Last update: Oct 2026

Cost of Living Comparison Between Cebu and Silistra

For one person, living is cheaper in Silistra: $864 a month against $918 in Cebu, rent and utilities included – about $650 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
42

Cost of Living Index in Silistra
Learn more

Silistra Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Silistra

🇧🇬 Bulgaria

$864

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Silistra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Silistra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $864 in Silistra.

Cebu $918
Silistra $864

Estimated couple costs with rent: $1,409 in Cebu versus $1,230 in Silistra.

Cebu $1,409
Silistra $1,230

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,595 in Silistra.

Cebu $1,900
Silistra $1,595

Living in Cebu is roughly 6% more expensive than in Silistra, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Silistra 36% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.45 BGN 18.28

-70.43%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,521

$24.10 BGN 42.17

0.50%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$8.77 BGN 15.35

-55.30%

Cappuccino

$2.51 ₱157

$1.67 BGN 2.92

50.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.17 BGN 2.05

35.90%

Water (0.33 liter bottle)

$0.53 ₱33.36

$0.81 BGN 1.41

-34.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.80 BGN 3.15

-1.11%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.99 BGN 3.48

9.05%

Milk (1 liter)

$1.92 ₱121

$1.78 BGN 3.11

7.87%

White Bread (500g)

$1.36 ₱85.2

$0.86 BGN 1.50

58.14%

Rice (white) (1kg)

$1.01 ₱63.4

$1.49 BGN 2.60

-32.21%

Eggs

$2.03 ₱127

$2.22 BGN 3.89

-8.56%

Local Cheese (1kg)

$9.86 ₱620

$9.26 BGN 16.20

6.48%

Chicken Fillets (1kg)

$4.39 ₱276

$6.35 BGN 11.12

-30.87%

Beef Round Steak (1kg)

$7.60 ₱478

$8.37 BGN 14.66

-9.20%

Apples (1kg)

$3.30 ₱207

$1.30 BGN 2.28

153.85%

Banana (1kg)

$1.39 ₱87.6

$1.62 BGN 2.84

-14.20%

Oranges (1kg)

$2.33 ₱147

$1.75 BGN 3.06

33.14%

Tomato (1kg)

$1.50 ₱94.1

$1.88 BGN 3.29

-20.21%

Potato (1kg)

$2.36 ₱148

$0.93 BGN 1.63

153.76%

Onion (1kg)

$1.90 ₱119

$0.72 BGN 1.25

163.89%

Lettuce (1 head)

$1.19 ₱74.7

$0.55 BGN 0.97

116.36%

Water (1.5 liter bottle)

$0.63 ₱39.62

$0.64 BGN 1.11

-1.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.81 BGN 6.67

-21.26%

Wine (Bottle)

$6.03 ₱379

$5.23 BGN 9.15

15.30%

Local Beer (0.5 liter bottle)

$1.23 ₱77.5

$1.08 BGN 1.90

13.89%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.68 BGN 2.94

4.17%

One-way Ticket (Public Transport)

$0.25 ₱15.82

$0.89 BGN 1.55

-71.91%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱794

$26.32 BGN 46.06

-51.98%

Taxi Start (Normal Tariff)

$0.77 ₱48.51

$1.13 BGN 1.97

-31.86%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.50

$0.66 BGN 1.16

-65.15%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$5.59 BGN 9.79

-20.21%

Gasoline (1 liter)

$1.31 ₱82.6

$1.43 BGN 2.50

-8.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.4K BGN 53.2K

-30.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.8K BGN 38.1K

-12.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,553

$94.0 BGN 165

27.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱880

$14.84 BGN 25.98

-5.66%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,730

$11.96 BGN 20.94

130.27%

Gym Membership (Monthly)

$32.33 ₱2,031

$31.12 BGN 54.5

3.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$15.05 BGN 26.34

-55.81%

Cinema Ticket

$5.65 ₱355

$6.88 BGN 12.04

-17.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$227 BGN 398

21.16%

International Primary School, 1 Child (Yearly)

$7,918 ₱497.4K

$2,327 BGN 4,072

240.27%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,099

$30.01 BGN 52.5

64.38%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,586

$19.01 BGN 33.27

32.77%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,835

$64.3 BGN 113

19.65%

Men's Leather Business Shoes

$57.2 ₱3,593

$51.2 BGN 89.6

11.65%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$329 BGN 576

51.65%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$248 BGN 433

24.72%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.7K

$334 BGN 585

222.33%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$243 BGN 425

153.03%

Buy Apartment in City Center (m2)

$2,886 ₱181.3K

$1,215 BGN 2,126

137.54%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.4K

$1,229 BGN 2,151

55.93%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

$721 BGN 1,261

-52.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.99

140.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Silistra: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Silistra

$248 28.7% 19.8% $61

Groceries & Markets

Cebu

$206 22.4%

Silistra

$192 22.2% 6.8% $14

Monthly Utilities & Internet

Cebu

$162 17.6%

Silistra

$121 14% 25.3% $41

Clothing & Footwear

Cebu

$94 10.2%

Silistra

$74 8.6% 21.2% $20

Eating Out

Cebu

$88 9.6%

Silistra

$151 17.5% 70.9% $63

Sport & Entertainment

Cebu

$44 4.8%

Silistra

$45 5.2% 2.9% $1.3

Getting Around

Cebu

$16 1.7%

Silistra

$34 4% 120% $19

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $329 in Silistra. Housing cost is often the main lever when comparing two cities.

Silistra pays 108% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $24.00 in Silistra. Groceries flip the comparison at $206 vs $192, with Silistra cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇧🇬 Silistra

🕒 Local time

04:32 4:32 AM

23:32 11:32 PM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

37,923

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.82 PHP (100 PHP = 1.59 USD). 1 EUR = 70.39 PHP (100 PHP = 1.42 EUR).

Bulgarian Lev exchange rates as of October 14, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Silistra 9,740 km ≈ 13 h nonstop flight

From you

Cebu
Silistra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Silistra: Cost of Living - Frequently Asked Questions

Silistra is cheaper overall, especially in groceries, clothing, and utilities. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 108% lower in Silistra. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $329 in Silistra. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $864 in Silistra – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Silistra runs roughly 108% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Silistra gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Silistra is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Silistra are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Silistra gentler on the wallet – expenses run 6% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.