Last update: Oct 2026

Cost of Living Comparison Between Cebu and Shubra Al Khaymah

For one person, living is cheaper in Shubra Al Khaymah: $435 a month against $918 in Cebu, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
22

Cost of Living Index in Shubra Al Khaymah
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Shubra Al Khaymah Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Shubra Al Khaymah

🇪🇬 Egypt

$435

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Shubra Al Khaymah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Shubra Al Khaymah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $435 in Shubra Al Khaymah.

Cebu $918
Shubra Al Khaymah $435

Estimated couple costs with rent: $1,409 in Cebu versus $731 in Shubra Al Khaymah.

Cebu $1,409
Shubra Al Khaymah $731

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,028 in Shubra Al Khaymah.

Cebu $1,900
Shubra Al Khaymah $1,028

Living in Cebu is roughly 111% more expensive than in Shubra Al Khaymah, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Shubra Al Khaymah 68% lower.

Meal at Budget Restaurant

$3.09 ₱195

$4.11 E£220

-24.82%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$19.07 E£1,019

27.01%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.62 E£247

-15.15%

Cappuccino

$2.51 ₱158

$1.29 E£69.0

94.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.32 E£17.12

396.88%

Water (0.33 liter bottle)

$0.53 ₱33.47

$0.13 E£7.09

307.69%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.37 E£73.1

29.93%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.25 E£120

-3.56%

Milk (1 liter)

$1.92 ₱121

$0.82 E£43.73

134.15%

White Bread (500g)

$1.36 ₱85.5

$0.72 E£38.39

88.89%

Rice (white) (1kg)

$1.01 ₱63.6

$0.59 E£31.66

71.19%

Eggs

$2.03 ₱128

$1.17 E£62.6

73.50%

Local Cheese (1kg)

$9.86 ₱622

$3.93 E£210

150.89%

Chicken Fillets (1kg)

$4.39 ₱277

$4.28 E£229

2.57%

Beef Round Steak (1kg)

$7.60 ₱479

$9.04 E£483

-15.93%

Apples (1kg)

$3.30 ₱208

$1.55 E£82.7

112.90%

Banana (1kg)

$1.39 ₱87.9

$0.78 E£41.60

78.21%

Oranges (1kg)

$2.33 ₱147

$0.56 E£29.79

316.07%

Tomato (1kg)

$1.50 ₱94.4

$0.36 E£19.00

316.67%

Potato (1kg)

$2.36 ₱149

$0.26 E£13.95

807.69%

Onion (1kg)

$1.90 ₱120

$0.30 E£15.78

533.33%

Lettuce (1 head)

$1.19 ₱75.0

$0.25 E£13.33

376.00%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.22 E£11.50

186.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$1.92 E£103

56.25%

Wine (Bottle)

$6.03 ₱380

$5.59 E£299

7.87%

Local Beer (0.5 liter bottle)

$1.23 ₱77.8

$1.23 E£65.9

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.17 E£116

-19.35%

One-way Ticket (Public Transport)

$0.25 ₱15.88

$0.21 E£11.03

19.05%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.67

$0.37 E£19.69

108.11%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.55

$0.20 E£10.49

15.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.15 E£61.6

287.83%

Gasoline (1 liter)

$1.31 ₱82.9

$0.42 E£22.69

211.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.4K E£1.7M

-34.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.9K E£1.4M

-28.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$14.47 E£773

730.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$6.83 E£365

104.98%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$13.12 E£701

109.91%

Gym Membership (Monthly)

$32.33 ₱2,037

$14.10 E£754

129.29%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$2.93 E£157

92.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.4K

$87.9 E£4,696

213.32%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.1K

$2,124 E£113.5K

272.82%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$33.58 E£1,794

46.90%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$44.89 E£2,399

-43.77%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,851

$115 E£6,133

-32.94%

Men's Leather Business Shoes

$57.2 ₱3,605

$55.9 E£2,984

2.42%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$111 E£5,950

348.64%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$64.8 E£3,463

376.57%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$278 E£14.9K

287.82%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$155 E£8,287

296.71%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

$716 E£38.3K

302.88%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$360 E£19.2K

432.32%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

16.21

-55.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Shubra Al Khaymah: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Shubra Al Khaymah

$65 14.9% 79% $244

Groceries & Markets

Cebu

$206 22.4%

Shubra Al Khaymah

$126 28.9% 38.9% $80

Monthly Utilities & Internet

Cebu

$162 17.6%

Shubra Al Khaymah

$34 7.9% 78.7% $127

Clothing & Footwear

Cebu

$94 10.2%

Shubra Al Khaymah

$112 25.8% 19.3% $18

Eating Out

Cebu

$88 9.6%

Shubra Al Khaymah

$75 17.4% 14.5% $13

Sport & Entertainment

Cebu

$44 4.8%

Shubra Al Khaymah

$20 4.6% 54.2% $24

Getting Around

Cebu

$16 1.7%

Shubra Al Khaymah

$2.2 * 0.5% 86% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $111 in Shubra Al Khaymah. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $19.00 in Shubra Al Khaymah for a mid-range dinner for two. Groceries echo the gap at $206 vs $126 per month, with Shubra Al Khaymah cheaper across the board.

Good to know

🇵🇭 Cebu

🇪🇬 Shubra Al Khaymah

🕒 Local time

06:15 6:15 AM

01:15 1:15 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

1,016,722

💱 Currency

Philippine Peso PHP ₱

Egyptian Pound EGP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 EGP = 1.87 USD

100 EGP = 1.67 EUR

Exchange rates and currency converter

EGP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Egyptian Pound exchange rates as of October 15, 2026: 1 USD = 53.44 EGP (100 EGP = 1.87 USD). 1 EUR = 59.91 EGP (100 EGP = 1.67 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Shubra Al Khaymah 9,690 km ≈ 13 h nonstop flight

From you

Cebu
Shubra Al Khaymah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Shubra Al Khaymah: Cost of Living - Frequently Asked Questions

Shubra Al Khaymah is cheaper overall, especially in groceries, eating out, and leisure. The 111% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $652 in Shubra Al Khaymah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $111 in Shubra Al Khaymah. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $435 in Shubra Al Khaymah – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Shubra Al Khaymah gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Shubra Al Khaymah is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Shubra Al Khaymah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shubra Al Khaymah gentler on the wallet – expenses run 111% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.