Last update: Oct 2026

Cost of Living Comparison Between Cebu and Schaan

For one person, living is cheaper in Cebu: $918 a month against $1,267 in Schaan, rent and utilities included – about $4,200 less a year. The total is higher in Schaan despite lower rent and utilities.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Schaan

🇱🇮 Liechtenstein

$1,267

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Schaan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Schaan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,267 in Schaan.

Cebu $918
Schaan $1,267

Estimated couple costs with rent: $1,409 in Cebu versus $2,164 in Schaan.

Cebu $1,409
Schaan $2,164

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,060 in Schaan.

Cebu $1,900
Schaan $3,060

Living in Cebu costs roughly 28% less than in Schaan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Schaan 6% lower.

Meal at Budget Restaurant

$3.09 ₱194

$26.57 CHF 21.88

-88.37%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$84.4 CHF 69.5

-71.29%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$14.30 CHF 11.78

-72.59%

Cappuccino

$2.51 ₱158

$6.71 CHF 5.52

-62.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.05 CHF 2.52

-47.87%

Water (0.33 liter bottle)

$0.53 ₱33.43

$6.06 CHF 4.99

-91.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$4.73 CHF 3.89

-62.37%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.62 CHF 2.99

-40.06%

Milk (1 liter)

$1.92 ₱121

$1.90 CHF 1.57

1.05%

White Bread (500g)

$1.36 ₱85.4

$4.84 CHF 3.99

-71.90%

Rice (white) (1kg)

$1.01 ₱63.5

Eggs

$2.03 ₱128

$5.62 CHF 4.63

-63.88%

Local Cheese (1kg)

$9.86 ₱621

$28.25 CHF 23.26

-65.10%

Chicken Fillets (1kg)

$4.39 ₱277

$23.79 CHF 19.59

-81.55%

Beef Round Steak (1kg)

$7.60 ₱479

$48.66 CHF 40.08

-84.38%

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

$8.46 CHF 6.97

-82.27%

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

$2.43 CHF 2.00

-74.07%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

$12.13 CHF 9.99

-50.29%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.33 CHF 1.92

-89.27%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$2.38 CHF 1.96

-44.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$85.0 CHF 70.0

41.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$32.98 CHF 27.16

-57.55%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$41.88 CHF 34.49

-34.24%

Gym Membership (Monthly)

$32.33 ₱2,035

$121 CHF 99.6

-73.26%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$19.21 CHF 15.82

-70.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$1,772 CHF 1,459

-71.81%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$3,026 CHF 2,492

-64.38%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$9,775 CHF 8,051

-70.47%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$6,054 CHF 4,986

-68.34%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$8,434 CHF 6,947

-95.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

80.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Schaan: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Schaan

–

Groceries & Markets

Cebu

$206 22.4%

Schaan

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Schaan

–

Clothing & Footwear

Cebu

$94 10.2%

Schaan

–

Eating Out

Cebu

$88 9.6%

Schaan

–

Sport & Entertainment

Cebu

$44 4.8%

Schaan

–

Getting Around

Cebu

$16 1.7%

Schaan

–

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $1,772 in Schaan. Housing cost is often the main lever when comparing two cities.

Schaan pays 2338% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $84.0 in Schaan for a mid-range dinner for two. Groceries echo the gap at $206 vs $535 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇱🇮 Schaan

🕒 Local time

12:05 12:05 PM

06:05 6:05 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

6,000

💱 Currency

Philippine Peso PHP ₱

Swiss Franc CHF Fr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swiss Franc exchange rates as of October 18, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Schaan 10,940 km ≈ 14 h nonstop flight

From you

Cebu
Schaan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Schaan: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 38% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2338% lower in Schaan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $1,772 in Schaan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 160% higher in Schaan. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $84.0 in Schaan. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,267 in Schaan, a $1,500 budget is realistic in Cebu but tight or insufficient in Schaan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Schaan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Schaan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Schaan. Beyond cost, consider language, visa policies, and how big the international community is in each city.