%
Water (0.33 liter bottle)
$1.71 Ft 552
$0.53 ₱33.45
222.64%
Local Beer (0.5 liter draught)
$2.32 Ft 750
$1.78 ₱112
30.34%
Imported Beer (0.33 liter bottle)
$3.80 Ft 1,227
$2.17 ₱137
75.12%
🛒 Groceries & Markets
Siofok
Cebu
Difference
Milk (1 liter)
$1.32 Ft 426
$1.92 ₱121
-31.25%
White Bread (500g)
$1.31 Ft 423
$1.36 ₱85.5
-3.68%
Rice (white) (1kg)
$2.09 Ft 676
$1.01 ₱63.6
106.93%
Eggs
$3.63 Ft 1,174
$2.03 ₱128
78.82%
Local Cheese (1kg)
$8.82 Ft 2,849
$9.86 ₱621
-10.55%
Chicken Fillets (1kg)
$5.60 Ft 1,809
$4.39 ₱277
27.56%
Beef Round Steak (1kg)
$16.42 Ft 5,305
$7.60 ₱479
116.05%
Apples (1kg)
$1.68 Ft 544
$3.30 ₱208
-49.09%
Banana (1kg)
$2.07 Ft 670
$1.39 ₱87.8
48.92%
Oranges (1kg)
$2.09 Ft 674
$2.33 ₱147
-10.30%
Tomato (1kg)
$2.90 Ft 937
$1.50 ₱94.3
93.33%
Potato (1kg)
$2.03 Ft 654
$2.36 ₱149
-13.98%
Onion (1kg)
$1.27 Ft 412
$1.90 ₱119
-33.16%
Lettuce (1 head)
$1.13 Ft 364
$1.19 ₱74.9
-5.04%
Water (1.5 liter bottle)
$0.60 Ft 195
$0.63 ₱39.73
-4.76%
Cigarettes 20 Pack (Marlboro, Camel)
$7.29 Ft 2,356
$3.00 ₱189
143.00%
Wine (Bottle)
$4.63 Ft 1,497
$6.03 ₱380
-23.22%
Local Beer (0.5 liter bottle)
$1.07 Ft 345
$1.23 ₱77.7
-13.01%
Imported Beer (0.33 liter bottle)
$1.42 Ft 457
$1.75 ₱110
-18.86%
🚌 Getting Around
Siofok
Cebu
Difference
One-way Ticket (Public Transport)
$1.23 Ft 399
$0.25 ₱15.87
392.00%
Public Transport Monthly Pass (Regular Price)
$26.71 Ft 8,631
$12.64 ₱796
111.31%
Taxi Start (Normal Tariff)
$3.08 Ft 995
$0.77 ₱48.64
300.00%
Taxi (Normal Tariff) (1km)
$1.47 Ft 475
$0.23 ₱14.54
539.13%
Taxi 1hour Waiting (Normal Tariff)
$17.49 Ft 5,650
$4.46 ₱281
292.15%
Gasoline (1 liter)
$1.98 Ft 641
$1.31 ₱82.8
51.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K Ft 9.5M
$21.2K ₱1.3M
38.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.4K Ft 10.8M
$19.1K ₱1.2M
74.69%
🧾 Monthly Utilities & Internet
Siofok
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$152 Ft 49.2K
$120 ₱7,573
26.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.44 Ft 7,573
$14.00 ₱882
67.43%
Internet (50+ Mbps, Unlimited Data)
$20.84 Ft 6,732
$27.54 ₱1,735
-24.33%
🎉 Sport & Entertainment
Siofok
Cebu
Difference
Gym Membership (Monthly)
$47.06 Ft 15.2K
$32.33 ₱2,036
45.56%
Tennis Court (1 Hour on Weekend)
$18.74 Ft 6,053
$6.65 ₱419
181.80%
Cinema Ticket
$8.98 Ft 2,902
$5.65 ₱356
58.94%
🧸 Childcare & Education
Siofok
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$248 Ft 80.1K
$275 ₱17.3K
-9.97%
International Primary School, 1 Child (Yearly)
$7,616 Ft 2.5M
$7,918 ₱498.8K
-3.82%
👕👟 Clothing & Footwear
Siofok
Cebu
Difference
Jeans (Levis 501 Or Similar)
$88.1 Ft 28.5K
$49.33 ₱3,107
78.55%
Summer Dress (H&M, Zara, etc)
$32.17 Ft 10.4K
$25.24 ₱1,590
27.46%
Sport Shoes (Adidas, Nike)
$86.3 Ft 27.9K
$77.0 ₱4,848
12.11%
Men's Leather Business Shoes
$104 Ft 33.5K
$57.2 ₱3,603
81.38%
🏠 Accommodation & Living
Siofok
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$379 Ft 122.5K
$500 ₱31.5K
-24.11%
1-bedroom Apartment, Outside City Center (Monthly)
$312 Ft 100.8K
$309 ₱19.5K
1.01%
3-bedroom Apartment, City Center (Monthly)
$753 Ft 243.2K
$1,078 ₱67.9K
-30.16%
3-bedroom Apartment, Outside City Center (Monthly)
$657 Ft 212.3K
$615 ₱38.8K
6.81%
Buy Apartment in City Center (m2)
$3,300 Ft 1.1M
$2,886 ₱181.8K
14.33%
Buy Apartment Outside City Center (m2)
$2,674 Ft 863.8K
$1,917 ₱120.7K
39.50%
💵 Salaries & Financials
Siofok
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,115 Ft 360.2K
$346 ₱21.8K
222.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
9
7.2
25.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Siofok: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Siofok
$312
Cebu
$309 1% $3.1
Eating Out
Siofok
$259
Cebu
$88 65.9% $170
Groceries & Markets
Siofok
$234
Cebu
$206 12.2% $29
Monthly Utilities & Internet
Siofok
$197
Cebu
$162 17.7% $35
Clothing & Footwear
Siofok
$140
Cebu
$94 32.7% $46
Sport & Entertainment
Siofok
$65
Cebu
$44 32.9% $21
Getting Around
Siofok
$42
Cebu
$16 63% $27

Cost Breakdown

A one-bedroom apartment in the center runs $379 in Siofok and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Siofok pays 222% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $53.0 in Siofok vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $234 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇭🇺 Siofok
🇵🇭 Cebu
🕒 Local time
16:57 4:57 PM
22:57 10:57 PM
6 h ahead of Siofok
🌤 Weather
👥 Population
24,021
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

Hungarian Forint exchange rates as of October 17, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Siofok Cebu 10,350 km ≈ 13 h nonstop flight
From you
  • Siofok
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Siofok vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Siofok?
Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 36% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Siofok or Cebu?
Average pay runs 222% higher in Siofok, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Siofok and Cebu?
Rent for a central apartment: $379 in Siofok versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Siofok and in Cebu?
All in, you'll spend $1,248 per month in Siofok versus $918 in Cebu – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 111% less than in Siofok. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Siofok or in Cebu?
At $918 in Cebu versus $1,248 in Siofok, a $1,500 budget is realistic in Cebu but tight or insufficient in Siofok. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Siofok or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Siofok, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Siofok or Cebu?
Safety-wise, Siofok and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 36% less than in Siofok. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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