Last update: Oct 2026

Cost of Living Comparison Between Schaffhausen and Cebu

For one person, living is cheaper in Cebu: $915 a month against $3,125 in Schaffhausen, rent and utilities included – about $26,500 less a year. Other living expenses account for most of the difference.

152

Cost of Living Index in Schaffhausen
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Schaffhausen Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Schaffhausen

🇨🇭 Switzerland

$3,125

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Schaffhausen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Schaffhausen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,125 in Schaffhausen versus $915 in Cebu.

Schaffhausen $3,125
Cebu $915

Estimated couple costs with rent: $5,038 in Schaffhausen versus $1,418 in Cebu.

Schaffhausen $5,038
Cebu $1,418

Monthly costs for a family of three with rent: $6,951 in Schaffhausen versus $1,921 in Cebu.

Schaffhausen $6,951
Cebu $1,921

Living in Schaffhausen is roughly 242% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Schaffhausen is 131% above, Cebu is 33% below.

Meal at Budget Restaurant

$29.70 CHF 24.46

$3.05 ₱192

873.77%

Three-Course Dinner for Two, Mid-Range

$123 CHF 101

$24.00 ₱1,511

411.00%

Fast Food Meal (McDonalds, etc)

$18.03 CHF 14.85

$3.99 ₱251

351.88%

Cappuccino

$5.64 CHF 4.65

$2.50 ₱157

125.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.52 CHF 4.55

$1.54 ₱97.1

258.44%

Water (0.33 liter bottle)

$4.78 CHF 3.94

$0.50 ₱31.37

856.00%

Local Beer (0.5 liter draught)

$8.22 CHF 6.77

$1.78 ₱112

361.80%

Imported Beer (0.33 liter bottle)

$7.47 CHF 6.16

$2.17 ₱136

244.24%

Milk (1 liter)

$2.16 CHF 1.78

$2.00 ₱126

8.00%

White Bread (500g)

$4.06 CHF 3.35

$1.37 ₱86.2

196.35%

Rice (white) (1kg)

$4.12 CHF 3.40

$1.03 ₱64.9

300.00%

Eggs

$7.94 CHF 6.54

$2.03 ₱128

291.13%

Local Cheese (1kg)

$28.10 CHF 23.14

$10.20 ₱642

175.49%

Chicken Fillets (1kg)

$30.57 CHF 25.18

$4.45 ₱280

586.97%

Beef Round Steak (1kg)

$42.49 CHF 34.99

$7.67 ₱483

453.98%

Apples (1kg)

$3.85 CHF 3.17

$3.31 ₱208

16.31%

Banana (1kg)

$2.04 CHF 1.68

$1.46 ₱91.8

39.73%

Oranges (1kg)

$3.21 CHF 2.65

$2.32 ₱146

38.36%

Tomato (1kg)

$5.54 CHF 4.57

$1.49 ₱94.0

271.81%

Potato (1kg)

$2.41 CHF 1.98

$2.34 ₱147

2.99%

Onion (1kg)

$2.14 CHF 1.77

$1.94 ₱122

10.31%

Lettuce (1 head)

$2.37 CHF 1.96

$1.16 ₱73.0

104.31%

Water (1.5 liter bottle)

$1.18 CHF 0.97

$0.68 ₱42.89

73.53%

Cigarettes 20 Pack (Marlboro, Camel)

$10.75 CHF 8.85

$2.99 ₱188

259.53%

Wine (Bottle)

$12.87 CHF 10.60

$6.24 ₱393

106.25%

Local Beer (0.5 liter bottle)

$2.91 CHF 2.40

$1.23 ₱77.3

136.59%

Imported Beer (0.33 liter bottle)

$3.84 CHF 3.16

$1.73 ₱109

121.97%

One-way Ticket (Public Transport)

$4.04 CHF 3.33

$0.23 ₱14.36

1656.52%

Public Transport Monthly Pass (Regular Price)

$96.6 CHF 79.5

$12.34 ₱777

682.41%

Taxi Start (Normal Tariff)

$6.02 CHF 4.95

$0.79 ₱49.96

662.03%

Taxi (Normal Tariff) (1km)

