Last update: Oct 2026

Cost of Living Comparison Between Saint Peter Port and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,517 in Saint Peter Port, rent and utilities included – about $31,000 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Saint Peter Port
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Saint Peter Port Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Saint Peter Port

🇬🇬 Guernsey

$3,517

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Peter Port and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Peter Port and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,517 in Saint Peter Port versus $934 in Cebu.

Saint Peter Port $3,517
Cebu $934

Estimated couple costs with rent: $4,860 in Saint Peter Port versus $1,415 in Cebu.

Saint Peter Port $4,860
Cebu $1,415

Monthly costs for a family of three with rent: $6,203 in Saint Peter Port versus $1,896 in Cebu.

Saint Peter Port $6,203
Cebu $1,896

Living in Saint Peter Port is roughly 277% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saint Peter Port is 162% above, Cebu is 30% below.

Meal at Budget Restaurant

$20.54 GGP 15.55

$3.03 ₱190

577.89%

Three-Course Dinner for Two, Mid-Range

$86.6 GGP 65.6

$23.48 ₱1,473

268.78%

Fast Food Meal (McDonalds, etc)

$10.17 GGP 7.70

$4.09 ₱256

148.66%

Cappuccino

$4.85 GGP 3.67

$2.52 ₱158

92.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 GGP 2.24

$1.54 ₱96.9

91.56%

Water (0.33 liter bottle)

$2.46 GGP 1.87

$0.49 ₱30.98

402.04%

Local Beer (0.5 liter draught)

$7.10 GGP 5.37

$1.79 ₱112

296.65%

Imported Beer (0.33 liter bottle)

$6.64 GGP 5.03

$2.26 ₱142

193.81%

Milk (1 liter)

$2.45 GGP 1.86

$1.95 ₱122

25.64%

White Bread (500g)

$2.12 GGP 1.61

$1.43 ₱89.7

48.25%

Rice (white) (1kg)

$3.52 GGP 2.66

$1.02 ₱63.8

245.10%

Eggs

$5.86 GGP 4.44

$2.06 ₱129

184.47%

Local Cheese (1kg)

$15.03 GGP 11.38

$9.81 ₱615

53.21%

Chicken Fillets (1kg)

$12.28 GGP 9.29

$4.61 ₱289

166.38%

Beef Round Steak (1kg)

$9.78 GGP 7.41

$7.70 ₱483

27.01%

Apples (1kg)

$4.70 GGP 3.56

$3.31 ₱207

41.99%

Banana (1kg)

$2.25 GGP 1.70

$1.45 ₱90.9

55.17%

Oranges (1kg)

$6.51 GGP 4.92

$2.36 ₱148

175.85%

Tomato (1kg)

$3.58 GGP 2.71

$1.54 ₱96.4

132.47%

Potato (1kg)

$2.90 GGP 2.19

$2.36 ₱148

22.88%

Onion (1kg)

$2.38 GGP 1.80

$1.99 ₱125

19.60%

Lettuce (1 head)

$2.56 GGP 1.94

$1.15 ₱72.1

122.61%

Water (1.5 liter bottle)

$2.64 GGP 2.00

$0.67 ₱42.15

294.03%

Cigarettes 20 Pack (Marlboro, Camel)

$17.34 GGP 13.13

$3.00 ₱188

478.00%

Wine (Bottle)

$13.42 GGP 10.16

$6.35 ₱398

111.34%

Local Beer (0.5 liter bottle)

$3.23 GGP 2.45

$1.31 ₱81.9

146.56%

Imported Beer (0.33 liter bottle)

$2.37 GGP 1.79

$1.73 ₱108

36.99%

One-way Ticket (Public Transport)

$2.00 GGP 1.51

$0.25 ₱15.78

700.00%

Public Transport Monthly Pass (Regular Price)

$35.70 GGP 27.02

$12.65 ₱793

182.21%

Taxi Start (Normal Tariff)

$8.95 GGP 6.78

$0.74 ₱46.32

1109.46%

Taxi (Normal Tariff) (1km)

$2.07 GGP 1.56

$0.21 ₱13.11

885.71%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$2.20 GGP 1.67

$1.33 ₱83.5

65.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K GGP 26.6K

$21.8K ₱1.4M

61.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.2K GGP 33.5K

$19.4K ₱1.2M

128.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 GGP 101

$121 ₱7,563

10.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.90 GGP 16.58

$14.45 ₱907

51.56%

Internet (50+ Mbps, Unlimited Data)

