Last update: Oct 2026

Cost of Living Comparison Between Cebu and Saint Peter Port

For one person, living is cheaper in Cebu: $934 a month against $3,517 in Saint Peter Port, rent and utilities included – about $31,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
170

Cost of Living Index in Saint Peter Port
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Saint Peter Port Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Saint Peter Port

🇬🇬 Guernsey

$3,517

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Saint Peter Port

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Saint Peter Port actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $3,517 in Saint Peter Port.

Cebu $934
Saint Peter Port $3,517

Estimated couple costs with rent: $1,415 in Cebu versus $4,860 in Saint Peter Port.

Cebu $1,415
Saint Peter Port $4,860

Monthly costs for a family of three with rent: $1,896 in Cebu versus $6,203 in Saint Peter Port.

Cebu $1,896
Saint Peter Port $6,203

Living in Cebu costs roughly 73% less than in Saint Peter Port, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Saint Peter Port is 162% above.

Meal at Budget Restaurant

$3.03 ₱190

$20.54 GGP 15.55

-85.25%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$86.6 GGP 65.6

-72.88%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$10.17 GGP 7.70

-59.78%

Cappuccino

$2.52 ₱158

$4.85 GGP 3.67

-48.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.95 GGP 2.24

-47.80%

Water (0.33 liter bottle)

$0.49 ₱30.98

$2.46 GGP 1.87

-80.08%

Local Beer (0.5 liter draught)

$1.79 ₱112

$7.10 GGP 5.37

-74.79%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$6.64 GGP 5.03

-65.96%

Milk (1 liter)

$1.95 ₱122

$2.45 GGP 1.86

-20.41%

White Bread (500g)

$1.43 ₱89.7

$2.12 GGP 1.61

-32.55%

Rice (white) (1kg)

$1.02 ₱63.8

$3.52 GGP 2.66

-71.02%

Eggs

$2.06 ₱129

$5.86 GGP 4.44

-64.85%

Local Cheese (1kg)

$9.81 ₱615

$15.03 GGP 11.38

-34.73%

Chicken Fillets (1kg)

$4.61 ₱289

$12.28 GGP 9.29

-62.46%

Beef Round Steak (1kg)

$7.70 ₱483

$9.78 GGP 7.41

-21.27%

Apples (1kg)

$3.31 ₱207

$4.70 GGP 3.56

-29.57%

Banana (1kg)

$1.45 ₱90.9

$2.25 GGP 1.70

-35.56%

Oranges (1kg)

$2.36 ₱148

$6.51 GGP 4.92

-63.75%

Tomato (1kg)

$1.54 ₱96.4

$3.58 GGP 2.71

-56.98%

Potato (1kg)

$2.36 ₱148

$2.90 GGP 2.19

-18.62%

Onion (1kg)

$1.99 ₱125

$2.38 GGP 1.80

-16.39%

Lettuce (1 head)

$1.15 ₱72.1

$2.56 GGP 1.94

-55.08%

Water (1.5 liter bottle)

$0.67 ₱42.15

$2.64 GGP 2.00

-74.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$17.34 GGP 13.13

-82.70%

Wine (Bottle)

$6.35 ₱398

$13.42 GGP 10.16

-52.68%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$3.23 GGP 2.45

-59.44%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.37 GGP 1.79

-27.00%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$2.00 GGP 1.51

-87.50%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$35.70 GGP 27.02

-64.57%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$8.95 GGP 6.78

-91.73%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.07 GGP 1.56

-89.86%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$2.20 GGP 1.67

-39.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$35.1K GGP 26.6K

-37.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$44.2K GGP 33.5K

-56.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$133 GGP 101

-9.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$21.90 GGP 16.58

-34.02%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$55.1 GGP 41.70

-48.64%

Gym Membership (Monthly)

$32.68 ₱2,050

$74.5 GGP 56.4

-56.13%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$16.78 GGP 12.70

-61.92%

Cinema Ticket

$5.46 ₱342

$11.80 GGP 8.93

-53.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$2,060 GGP 1,559

-86.73%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$19.5K GGP 14.7K

-58.07%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$102 GGP 77.1

-51.32%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$30.25 GGP 22.90

-17.79%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$118 GGP 89.3

-35.07%

Men's Leather Business Shoes

$59.3 ₱3,717

$88.0 GGP 66.6

-32.65%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$2,401 GGP 1,818

-78.94%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$2,297 GGP 1,739

-86.53%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$3,677 GGP 2,783

-71.39%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$3,425 GGP 2,592

-81.93%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$11.4K GGP 8,652

-74.49%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$8,897 GGP 6,735

-79.01%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$5,130 GGP 3,883

-93.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.07

42.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Saint Peter Port: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Saint Peter Port

$2.3K 64.8% 643% $2K

Groceries & Markets

Cebu

$210 22.7%

Saint Peter Port

$403 11.4% 91.6% $193

Monthly Utilities & Internet

Cebu

$163 17.7%

Saint Peter Port

$210 5.9% 28.7% $47

Clothing & Footwear

Cebu

$95 10.2%

Saint Peter Port

$152 4.3% 60.7% $57

Eating Out

Cebu

$88 9.6%

Saint Peter Port

$324 9.1% 266% $235

Sport & Entertainment

Cebu

$44 4.7%

Saint Peter Port

$98 2.8% 125% $54

Getting Around

Cebu

$15 1.7%

Saint Peter Port

$63 1.8% 308% $48

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $2,401 in Saint Peter Port. Housing cost is often the main lever when comparing two cities.

Saint Peter Port pays 1404% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $87.0 in Saint Peter Port for a mid-range dinner for two. Groceries echo the gap at $210 vs $403 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇬🇬 Saint Peter Port

🕒 Local time

15:04 3:04 PM

08:04 8:04 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

18,958 Capital

💱 Currency

Philippine Peso PHP ₱

Guernsey Pound GGP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 GGP = 1.32 USD

1 GGP = 1.18 EUR

Exchange rates and currency converter

GGP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Guernsey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 GGP (1 GGP = 1.32 USD). 1 EUR = 0.849 GGP (1 GGP = 1.18 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Saint Peter Port 11,580 km ≈ 15 h nonstop flight

From you

Cebu
Saint Peter Port

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Saint Peter Port: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 277% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1404% lower in Saint Peter Port. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $2,401 in Saint Peter Port. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $3,517 in Saint Peter Port – a 277% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 182% less than in Saint Peter Port. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,517 in Saint Peter Port, a $1,500 budget is realistic in Cebu but tight or insufficient in Saint Peter Port. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saint Peter Port, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Saint Peter Port are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 277% less than in Saint Peter Port. Beyond cost, consider language, visa policies, and how big the international community is in each city.