Last update: Oct 2026

Cost of Living Comparison Between Shubra Al Khaymah and Cebu

For one person, living is cheaper in Shubra Al Khaymah: $435 a month against $918 in Cebu, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

22

Cost of Living Index in Shubra Al Khaymah
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Shubra Al Khaymah Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Shubra Al Khaymah

🇪🇬 Egypt

$435

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Shubra Al Khaymah and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Shubra Al Khaymah and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $435 in Shubra Al Khaymah versus $918 in Cebu.

Shubra Al Khaymah $435
Cebu $918

Estimated couple costs with rent: $731 in Shubra Al Khaymah versus $1,409 in Cebu.

Shubra Al Khaymah $731
Cebu $1,409

Monthly costs for a family of three with rent: $1,028 in Shubra Al Khaymah versus $1,900 in Cebu.

Shubra Al Khaymah $1,028
Cebu $1,900

Living in Shubra Al Khaymah costs roughly 53% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Shubra Al Khaymah 68% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.11 E£220

$3.09 ₱195

33.01%

Three-Course Dinner for Two, Mid-Range

$19.07 E£1,019

$24.22 ₱1,526

-21.26%

Fast Food Meal (McDonalds, etc)

$4.62 E£247

$3.92 ₱247

17.86%

Cappuccino

$1.29 E£69.0

$2.51 ₱158

-48.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.32 E£17.12

$1.59 ₱100

-79.87%

Water (0.33 liter bottle)

$0.13 E£7.09

$0.53 ₱33.47

-75.47%

Local Beer (0.5 liter draught)

$1.37 E£73.1

$1.78 ₱112

-23.03%

Imported Beer (0.33 liter bottle)

$2.25 E£120

$2.17 ₱137

3.69%

Milk (1 liter)

$0.82 E£43.73

$1.92 ₱121

-57.29%

White Bread (500g)

$0.72 E£38.39

$1.36 ₱85.5

-47.06%

Rice (white) (1kg)

$0.59 E£31.66

$1.01 ₱63.6

-41.58%

Eggs

$1.17 E£62.6

$2.03 ₱128

-42.36%

Local Cheese (1kg)

$3.93 E£210

$9.86 ₱622

-60.14%

Chicken Fillets (1kg)

$4.28 E£229

$4.39 ₱277

-2.51%

Beef Round Steak (1kg)

$9.04 E£483

$7.60 ₱479

18.95%

Apples (1kg)

$1.55 E£82.7

$3.30 ₱208

-53.03%

Banana (1kg)

$0.78 E£41.60

$1.39 ₱87.9

-43.88%

Oranges (1kg)

$0.56 E£29.79

$2.33 ₱147

-75.97%

Tomato (1kg)

$0.36 E£19.00

$1.50 ₱94.4

-76.00%

Potato (1kg)

$0.26 E£13.95

$2.36 ₱149

-88.98%

Onion (1kg)

$0.30 E£15.78

$1.90 ₱120

-84.21%

Lettuce (1 head)

$0.25 E£13.33

$1.19 ₱75.0

-78.99%

Water (1.5 liter bottle)

$0.22 E£11.50

$0.63 ₱39.75

-65.08%

Cigarettes 20 Pack (Marlboro, Camel)

$1.92 E£103

$3.00 ₱189

-36.00%

Wine (Bottle)

$5.59 E£299

$6.03 ₱380

-7.30%

Local Beer (0.5 liter bottle)

$1.23 E£65.9

$1.23 ₱77.8

Imported Beer (0.33 liter bottle)

$2.17 E£116

$1.75 ₱110

24.00%

One-way Ticket (Public Transport)

$0.21 E£11.03

$0.25 ₱15.88

-16.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.37 E£19.69

$0.77 ₱48.67

-51.95%

Taxi (Normal Tariff) (1km)

$0.20 E£10.49

$0.23 ₱14.55

-13.04%

Taxi 1hour Waiting (Normal Tariff)

$1.15 E£61.6

$4.46 ₱281

-74.22%

Gasoline (1 liter)

$0.42 E£22.69

$1.31 ₱82.9

-67.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K E£1.7M

$21.2K ₱1.3M

52.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K E£1.4M

$19.1K ₱1.2M

40.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$14.47 E£773

$120 ₱7,577

-87.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.83 E£365

$14.00 ₱883

-51.21%

Internet (50+ Mbps, Unlimited Data)

