Last update: Oct 2026

Cost of Living Comparison Between Cebu and Silvassa

For one person, living is cheaper in Silvassa: $359 a month against $918 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Silvassa
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Silvassa Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Silvassa

🇮🇳 India

$359

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Silvassa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Silvassa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $359 in Silvassa.

Cebu $918
Silvassa $359

Estimated couple costs with rent: $1,409 in Cebu versus $617 in Silvassa.

Cebu $1,409
Silvassa $617

Monthly costs for a family of three with rent: $1,900 in Cebu versus $875 in Silvassa.

Cebu $1,900
Silvassa $875

Living in Cebu is roughly 156% more expensive than in Silvassa, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Silvassa 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.08 ₹197

48.56%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,524

$6.10 ₹579

297.05%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$4.21 ₹400

-6.89%

Cappuccino

$2.51 ₱158

$1.37 ₹130

83.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.38 ₹35.87

318.42%

Water (0.33 liter bottle)

$0.53 ₱33.42

$0.17 ₹15.76

211.76%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.22 ₹116

45.90%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.06 ₹195

5.34%

Milk (1 liter)

$1.92 ₱121

$0.64 ₹60.9

200.00%

White Bread (500g)

$1.36 ₱85.4

$0.50 ₹47.74

172.00%

Rice (white) (1kg)

$1.01 ₱63.5

$0.78 ₹73.9

29.49%

Eggs

$2.03 ₱128

$1.02 ₹97.2

99.02%

Local Cheese (1kg)

$9.86 ₱621

$4.29 ₹407

129.84%

Chicken Fillets (1kg)

$4.39 ₱276

$2.16 ₹205

103.24%

Beef Round Steak (1kg)

$7.60 ₱478

Apples (1kg)

$3.30 ₱208

$2.24 ₹213

47.32%

Banana (1kg)

$1.39 ₱87.7

$0.68 ₹64.2

104.41%

Oranges (1kg)

$2.33 ₱147

$0.93 ₹88.5

150.54%

Tomato (1kg)

$1.50 ₱94.2

$0.46 ₹43.51

226.09%

Potato (1kg)

$2.36 ₱149

$0.37 ₹34.71

537.84%

Onion (1kg)

$1.90 ₱119

$0.36 ₹34.31

427.78%

Lettuce (1 head)

$1.19 ₱74.9

$0.44 ₹41.80

170.45%

Water (1.5 liter bottle)

$0.63 ₱39.69

$0.29 ₹27.33

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.91 ₹466

-38.90%

Wine (Bottle)

$6.03 ₱379

$8.45 ₹802

-28.64%

Local Beer (0.5 liter bottle)

$1.23 ₱77.6

$0.77 ₹72.7

59.74%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.28 ₹122

36.72%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.09 ₹579

One-way Ticket (Public Transport)

$0.25 ₱15.85

$0.53 ₹50.5

-52.83%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱795

$8.24 ₹782

53.40%

Taxi Start (Normal Tariff)

$0.77 ₱48.59

$0.33 ₹31.62

133.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$0.13 ₹12.45

76.92%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$1.61 ₹153

177.02%

Gasoline (1 liter)

$1.31 ₱82.8

$1.11 ₹105

18.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$16.3K ₹1.5M

30.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.4K ₹2.1M

-14.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,566

$31.38 ₹2,980

283.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱881

$4.40 ₹417

218.18%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,733

$5.21 ₹495

428.60%

Gym Membership (Monthly)

$32.33 ₱2,034

$8.72 ₹828

270.76%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$10.53 ₹1,000

-36.85%

Cinema Ticket

$5.65 ₱355

$3.18 ₹302

77.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$52.3 ₹4,966

426.41%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.3K

$1,043 ₹99.0K

659.33%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,105

$15.91 ₹1,511

210.06%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$39.06 ₹3,709

-35.38%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,844

$26.30 ₹2,498

192.62%

Men's Leather Business Shoes

$57.2 ₱3,600

$19.35 ₹1,838

195.61%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$106 ₹10.1K

371.65%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$93.8 ₹8,912

229.09%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.8K

$272 ₹25.8K

296.99%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$316 ₹30.0K

94.76%

Buy Apartment in City Center (m2)

$2,886 ₱181.6K

$343 ₹32.5K

742.50%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.6K

$228 ₹21.6K

742.37%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$417 ₹39.6K

-16.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.29

-13.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Silvassa: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Silvassa

$94 26.2% 69.6% $215

Groceries & Markets

Cebu

$206 22.4%

Silvassa

$94 26.2% 54.4% $112

Monthly Utilities & Internet

Cebu

$162 17.6%

Silvassa

$41 11.4% 74.7% $121

Clothing & Footwear

Cebu

$94 10.2%

Silvassa

$45 12.6% 51.8% $49

Eating Out

Cebu

$88 9.6%

Silvassa

$58 16.2% 34.2% $30

Sport & Entertainment

Cebu

$44 4.8%

Silvassa

$15 4.2% 65.4% $29

Getting Around

Cebu

$16 1.7%

Silvassa

$11 3.2% 27.1% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $106 in Silvassa. Housing cost is often the main lever when comparing two cities.

Silvassa pays 20% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $6.00 in Silvassa for a mid-range dinner for two. Groceries echo the gap at $206 vs $94.0 per month, with Silvassa cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Silvassa

🕒 Local time

08:55 8:55 AM

06:25 6:25 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

98,266

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.86 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Silvassa 5,550 km ≈ 7 h nonstop flight

From you

Cebu
Silvassa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Silvassa: Cost of Living - Frequently Asked Questions

Silvassa is cheaper overall, especially in groceries, clothing, and eating out. The 156% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 20% lower in Silvassa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $106 in Silvassa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $359 in Silvassa – a 156% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Silvassa runs roughly 53% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Silvassa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Silvassa is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Silvassa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Silvassa gentler on the wallet – expenses run 156% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.