Last update: Oct 2026

Cost of Living Comparison Between Setagaya-ku and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,183 in Setagaya-ku, rent and utilities included – about $3,200 less a year. Other living expenses account for most of the difference.

58

Cost of Living Index in Setagaya-ku
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Setagaya-ku Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Setagaya-ku

🇯🇵 Japan

$1,183

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Setagaya-ku and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Setagaya-ku and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,183 in Setagaya-ku versus $918 in Cebu.

Setagaya-ku $1,183
Cebu $918

Estimated couple costs with rent: $1,834 in Setagaya-ku versus $1,409 in Cebu.

Setagaya-ku $1,834
Cebu $1,409

Monthly costs for a family of three with rent: $2,484 in Setagaya-ku versus $1,900 in Cebu.

Setagaya-ku $2,484
Cebu $1,900

Living in Setagaya-ku is roughly 29% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Setagaya-ku 12% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.12 ¥968

$3.09 ₱194

98.06%

Three-Course Dinner for Two, Mid-Range

$25.64 ¥4,050

$24.22 ₱1,525

5.86%

Fast Food Meal (McDonalds, etc)

$4.36 ¥690

$3.92 ₱247

11.22%

Cappuccino

$2.97 ¥470

$2.51 ₱158

18.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ¥165

$1.59 ₱100

-34.59%

Water (0.33 liter bottle)

$0.65 ¥102

$0.53 ₱33.43

22.64%

Local Beer (0.5 liter draught)

$2.19 ¥346

$1.78 ₱112

23.03%

Imported Beer (0.33 liter bottle)

$3.22 ¥508

$2.17 ₱137

48.39%

Milk (1 liter)

$1.23 ¥194

$1.92 ₱121

-35.94%

White Bread (500g)

$1.72 ¥272

$1.36 ₱85.4

26.47%

Rice (white) (1kg)

$3.64 ¥575

$1.01 ₱63.5

260.40%

Eggs

$1.17 ¥186

$2.03 ₱128

-42.36%

Local Cheese (1kg)

$10.40 ¥1,643

$9.86 ₱621

5.48%

Chicken Fillets (1kg)

$6.11 ¥965

$4.39 ₱277

39.18%

Beef Round Steak (1kg)

$14.25 ¥2,252

$7.60 ₱479

87.50%

Apples (1kg)

$5.59 ¥883

$3.30 ₱208

69.39%

Banana (1kg)

$2.74 ¥433

$1.39 ₱87.8

97.12%

Oranges (1kg)

$2.95 ¥466

$2.33 ₱147

26.61%

Tomato (1kg)

$4.14 ¥654

$1.50 ₱94.3

176.00%

Potato (1kg)

$2.62 ¥415

$2.36 ₱149

11.02%

Onion (1kg)

$2.63 ¥416

$1.90 ₱119

38.42%

Lettuce (1 head)

$1.24 ¥196

$1.19 ₱74.9

4.20%

Water (1.5 liter bottle)

$0.56 ¥87.7

$0.63 ₱39.71

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.79 ¥599

$3.00 ₱189

26.33%

Wine (Bottle)

$6.26 ¥989

$6.03 ₱379

3.81%

Local Beer (0.5 liter bottle)

$1.81 ¥287

$1.23 ₱77.7

47.15%

Imported Beer (0.33 liter bottle)

$2.09 ¥330

$1.75 ₱110

19.43%

One-way Ticket (Public Transport)

$1.46 ¥231

$0.25 ₱15.86

484.00%

Public Transport Monthly Pass (Regular Price)

$50.7 ¥8,012

$12.64 ₱796

301.19%

Taxi Start (Normal Tariff)

$3.23 ¥510

$0.77 ₱48.62

319.48%

Taxi (Normal Tariff) (1km)

$2.66 ¥421

$0.23 ₱14.53

1056.52%

Taxi 1hour Waiting (Normal Tariff)

