Last update: Oct 2026

Cost of Living Comparison Between Silistra and Cebu

For one person, living is cheaper in Silistra: $864 a month against $918 in Cebu, rent and utilities included – about $650 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

42

Cost of Living Index in Silistra
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Silistra Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Silistra

🇧🇬 Bulgaria

$864

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Silistra and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Silistra and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $864 in Silistra versus $918 in Cebu.

Silistra $864
Cebu $918

Estimated couple costs with rent: $1,230 in Silistra versus $1,409 in Cebu.

Silistra $1,230
Cebu $1,409

Monthly costs for a family of three with rent: $1,595 in Silistra versus $1,900 in Cebu.

Silistra $1,595
Cebu $1,900

Living in Silistra costs roughly 6% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Silistra 36% lower, Cebu 32% lower.

Meal at Budget Restaurant

$10.45 BGN 18.28

$3.09 ₱194

238.19%

Three-Course Dinner for Two, Mid-Range

$24.10 BGN 42.17

$24.22 ₱1,521

-0.50%

Fast Food Meal (McDonalds, etc)

$8.77 BGN 15.35

$3.92 ₱246

123.72%

Cappuccino

$1.67 BGN 2.92

$2.51 ₱157

-33.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.17 BGN 2.05

$1.59 ₱100

-26.42%

Water (0.33 liter bottle)

$0.81 BGN 1.41

$0.53 ₱33.36

52.83%

Local Beer (0.5 liter draught)

$1.80 BGN 3.15

$1.78 ₱112

1.12%

Imported Beer (0.33 liter bottle)

$1.99 BGN 3.48

$2.17 ₱136

-8.29%

Milk (1 liter)

$1.78 BGN 3.11

$1.92 ₱121

-7.29%

White Bread (500g)

$0.86 BGN 1.50

$1.36 ₱85.2

-36.76%

Rice (white) (1kg)

$1.49 BGN 2.60

$1.01 ₱63.4

47.52%

Eggs

$2.22 BGN 3.89

$2.03 ₱127

9.36%

Local Cheese (1kg)

$9.26 BGN 16.20

$9.86 ₱620

-6.09%

Chicken Fillets (1kg)

$6.35 BGN 11.12

$4.39 ₱276

44.65%

Beef Round Steak (1kg)

$8.37 BGN 14.66

$7.60 ₱478

10.13%

Apples (1kg)

$1.30 BGN 2.28

$3.30 ₱207

-60.61%

Banana (1kg)

$1.62 BGN 2.84

$1.39 ₱87.6

16.55%

Oranges (1kg)

$1.75 BGN 3.06

$2.33 ₱147

-24.89%

Tomato (1kg)

$1.88 BGN 3.29

$1.50 ₱94.1

25.33%

Potato (1kg)

$0.93 BGN 1.63

$2.36 ₱148

-60.59%

Onion (1kg)

$0.72 BGN 1.25

$1.90 ₱119

-62.11%

Lettuce (1 head)

$0.55 BGN 0.97

$1.19 ₱74.7

-53.78%

Water (1.5 liter bottle)

$0.64 BGN 1.11

$0.63 ₱39.62

1.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 BGN 6.67

$3.00 ₱189

27.00%

Wine (Bottle)

$5.23 BGN 9.15

$6.03 ₱379

-13.27%

Local Beer (0.5 liter bottle)

$1.08 BGN 1.90

$1.23 ₱77.5

-12.20%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.94

$1.75 ₱110

-4.00%

One-way Ticket (Public Transport)

$0.89 BGN 1.55

$0.25 ₱15.82

256.00%

Public Transport Monthly Pass (Regular Price)

$26.32 BGN 46.06

$12.64 ₱794

108.23%

Taxi Start (Normal Tariff)

$1.13 BGN 1.97

$0.77 ₱48.51

46.75%

Taxi (Normal Tariff) (1km)

$0.66 BGN 1.16

$0.23 ₱14.50

186.96%

Taxi 1hour Waiting (Normal Tariff)

$5.59 BGN 9.79

$4.46 ₱280

25.34%

Gasoline (1 liter)

