Last update: Oct 2026

Cost of Living Comparison Between Schaan and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,267 in Schaan, rent and utilities included – about $4,200 less a year. The total is higher in Schaan despite lower rent and utilities.

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Cost of Living Index in Cebu
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Cebu Living Index

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Schaan

🇱🇮 Liechtenstein

$1,267

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Schaan and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Schaan and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,267 in Schaan versus $918 in Cebu.

Schaan $1,267
Cebu $918

Estimated couple costs with rent: $2,164 in Schaan versus $1,409 in Cebu.

Schaan $2,164
Cebu $1,409

Monthly costs for a family of three with rent: $3,060 in Schaan versus $1,900 in Cebu.

Schaan $3,060
Cebu $1,900

Living in Schaan is roughly 38% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Schaan 6% lower, Cebu 32% lower.

Meal at Budget Restaurant

$26.57 CHF 21.88

$3.09 ₱194

759.87%

Three-Course Dinner for Two, Mid-Range

$84.4 CHF 69.5

$24.22 ₱1,525

248.31%

Fast Food Meal (McDonalds, etc)

$14.30 CHF 11.78

$3.92 ₱247

264.80%

Cappuccino

$6.71 CHF 5.52

$2.51 ₱158

167.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 CHF 2.52

$1.59 ₱100

91.82%

Water (0.33 liter bottle)

$6.06 CHF 4.99

$0.53 ₱33.43

1043.40%

Local Beer (0.5 liter draught)

$4.73 CHF 3.89

$1.78 ₱112

165.73%

Imported Beer (0.33 liter bottle)

$3.62 CHF 2.99

$2.17 ₱137

66.82%

Milk (1 liter)

$1.90 CHF 1.57

$1.92 ₱121

-1.04%

White Bread (500g)

$4.84 CHF 3.99

$1.36 ₱85.4

255.88%

Rice (white) (1kg)

$1.01 ₱63.5

Eggs

$5.62 CHF 4.63

$2.03 ₱128

176.85%

Local Cheese (1kg)

$28.25 CHF 23.26

$9.86 ₱621

186.51%

Chicken Fillets (1kg)

$23.79 CHF 19.59

$4.39 ₱277

441.91%

Beef Round Steak (1kg)

$48.66 CHF 40.08

$7.60 ₱479

540.26%

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$8.46 CHF 6.97

$1.50 ₱94.3

464.00%

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$2.43 CHF 2.00

$0.63 ₱39.71

285.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$12.13 CHF 9.99

$6.03 ₱379

101.16%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$2.33 CHF 1.92

$0.25 ₱15.86

832.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$2.38 CHF 1.96

$1.31 ₱82.8

81.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.0 CHF 70.0

$120 ₱7,569

-29.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.98 CHF 27.16

$14.00 ₱882

135.57%

Internet (50+ Mbps, Unlimited Data)

$41.88 CHF 34.49

$27.54 ₱1,734

52.07%

Gym Membership (Monthly)

$121 CHF 99.6

$32.33 ₱2,035

274.02%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$19.21 CHF 15.82

$5.65 ₱356

240.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$1,772 CHF 1,459

$500 ₱31.5K

254.68%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$3,026 CHF 2,492

$1,078 ₱67.9K

180.74%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$9,775 CHF 8,051

$2,886 ₱181.7K

238.69%

Buy Apartment Outside City Center (m2)

$6,054 CHF 4,986

$1,917 ₱120.7K

215.86%

Average Monthly Net Salary (After Tax)

$8,434 CHF 6,947

$346 ₱21.8K

2338.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schaan: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Schaan

–

Cebu

$309 33.6%

Groceries & Markets

Schaan

–

Cebu

$206 22.4%

Monthly Utilities & Internet

Schaan

–

Cebu

$162 17.6%

Clothing & Footwear

Schaan

–

Cebu

$94 10.2%

Eating Out

Schaan

–

Cebu

$88 9.6%

Sport & Entertainment

Schaan

–

Cebu

$44 4.8%

Getting Around

Schaan

–

Cebu

$16 1.7%

Cost Breakdown

A one-bedroom apartment in the center runs $1,772 in Schaan and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Schaan pays 2338% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Schaan vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $535 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇱🇮 Schaan

🇵🇭 Cebu

🕒 Local time

04:22 4:22 AM

10:22 10:22 AM

6 h ahead of Schaan

🌤 Weather

👥 Population

6,000

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 18, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Between locations

Schaan Cebu 10,940 km ≈ 14 h nonstop flight

From you

Schaan
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schaan vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 38% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2338% higher in Schaan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,772 in Schaan versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 160% higher in Schaan. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $84.0 in Schaan. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $1,267 in Schaan, a $1,500 budget is realistic in Cebu but tight or insufficient in Schaan. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Schaan, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Schaan and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 38% less than in Schaan. Beyond cost, consider language, visa policies, and how big the international community is in each city.