Last update: Oct 2026

Cost of Living Comparison Between Cebu and Saint Helier

For one person, living is cheaper in Cebu: $934 a month against $3,351 in Saint Helier, rent and utilities included – about $29,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
162

Cost of Living Index in Saint Helier
Learn more

Saint Helier Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Saint Helier

🇯🇪 Jersey

$3,351

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Saint Helier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Saint Helier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $3,351 in Saint Helier.

Cebu $934
Saint Helier $3,351

Estimated couple costs with rent: $1,415 in Cebu versus $5,022 in Saint Helier.

Cebu $1,415
Saint Helier $5,022

Monthly costs for a family of three with rent: $1,896 in Cebu versus $6,693 in Saint Helier.

Cebu $1,896
Saint Helier $6,693

Living in Cebu costs roughly 72% less than in Saint Helier, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Saint Helier is 150% above.

Meal at Budget Restaurant

$3.03 ₱190

$40.27 JEP 30.49

-92.48%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$118 JEP 89.3

-80.11%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$10.42 JEP 7.89

-60.75%

Cappuccino

$2.52 ₱158

$4.71 JEP 3.57

-46.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$3.33 JEP 2.52

-53.75%

Water (0.33 liter bottle)

$0.49 ₱30.98

$2.45 JEP 1.85

-80.00%

Local Beer (0.5 liter draught)

$1.79 ₱112

$7.73 JEP 5.85

-76.84%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$6.12 JEP 4.63

-63.07%

Milk (1 liter)

$1.95 ₱122

$2.29 JEP 1.74

-14.85%

White Bread (500g)

$1.43 ₱89.7

$2.70 JEP 2.04

-47.04%

Rice (white) (1kg)

$1.02 ₱63.8

$3.76 JEP 2.85

-72.87%

Eggs

$2.06 ₱129

$6.12 JEP 4.63

-66.34%

Local Cheese (1kg)

$9.81 ₱615

$7.17 JEP 5.43

36.82%

Chicken Fillets (1kg)

$4.61 ₱289

$11.79 JEP 8.92

-60.90%

Beef Round Steak (1kg)

$7.70 ₱483

$18.11 JEP 13.71

-57.48%

Apples (1kg)

$3.31 ₱207

$4.27 JEP 3.23

-22.48%

Banana (1kg)

$1.45 ₱90.9

$3.39 JEP 2.56

-57.23%

Oranges (1kg)

$2.36 ₱148

$4.24 JEP 3.21

-44.34%

Tomato (1kg)

$1.54 ₱96.4

$4.40 JEP 3.33

-65.00%

Potato (1kg)

$2.36 ₱148

$3.18 JEP 2.41

-25.79%

Onion (1kg)

$1.99 ₱125

$3.06 JEP 2.32

-34.97%

Lettuce (1 head)

$1.15 ₱72.1

$1.81 JEP 1.37

-36.46%

Water (1.5 liter bottle)

$0.67 ₱42.15

$2.51 JEP 1.90

-73.31%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$19.58 JEP 14.82

-84.68%

Wine (Bottle)

$6.35 ₱398

$10.44 JEP 7.90

-39.18%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$4.68 JEP 3.54

-72.01%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$7.59 JEP 5.75

-77.21%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$3.25 JEP 2.46

-92.31%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$69.6 JEP 52.7

-81.82%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$5.32 JEP 4.03

-86.09%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.49 JEP 1.88

-91.57%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$53.2 JEP 40.27

-91.86%

Gasoline (1 liter)

$1.33 ₱83.5

$2.05 JEP 1.55

-35.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$26.3K JEP 19.9K

-17.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$35.9K JEP 27.1K

-45.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$318 JEP 241

-62.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$45.82 JEP 34.69

-68.46%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$72.2 JEP 54.7

-60.82%

Gym Membership (Monthly)

$32.68 ₱2,050

$75.8 JEP 57.4

-56.91%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$28.03 JEP 21.22

-77.20%

Cinema Ticket

$5.46 ₱342

$20.18 JEP 15.28

-72.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$2,731 JEP 2,067

-89.99%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$12.0K JEP 9,051

-31.79%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$103 JEP 77.8

-51.75%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$73.2 JEP 55.4

-66.02%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$121 JEP 91.6

-36.71%

Men's Leather Business Shoes

$59.3 ₱3,717

$208 JEP 157

-71.50%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$1,816 JEP 1,375

-72.16%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,587 JEP 1,201

-80.50%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$3,324 JEP 2,516

-68.36%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$2,554 JEP 1,933

-75.76%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$11.6K JEP 8,810

-74.95%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$10.2K JEP 7,685

-81.61%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$4,528 JEP 3,428

-92.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.08

76.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Saint Helier: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Saint Helier

$1.6K 47.1% 413% $1.3K

Groceries & Markets

Cebu

$210 22.7%

Saint Helier

$417 12.4% 98.4% $207

Monthly Utilities & Internet

Cebu

$163 17.7%

Saint Helier

$436 12.9% 167% $272

Clothing & Footwear

Cebu

$95 10.2%

Saint Helier

$227 6.8% 140% $133

Eating Out

Cebu

$88 9.6%

Saint Helier

$484 14.4% 448% $396

Sport & Entertainment

Cebu

$44 4.7%

Saint Helier

$116 3.5% 167% $73

Getting Around

Cebu

$15 1.7%

Saint Helier

$100 3% 550% $85

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $1,816 in Saint Helier. Housing cost is often the main lever when comparing two cities.

Saint Helier pays 1228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $118 in Saint Helier for a mid-range dinner for two. Groceries echo the gap at $210 vs $417 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇯🇪 Saint Helier

🕒 Local time

18:27 6:27 PM

11:27 11:27 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

32,522 Capital

💱 Currency

Philippine Peso PHP ₱

Jersey Pound JEP £

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 JEP = 1.32 USD

1 JEP = 1.18 EUR

Exchange rates and currency converter

JEP, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Jersey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 JEP (1 JEP = 1.32 USD). 1 EUR = 0.848 JEP (1 JEP = 1.18 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Saint Helier 11,570 km ≈ 15 h nonstop flight

From you

Cebu
Saint Helier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Saint Helier: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 259% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1228% lower in Saint Helier. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $1,816 in Saint Helier. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $3,351 in Saint Helier – a 259% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 450% less than in Saint Helier. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,351 in Saint Helier, a $1,500 budget is realistic in Cebu but tight or insufficient in Saint Helier. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saint Helier, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Saint Helier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 259% less than in Saint Helier. Beyond cost, consider language, visa policies, and how big the international community is in each city.