$13.12 E£701

$27.54 ₱1,736

-52.36%

Gym Membership (Monthly)

$14.10 E£754

$32.33 ₱2,037

-56.39%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$2.93 E£157

$5.65 ₱356

-48.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$87.9 E£4,696

$275 ₱17.4K

-68.08%

International Primary School, 1 Child (Yearly)

$2,124 E£113.5K

$7,918 ₱499.1K

-73.18%

Jeans (Levis 501 Or Similar)

$33.58 E£1,794

$49.33 ₱3,109

-31.93%

Summer Dress (H&M, Zara, etc)

$44.89 E£2,399

$25.24 ₱1,591

77.85%

Sport Shoes (Adidas, Nike)

$115 E£6,133

$77.0 ₱4,851

49.12%

Men's Leather Business Shoes

$55.9 E£2,984

$57.2 ₱3,605

-2.36%

1-bedroom Apartment, City Center (Monthly)

$111 E£5,950

$500 ₱31.5K

-77.71%

1-bedroom Apartment, Outside City Center (Monthly)

$64.8 E£3,463

$309 ₱19.5K

-79.02%

3-bedroom Apartment, City Center (Monthly)

$278 E£14.9K

$1,078 ₱67.9K

-74.22%

3-bedroom Apartment, Outside City Center (Monthly)

$155 E£8,287

$615 ₱38.8K

-74.79%

Buy Apartment in City Center (m2)

$716 E£38.3K

$2,886 ₱181.9K

-75.18%

Buy Apartment Outside City Center (m2)

$360 E£19.2K

$1,917 ₱120.8K

-81.21%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

16.21

7.2

125.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Shubra Al Khaymah: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Shubra Al Khaymah

$126 28.9%

Cebu

$206 22.4% 63.7% $80

Clothing & Footwear

Shubra Al Khaymah

$112 25.8%

Cebu

$94 10.2% 16.2% $18

Eating Out

Shubra Al Khaymah

$75 17.4%

Cebu

$88 9.6% 17% $13

Accommodation & Living

Shubra Al Khaymah

$65 14.9%

Cebu

$309 33.6% 377% $244

Monthly Utilities & Internet

Shubra Al Khaymah

$34 7.9%

Cebu

$162 17.6% 370% $127

Sport & Entertainment

Shubra Al Khaymah

$20 4.6%

Cebu

$44 4.8% 118% $24

Getting Around

Shubra Al Khaymah

$2.2 * 0.5%

Cebu

$16 1.7% 614% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $111 in Shubra Al Khaymah and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $19.00 in Shubra Al Khaymah vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $126 vs $206 per month, with Shubra Al Khaymah cheaper across the board.

Good to know

🇪🇬 Shubra Al Khaymah

🇵🇭 Cebu

🕒 Local time

00:31 12:31 AM

05:31 5:31 AM

5 h ahead of Shubra Al Khaymah

🌤 Weather

👥 Population

1,016,722

964,169

💱 Currency

Egyptian Pound EGP £

Philippine Peso PHP ₱

📈 Exchange rate

100 EGP = 1.87 USD

100 EGP = 1.67 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to EGP – Egyptian Pound Converter

🇺🇸 United States Dollar ($)

🇪🇬 Egyptian Pound (£)

Egyptian Pound exchange rates as of October 15, 2026: 1 USD = 53.44 EGP (100 EGP = 1.87 USD). 1 EUR = 59.91 EGP (100 EGP = 1.67 EUR).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

USD to EGP in detail →

On the map

Lowest

Highest

Between locations

Shubra Al Khaymah Cebu 9,690 km ≈ 13 h nonstop flight

From you

Shubra Al Khaymah
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Shubra Al Khaymah vs Cebu: Cost of Living - Frequently Asked Questions

Shubra Al Khaymah is cheaper overall, especially in groceries, eating out, and leisure. The 111% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $652 in Shubra Al Khaymah and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $111 in Shubra Al Khaymah versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 64% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $435 per month in Shubra Al Khaymah versus $918 in Cebu – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Shubra Al Khaymah gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Shubra Al Khaymah is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Shubra Al Khaymah and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Shubra Al Khaymah gentler on the wallet – expenses run 111% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.