$3.72 CHF 3.07

$0.22 ₱13.86

1590.91%

Taxi 1hour Waiting (Normal Tariff)

$61.4 CHF 50.5

$4.54 ₱286

1251.76%

Gasoline (1 liter)

$2.30 CHF 1.89

$1.32 ₱82.9

74.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.0K CHF 35.4K

$21.0K ₱1.3M

104.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K CHF 32.6K

$19.4K ₱1.2M

104.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 CHF 193

$119 ₱7,464

97.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.93 CHF 26.30

$14.22 ₱896

124.54%

Internet (50+ Mbps, Unlimited Data)

$62.9 CHF 51.8

$27.47 ₱1,730

128.80%

Gym Membership (Monthly)

$107 CHF 88.5

$32.31 ₱2,034

232.56%

Tennis Court (1 Hour on Weekend)

$47.27 CHF 38.93

$6.50 ₱409

627.23%

Cinema Ticket

$23.65 CHF 19.48

$5.40 ₱340

337.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,112 CHF 2,563

$276 ₱17.4K

1027.63%

International Primary School, 1 Child (Yearly)

$32.1K CHF 26.5K

$7,866 ₱495.3K

308.30%

Jeans (Levis 501 Or Similar)

$167 CHF 137

$49.37 ₱3,108

237.80%

Summer Dress (H&M, Zara, etc)

$54.3 CHF 44.73

$24.58 ₱1,548

120.95%

Sport Shoes (Adidas, Nike)

$190 CHF 156

$76.6 ₱4,825

147.34%

Men's Leather Business Shoes

$149 CHF 122

$58.9 ₱3,706

152.62%

1-bedroom Apartment, City Center (Monthly)

$1,285 CHF 1,058

$503 ₱31.7K

155.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,165 CHF 960

$305 ₱19.2K

282.60%

3-bedroom Apartment, City Center (Monthly)

$2,705 CHF 2,228

$1,075 ₱67.7K

151.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,362 CHF 1,946

$632 ₱39.8K

273.71%

Buy Apartment in City Center (m2)

$8,026 CHF 6,610

$2,870 ₱180.7K

179.67%

Buy Apartment Outside City Center (m2)

$8,459 CHF 6,967

$1,877 ₱118.2K

350.59%

Average Monthly Net Salary (After Tax)

$7,212 CHF 5,940

$336 ₱21.1K

2047.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.48

7.2

-65.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schaffhausen: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Schaffhausen

$1.2K 37.3%

Cebu

$305 33.3% 73.9% $861

Groceries & Markets

Schaffhausen

$630 20.2%

Cebu

$210 22.9% 66.7% $421

Eating Out

Schaffhausen

$457 14.6%

Cebu

$88 9.6% 80.8% $369

Monthly Utilities & Internet

Schaffhausen

$329 10.5%

Cebu

$160 17.5% 51.3% $169

Clothing & Footwear

Schaffhausen

$252 8.1%

Cebu

$94 10.3% 62.6% $157

Sport & Entertainment

Schaffhausen

$155 5%

Cebu

$43 4.7% 72.1% $112

Getting Around

Schaffhausen

$137 4.4%

Cebu

$15 1.7% 89% $122

Cost Breakdown

A one-bedroom apartment in the center runs $1,285 in Schaffhausen and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Schaffhausen pays 2047% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $123 in Schaffhausen vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $630 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇨🇭 Schaffhausen

🇵🇭 Cebu

🕒 Local time

23:11 11:11 PM

05:11 5:11 AM

6 h ahead of Schaffhausen

🌤 Weather

👥 Population

35,927

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Between locations

Schaffhausen Cebu 10,970 km ≈ 14 h nonstop flight

From you

Schaffhausen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schaffhausen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 242% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2047% higher in Schaffhausen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,285 in Schaffhausen versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,125 per month in Schaffhausen versus $915 in Cebu – a 242% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 682% less than in Schaffhausen. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $3,125 in Schaffhausen, a $1,500 budget is realistic in Cebu but tight or insufficient in Schaffhausen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Schaffhausen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Schaffhausen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 242% less than in Schaffhausen. Beyond cost, consider language, visa policies, and how big the international community is in each city.