Last update: Oct 2026

Cost of Living Comparison Between Cebu and Setagaya-ku

For one person, living is cheaper in Cebu: $918 a month against $1,183 in Setagaya-ku, rent and utilities included – about $3,200 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
58

Cost of Living Index in Setagaya-ku
Learn more

Setagaya-ku Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Setagaya-ku

🇯🇵 Japan

$1,183

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Setagaya-ku

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Setagaya-ku actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,183 in Setagaya-ku.

Cebu $918
Setagaya-ku $1,183

Estimated couple costs with rent: $1,409 in Cebu versus $1,834 in Setagaya-ku.

Cebu $1,409
Setagaya-ku $1,834

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,484 in Setagaya-ku.

Cebu $1,900
Setagaya-ku $2,484

Living in Cebu costs roughly 22% less than in Setagaya-ku, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Setagaya-ku 12% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.12 ¥968

-49.51%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$25.64 ¥4,050

-5.54%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.36 ¥690

-10.09%

Cappuccino

$2.51 ₱158

$2.97 ¥470

-15.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.04 ¥165

52.88%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.65 ¥102

-18.46%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.19 ¥346

-18.72%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.22 ¥508

-32.61%

Milk (1 liter)

$1.92 ₱121

$1.23 ¥194

56.10%

White Bread (500g)

$1.36 ₱85.4

$1.72 ¥272

-20.93%

Rice (white) (1kg)

$1.01 ₱63.5

$3.64 ¥575

-72.25%

Eggs

$2.03 ₱128

$1.17 ¥186

73.50%

Local Cheese (1kg)

$9.86 ₱621

$10.40 ¥1,643

-5.19%

Chicken Fillets (1kg)

$4.39 ₱277

$6.11 ¥965

-28.15%

Beef Round Steak (1kg)

$7.60 ₱479

$14.25 ¥2,252

-46.67%

Apples (1kg)

$3.30 ₱208

$5.59 ¥883

-40.97%

Banana (1kg)

$1.39 ₱87.8

$2.74 ¥433

-49.27%

Oranges (1kg)

$2.33 ₱147

$2.95 ¥466

-21.02%

Tomato (1kg)

$1.50 ₱94.3

$4.14 ¥654

-63.77%

Potato (1kg)

$2.36 ₱149

$2.62 ¥415

-9.92%

Onion (1kg)

$1.90 ₱119

$2.63 ¥416

-27.76%

Lettuce (1 head)

$1.19 ₱74.9

$1.24 ¥196

-4.03%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.56 ¥87.7

12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.79 ¥599

-20.84%

Wine (Bottle)

$6.03 ₱379

$6.26 ¥989

-3.67%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.81 ¥287

-32.04%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.09 ¥330

-16.27%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.46 ¥231

-82.88%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$50.7 ¥8,012

-75.07%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.23 ¥510

-76.16%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.66 ¥421

-91.35%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$20.85 ¥3,294

-78.61%

Gasoline (1 liter)

$1.31 ₱82.8

$1.10 ¥174

19.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.2K ¥3.4M

0.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$18.6K ¥2.9M

3.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$131 ¥20.6K

-7.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$23.82 ¥3,764

-41.23%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$31.73 ¥5,013

-13.21%

Gym Membership (Monthly)

$32.33 ₱2,035

$55.0 ¥8,691

-41.23%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$11.52 ¥1,820

-50.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$636 ¥100.5K

-56.70%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$14.7K ¥2.3M

-46.19%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$62.3 ¥9,846

-20.84%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$36.37 ¥5,747

-30.60%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$62.1 ¥9,814

23.89%

Men's Leather Business Shoes

$57.2 ₱3,601

$102 ¥16.2K

-44.05%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$534 ¥84.4K

-6.52%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$325 ¥51.4K

-5.02%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,152 ¥182.0K

-6.44%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$674 ¥106.4K

-8.69%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,724 ¥588.4K

-22.50%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,635 ¥258.4K

17.20%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

260.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Setagaya-ku: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Setagaya-ku

$325 27.5% 5.3% $16

Groceries & Markets

Cebu

$206 22.4%

Setagaya-ku

$281 23.7% 36.4% $75

Monthly Utilities & Internet

Cebu

$162 17.6%

Setagaya-ku

$186 15.7% 15.1% $24

Clothing & Footwear

Cebu

$94 10.2%

Setagaya-ku

$118 10% 26% $24

Eating Out

Cebu

$88 9.6%

Setagaya-ku

$122 10.3% 38.1% $34

Sport & Entertainment

Cebu

$44 4.8%

Setagaya-ku

$78 6.6% 78.9% $34

Getting Around

Cebu

$16 1.7%

Setagaya-ku

$73 6.2% 370% $58

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $534 in Setagaya-ku. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $26.00 in Setagaya-ku for a mid-range dinner for two. Groceries echo the gap at $206 vs $281 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇵 Setagaya-ku

🕒 Local time

09:23 9:23 AM

10:23 10:23 AM

1 h ahead of Cebu

🌤 Weather

👥 Population

964,169

943,664

💱 Currency

Philippine Peso PHP ₱

Japanese Yen JPY ¥

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Setagaya-ku 3,240 km ≈ 4 h 30 min nonstop flight

From you

Cebu
Setagaya-ku

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Setagaya-ku: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 29% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,775 in Setagaya-ku to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $534 in Setagaya-ku. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,183 in Setagaya-ku – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 301% less than in Setagaya-ku. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,183 in Setagaya-ku, a $1,500 budget is realistic in Cebu but tight or insufficient in Setagaya-ku. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Setagaya-ku, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Setagaya-ku are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 29% less than in Setagaya-ku. Beyond cost, consider language, visa policies, and how big the international community is in each city.