Last update: Oct 2026

Cost of Living Comparison Between Cebu and Samtredia

For one person, living is cheaper in Samtredia: $733 a month against $915 in Cebu, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
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Cebu Living Index
35

Cost of Living Index in Samtredia
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Samtredia Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Samtredia

🇬🇪 Georgia

$733

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Samtredia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Samtredia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $733 in Samtredia.

Cebu $915
Samtredia $733

Estimated couple costs with rent: $1,418 in Cebu versus $1,201 in Samtredia.

Cebu $1,418
Samtredia $1,201

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,669 in Samtredia.

Cebu $1,921
Samtredia $1,669

Living in Cebu is roughly 25% more expensive than in Samtredia, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 33% lower, Samtredia 46% lower.

Meal at Budget Restaurant

$3.05 ₱192

$11.34 ₾29.35

-73.10%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$37.85 ₾98.0

-36.59%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$9.46 ₾24.50

-57.82%

Cappuccino

$2.50 ₱157

$3.61 ₾9.35

-30.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$1.07 ₾2.78

43.93%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.62 ₾1.61

-19.35%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.63 ₾6.80

-32.32%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$3.14 ₾8.13

-30.89%

Milk (1 liter)

$2.00 ₱126

$2.17 ₾5.63

-7.83%

White Bread (500g)

$1.37 ₱86.2

$0.79 ₾2.05

73.42%

Rice (white) (1kg)

$1.03 ₱64.9

$1.82 ₾4.72

-43.41%

Eggs

$2.03 ₱128

$2.82 ₾7.31

-28.01%

Local Cheese (1kg)

$10.20 ₱642

$9.28 ₾24.03

9.91%

Chicken Fillets (1kg)

$4.45 ₱280

$6.39 ₾16.55

-30.36%

Beef Round Steak (1kg)

$7.67 ₱483

$13.08 ₾33.87

-41.36%

Apples (1kg)

$3.31 ₱208

$1.69 ₾4.39

95.86%

Banana (1kg)

$1.46 ₱91.8

$1.80 ₾4.65

-18.89%

Oranges (1kg)

$2.32 ₱146

$1.90 ₾4.92

22.11%

Tomato (1kg)

$1.49 ₱94.0

$2.44 ₾6.31

-38.93%

Potato (1kg)

$2.34 ₱147

$0.86 ₾2.23

172.09%

Onion (1kg)

$1.94 ₱122

$0.74 ₾1.92

162.16%

Lettuce (1 head)

$1.16 ₱73.0

$1.42 ₾3.67

-18.31%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.77 ₾2.01

-11.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.37 ₾8.73

-11.28%

Wine (Bottle)

$6.24 ₱393

$7.52 ₾19.46

-17.02%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.64 ₾4.26

-25.00%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$2.30 ₾5.96

-24.78%

One-way Ticket (Public Transport)

$0.23 ₱14.36

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.18 ₾3.04

-33.05%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.73 ₾1.90

-69.86%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$11.92 ₾30.86

-61.91%

Gasoline (1 liter)

$1.32 ₱82.9

$1.45 ₾3.76

-8.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$24.9K ₾64.5K

-15.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.4K ₾58.0K

-13.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$87.4 ₾226

35.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$13.37 ₾34.61

6.36%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$19.63 ₾50.8

39.94%

Gym Membership (Monthly)

$32.31 ₱2,034

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$6.83 ₾17.67

-20.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$376 ₾974

-26.65%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$10.7K ₾27.8K

-26.67%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$102 ₾263

-51.47%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$39.47 ₾102

-37.72%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$117 ₾304

-34.64%

Men's Leather Business Shoes

$58.9 ₱3,706

$125 ₾323

-52.84%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

12.62

-42.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Samtredia: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Samtredia

- * 0% 100%

Groceries & Markets

Cebu

$210 22.9%

Samtredia

$233 31.8% 11.3% $24

Monthly Utilities & Internet

Cebu

$160 17.5%

Samtredia

$120 16.4% 24.9% $40

Clothing & Footwear

Cebu

$94 10.3%

Samtredia

$172 23.5% 83% $78

Eating Out

Cebu

$88 9.6%

Samtredia

$189 25.7% 115% $101

Sport & Entertainment

Cebu

$43 4.7%

Samtredia

$14 * 1.9% 68.3% $29

Getting Around

Cebu

$15 1.7%

Samtredia

$4.9 * 0.7% 68% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $38.00 in Samtredia for a mid-range dinner for two. Groceries echo the gap at $210 vs $233 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇪 Samtredia

🕒 Local time

23:12 11:12 PM

19:12 7:12 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

22,201

💱 Currency

Philippine Peso PHP ₱

Georgian Lari GEL ₾

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Samtredia 8,550 km ≈ 11 h nonstop flight

From you

Cebu
Samtredia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Samtredia: Cost of Living - Frequently Asked Questions

Samtredia is cheaper overall, especially in leisure, utilities, and transport. The 25% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $1,100 in Samtredia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Cebu pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $915 per month in Cebu versus $733 in Samtredia – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Samtredia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Samtredia is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Samtredia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Samtredia gentler on the wallet – expenses run 25% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.