$1.43 BGN 2.50

$1.31 ₱82.6

9.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K BGN 53.2K

$21.2K ₱1.3M

43.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K BGN 38.1K

$19.1K ₱1.2M

13.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.0 BGN 165

$120 ₱7,553

-21.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.84 BGN 25.98

$14.00 ₱880

6.00%

Internet (50+ Mbps, Unlimited Data)

$11.96 BGN 20.94

$27.54 ₱1,730

-56.57%

Gym Membership (Monthly)

$31.12 BGN 54.5

$32.33 ₱2,031

-3.74%

Tennis Court (1 Hour on Weekend)

$15.05 BGN 26.34

$6.65 ₱418

126.32%

Cinema Ticket

$6.88 BGN 12.04

$5.65 ₱355

21.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 BGN 398

$275 ₱17.3K

-17.47%

International Primary School, 1 Child (Yearly)

$2,327 BGN 4,072

$7,918 ₱497.4K

-70.61%

Jeans (Levis 501 Or Similar)

$30.01 BGN 52.5

$49.33 ₱3,099

-39.16%

Summer Dress (H&M, Zara, etc)

$19.01 BGN 33.27

$25.24 ₱1,586

-24.68%

Sport Shoes (Adidas, Nike)

$64.3 BGN 113

$77.0 ₱4,835

-16.42%

Men's Leather Business Shoes

$51.2 BGN 89.6

$57.2 ₱3,593

-10.44%

1-bedroom Apartment, City Center (Monthly)

$329 BGN 576

$500 ₱31.4K

-34.06%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BGN 433

$309 ₱19.4K

-19.82%

3-bedroom Apartment, City Center (Monthly)

$334 BGN 585

$1,078 ₱67.7K

-68.98%

3-bedroom Apartment, Outside City Center (Monthly)

$243 BGN 425

$615 ₱38.7K

-60.48%

Buy Apartment in City Center (m2)

$1,215 BGN 2,126

$2,886 ₱181.3K

-57.90%

Buy Apartment Outside City Center (m2)

$1,229 BGN 2,151

$1,917 ₱120.4K

-35.87%

Average Monthly Net Salary (After Tax)

$721 BGN 1,261

$346 ₱21.7K

108.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

7.2

-58.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Silistra: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Silistra

$248 28.7%

Cebu

$309 33.6% 24.7% $61

Groceries & Markets

Silistra

$192 22.2%

Cebu

$206 22.4% 7.3% $14

Eating Out

Silistra

$151 17.5%

Cebu

$88 9.6% 41.5% $63

Monthly Utilities & Internet

Silistra

$121 14%

Cebu

$162 17.6% 33.9% $41

Clothing & Footwear

Silistra

$74 8.6%

Cebu

$94 10.2% 26.8% $20

Sport & Entertainment

Silistra

$45 5.2%

Cebu

$44 4.8% 2.8% $1.3

Getting Around

Silistra

$34 4%

Cebu

$16 1.7% 54.6% $19

Cost Breakdown

A one-bedroom apartment in the center runs $329 in Silistra and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Silistra pays 108% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Silistra vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $192 vs $206 per month, with Silistra cheaper across the board.

Good to know

🇧🇬 Silistra

🇵🇭 Cebu

🕒 Local time

18:12 6:12 PM

23:12 11:12 PM

5 h ahead of Silistra

🌤 Weather

👥 Population

37,923

964,169

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 14, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.82 PHP (100 PHP = 1.59 USD). 1 EUR = 70.39 PHP (100 PHP = 1.42 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Silistra Cebu 9,740 km ≈ 13 h nonstop flight

From you

Silistra
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Silistra vs Cebu: Cost of Living - Frequently Asked Questions

Silistra is cheaper overall, especially in groceries, clothing, and utilities. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 108% higher in Silistra, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $329 in Silistra versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $864 per month in Silistra versus $918 in Cebu – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Silistra runs roughly 108% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Silistra gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Silistra is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Silistra and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Silistra gentler on the wallet – expenses run 6% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.