Last update: Oct 2026

Cost of Living Comparison Between Cebu and Schaffhausen

For one person, living is cheaper in Cebu: $915 a month against $3,125 in Schaffhausen, rent and utilities included – about $26,500 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
152

Cost of Living Index in Schaffhausen
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Schaffhausen Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Schaffhausen

🇨🇭 Switzerland

$3,125

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Schaffhausen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Schaffhausen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $3,125 in Schaffhausen.

Cebu $915
Schaffhausen $3,125

Estimated couple costs with rent: $1,418 in Cebu versus $5,038 in Schaffhausen.

Cebu $1,418
Schaffhausen $5,038

Monthly costs for a family of three with rent: $1,921 in Cebu versus $6,951 in Schaffhausen.

Cebu $1,921
Schaffhausen $6,951

Living in Cebu costs roughly 71% less than in Schaffhausen, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 33% below, Schaffhausen is 131% above.

Meal at Budget Restaurant

$3.05 ₱192

$29.70 CHF 24.46

-89.73%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$123 CHF 101

-80.43%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$18.03 CHF 14.85

-77.87%

Cappuccino

$2.50 ₱157

$5.64 CHF 4.65

-55.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$5.52 CHF 4.55

-72.10%

Water (0.33 liter bottle)

$0.50 ₱31.37

$4.78 CHF 3.94

-89.54%

Local Beer (0.5 liter draught)

$1.78 ₱112

$8.22 CHF 6.77

-78.35%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$7.47 CHF 6.16

-70.95%

Milk (1 liter)

$2.00 ₱126

$2.16 CHF 1.78

-7.41%

White Bread (500g)

$1.37 ₱86.2

$4.06 CHF 3.35

-66.26%

Rice (white) (1kg)

$1.03 ₱64.9

$4.12 CHF 3.40

-75.00%

Eggs

$2.03 ₱128

$7.94 CHF 6.54

-74.43%

Local Cheese (1kg)

$10.20 ₱642

$28.10 CHF 23.14

-63.70%

Chicken Fillets (1kg)

$4.45 ₱280

$30.57 CHF 25.18

-85.44%

Beef Round Steak (1kg)

$7.67 ₱483

$42.49 CHF 34.99

-81.95%

Apples (1kg)

$3.31 ₱208

$3.85 CHF 3.17

-14.03%

Banana (1kg)

$1.46 ₱91.8

$2.04 CHF 1.68

-28.43%

Oranges (1kg)

$2.32 ₱146

$3.21 CHF 2.65

-27.73%

Tomato (1kg)

$1.49 ₱94.0

$5.54 CHF 4.57

-73.10%

Potato (1kg)

$2.34 ₱147

$2.41 CHF 1.98

-2.90%

Onion (1kg)

$1.94 ₱122

$2.14 CHF 1.77

-9.35%

Lettuce (1 head)

$1.16 ₱73.0

$2.37 CHF 1.96

-51.05%

Water (1.5 liter bottle)

$0.68 ₱42.89

$1.18 CHF 0.97

-42.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$10.75 CHF 8.85

-72.19%

Wine (Bottle)

$6.24 ₱393

$12.87 CHF 10.60

-51.52%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$2.91 CHF 2.40

-57.73%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$3.84 CHF 3.16

-54.95%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$4.04 CHF 3.33

-94.31%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$96.6 CHF 79.5

-87.22%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$6.02 CHF 4.95

-86.88%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$3.72 CHF 3.07

-94.09%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$61.4 CHF 50.5

-92.60%

Gasoline (1 liter)

$1.32 ₱82.9

$2.30 CHF 1.89

-42.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$43.0K CHF 35.4K

-51.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$39.6K CHF 32.6K

-50.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$234 CHF 193

-49.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$31.93 CHF 26.30

-55.47%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$62.9 CHF 51.8

-56.29%

Gym Membership (Monthly)

$32.31 ₱2,034

$107 CHF 88.5

-69.93%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$47.27 CHF 38.93

-86.25%

Cinema Ticket

$5.40 ₱340

$23.65 CHF 19.48

-77.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$3,112 CHF 2,563

-91.13%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$32.1K CHF 26.5K

-75.51%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$167 CHF 137

-70.40%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$54.3 CHF 44.73

-54.74%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$190 CHF 156

-59.57%

Men's Leather Business Shoes

$58.9 ₱3,706

$149 CHF 122

-60.41%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$1,285 CHF 1,058

-60.82%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$1,165 CHF 960

-73.86%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$2,705 CHF 2,228

-60.27%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$2,362 CHF 1,946

-73.24%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$8,026 CHF 6,610

-64.24%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$8,459 CHF 6,967

-77.81%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$7,212 CHF 5,940

-95.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.48

190.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Schaffhausen: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Schaffhausen

$1.2K 37.3% 283% $861

Groceries & Markets

Cebu

$210 22.9%

Schaffhausen

$630 20.2% 201% $421

Monthly Utilities & Internet

Cebu

$160 17.5%

Schaffhausen

$329 10.5% 105% $169

Clothing & Footwear

Cebu

$94 10.3%

Schaffhausen

$252 8.1% 167% $157

Eating Out

Cebu

$88 9.6%

Schaffhausen

$457 14.6% 421% $369

Sport & Entertainment

Cebu

$43 4.7%

Schaffhausen

$155 5% 259% $112

Getting Around

Cebu

$15 1.7%

Schaffhausen

$137 4.4% 807% $122

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,285 in Schaffhausen. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays 2047% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $123 in Schaffhausen for a mid-range dinner for two. Groceries echo the gap at $210 vs $630 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇭 Schaffhausen

🕒 Local time

05:57 5:57 AM

23:57 11:57 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

35,927

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Schaffhausen 10,970 km ≈ 14 h nonstop flight

From you

Cebu
Schaffhausen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Schaffhausen: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 242% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2047% lower in Schaffhausen. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $1,285 in Schaffhausen. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $3,125 in Schaffhausen – a 242% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 682% less than in Schaffhausen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $3,125 in Schaffhausen, a $1,500 budget is realistic in Cebu but tight or insufficient in Schaffhausen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Schaffhausen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Schaffhausen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 242% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.