$20.85 ¥3,294

$4.46 ₱281

367.49%

Gasoline (1 liter)

$1.10 ¥174

$1.31 ₱82.8

-16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ¥3.4M

$21.2K ₱1.3M

-0.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K ¥2.9M

$19.1K ₱1.2M

-3.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ¥20.6K

$120 ₱7,569

8.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.82 ¥3,764

$14.00 ₱882

70.14%

Internet (50+ Mbps, Unlimited Data)

$31.73 ¥5,013

$27.54 ₱1,734

15.21%

Gym Membership (Monthly)

$55.0 ¥8,691

$32.33 ₱2,035

70.15%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.52 ¥1,820

$5.65 ₱356

103.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 ¥100.5K

$275 ₱17.3K

130.97%

International Primary School, 1 Child (Yearly)

$14.7K ¥2.3M

$7,918 ₱498.5K

85.83%

Jeans (Levis 501 Or Similar)

$62.3 ¥9,846

$49.33 ₱3,106

26.33%

Summer Dress (H&M, Zara, etc)

$36.37 ¥5,747

$25.24 ₱1,589

44.10%

Sport Shoes (Adidas, Nike)

$62.1 ¥9,814

$77.0 ₱4,846

-19.28%

Men's Leather Business Shoes

$102 ¥16.2K

$57.2 ₱3,601

78.74%

1-bedroom Apartment, City Center (Monthly)

$534 ¥84.4K

$500 ₱31.5K

6.97%

1-bedroom Apartment, Outside City Center (Monthly)

$325 ¥51.4K

$309 ₱19.4K

5.28%

3-bedroom Apartment, City Center (Monthly)

$1,152 ¥182.0K

$1,078 ₱67.9K

6.89%

3-bedroom Apartment, Outside City Center (Monthly)

$674 ¥106.4K

$615 ₱38.7K

9.51%

Buy Apartment in City Center (m2)

$3,724 ¥588.4K

$2,886 ₱181.7K

29.04%

Buy Apartment Outside City Center (m2)

$1,635 ¥258.4K

$1,917 ₱120.7K

-14.68%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-72.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Setagaya-ku: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Setagaya-ku

$325 27.5%

Cebu

$309 33.6% 5% $16

Groceries & Markets

Setagaya-ku

$281 23.7%

Cebu

$206 22.4% 26.7% $75

Monthly Utilities & Internet

Setagaya-ku

$186 15.7%

Cebu

$162 17.6% 13.1% $24

Eating Out

Setagaya-ku

$122 10.3%

Cebu

$88 9.6% 27.6% $34

Clothing & Footwear

Setagaya-ku

$118 10%

Cebu

$94 10.2% 20.7% $24

Sport & Entertainment

Setagaya-ku

$78 6.6%

Cebu

$44 4.8% 44.1% $34

Getting Around

Setagaya-ku

$73 6.2%

Cebu

$16 1.7% 78.7% $58

Cost Breakdown

A one-bedroom apartment in the center runs $534 in Setagaya-ku and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $26.00 in Setagaya-ku vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $281 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Setagaya-ku

🇵🇭 Cebu

🕒 Local time

09:48 9:48 AM

08:48 8:48 AM

1 h behind Setagaya-ku

🌤 Weather

👥 Population

943,664

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

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Setagaya-ku Cebu 3,240 km ≈ 4 h 30 min nonstop flight

From you

Setagaya-ku
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Setagaya-ku vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 29% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,775 in Setagaya-ku and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $534 in Setagaya-ku versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,183 per month in Setagaya-ku versus $918 in Cebu – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 301% less than in Setagaya-ku. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,183 in Setagaya-ku, a $1,500 budget is realistic in Cebu but tight or insufficient in Setagaya-ku. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Setagaya-ku, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Setagaya-ku and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 29% less than in Setagaya-ku. Beyond cost, consider language, visa policies, and how big the international community is in each city.