$55.1 GGP 41.70

$28.29 ₱1,774

94.70%

Gym Membership (Monthly)

$74.5 GGP 56.4

$32.68 ₱2,050

127.97%

Tennis Court (1 Hour on Weekend)

$16.78 GGP 12.70

$6.39 ₱401

162.60%

Cinema Ticket

$11.80 GGP 8.93

$5.46 ₱342

116.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,060 GGP 1,559

$273 ₱17.1K

653.36%

International Primary School, 1 Child (Yearly)

$19.5K GGP 14.7K

$8,156 ₱511.5K

138.50%

Jeans (Levis 501 Or Similar)

$102 GGP 77.1

$49.57 ₱3,109

105.43%

Summer Dress (H&M, Zara, etc)

$30.25 GGP 22.90

$24.87 ₱1,560

21.63%

Sport Shoes (Adidas, Nike)

$118 GGP 89.3

$76.6 ₱4,804

54.00%

Men's Leather Business Shoes

$88.0 GGP 66.6

$59.3 ₱3,717

48.48%

1-bedroom Apartment, City Center (Monthly)

$2,401 GGP 1,818

$506 ₱31.7K

374.79%

1-bedroom Apartment, Outside City Center (Monthly)

$2,297 GGP 1,739

$309 ₱19.4K

642.53%

3-bedroom Apartment, City Center (Monthly)

$3,677 GGP 2,783

$1,052 ₱66.0K

249.57%

3-bedroom Apartment, Outside City Center (Monthly)

$3,425 GGP 2,592

$619 ₱38.8K

453.25%

Buy Apartment in City Center (m2)

$11.4K GGP 8,652

$2,915 ₱182.9K

292.03%

Buy Apartment Outside City Center (m2)

$8,897 GGP 6,735

$1,867 ₱117.1K

376.52%

Average Monthly Net Salary (After Tax)

$5,130 GGP 3,883

$341 ₱21.4K

1403.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.07

7.2

-29.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Peter Port: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Peter Port

$2.3K 64.8%

Cebu

$309 33.5% 86.5% $2K

Groceries & Markets

Saint Peter Port

$403 11.4%

Cebu

$210 22.7% 47.8% $193

Eating Out

Saint Peter Port

$324 9.1%

Cebu

$88 9.6% 72.7% $235

Monthly Utilities & Internet

Saint Peter Port

$210 5.9%

Cebu

$163 17.7% 22.3% $47

Clothing & Footwear

Saint Peter Port

$152 4.3%

Cebu

$95 10.2% 37.8% $57

Sport & Entertainment

Saint Peter Port

$98 2.8%

Cebu

$44 4.7% 55.6% $54

Getting Around

Saint Peter Port

$63 1.8%

Cebu

$15 1.7% 75.5% $48

Cost Breakdown

A one-bedroom apartment in the center runs $2,401 in Saint Peter Port and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Saint Peter Port pays 1404% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Saint Peter Port vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $403 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇬 Saint Peter Port

🇵🇭 Cebu

🕒 Local time

08:53 8:53 AM

15:53 3:53 PM

7 h ahead of Saint Peter Port

🌤 Weather

👥 Population

18,958 Capital

964,169

💱 Currency

Guernsey Pound GGP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GGP = 1.32 USD

1 GGP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GGP – Guernsey Pound Converter

🇺🇸 United States Dollar ($)

🇬🇬 Guernsey Pound (£)

Guernsey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 GGP (1 GGP = 1.32 USD). 1 EUR = 0.849 GGP (1 GGP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GGP in detail →

On the map

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Between locations

Saint Peter Port Cebu 11,580 km ≈ 15 h nonstop flight

From you

Saint Peter Port
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Peter Port vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 277% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1404% higher in Saint Peter Port, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,401 in Saint Peter Port versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,517 per month in Saint Peter Port versus $934 in Cebu – a 277% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 182% less than in Saint Peter Port. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,517 in Saint Peter Port, a $1,500 budget is realistic in Cebu but tight or insufficient in Saint Peter Port. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saint Peter Port, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint Peter Port and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 277% less than in Saint Peter Port. Beyond cost, consider language, visa policies, and how big the international community is in each city.