Last update: Oct 2026

Cost of Living Comparison Between Saint Helier and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,351 in Saint Helier, rent and utilities included – about $29,000 less a year. Rent and utilities account for most of the difference.

162

Cost of Living Index in Saint Helier
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Saint Helier Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Saint Helier

🇯🇪 Jersey

$3,351

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Helier and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Helier and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,351 in Saint Helier versus $934 in Cebu.

Saint Helier $3,351
Cebu $934

Estimated couple costs with rent: $5,022 in Saint Helier versus $1,415 in Cebu.

Saint Helier $5,022
Cebu $1,415

Monthly costs for a family of three with rent: $6,693 in Saint Helier versus $1,896 in Cebu.

Saint Helier $6,693
Cebu $1,896

Living in Saint Helier is roughly 259% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Saint Helier is 150% above, Cebu is 30% below.

Meal at Budget Restaurant

$40.27 JEP 30.49

$3.03 ₱190

1229.04%

Three-Course Dinner for Two, Mid-Range

$118 JEP 89.3

$23.48 ₱1,473

402.64%

Fast Food Meal (McDonalds, etc)

$10.42 JEP 7.89

$4.09 ₱256

154.77%

Cappuccino

$4.71 JEP 3.57

$2.52 ₱158

86.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 JEP 2.52

$1.54 ₱96.9

116.23%

Water (0.33 liter bottle)

$2.45 JEP 1.85

$0.49 ₱30.98

400.00%

Local Beer (0.5 liter draught)

$7.73 JEP 5.85

$1.79 ₱112

331.84%

Imported Beer (0.33 liter bottle)

$6.12 JEP 4.63

$2.26 ₱142

170.80%

Milk (1 liter)

$2.29 JEP 1.74

$1.95 ₱122

17.44%

White Bread (500g)

$2.70 JEP 2.04

$1.43 ₱89.7

88.81%

Rice (white) (1kg)

$3.76 JEP 2.85

$1.02 ₱63.8

268.63%

Eggs

$6.12 JEP 4.63

$2.06 ₱129

197.09%

Local Cheese (1kg)

$7.17 JEP 5.43

$9.81 ₱615

-26.91%

Chicken Fillets (1kg)

$11.79 JEP 8.92

$4.61 ₱289

155.75%

Beef Round Steak (1kg)

$18.11 JEP 13.71

$7.70 ₱483

135.19%

Apples (1kg)

$4.27 JEP 3.23

$3.31 ₱207

29.00%

Banana (1kg)

$3.39 JEP 2.56

$1.45 ₱90.9

133.79%

Oranges (1kg)

$4.24 JEP 3.21

$2.36 ₱148

79.66%

Tomato (1kg)

$4.40 JEP 3.33

$1.54 ₱96.4

185.71%

Potato (1kg)

$3.18 JEP 2.41

$2.36 ₱148

34.75%

Onion (1kg)

$3.06 JEP 2.32

$1.99 ₱125

53.77%

Lettuce (1 head)

$1.81 JEP 1.37

$1.15 ₱72.1

57.39%

Water (1.5 liter bottle)

$2.51 JEP 1.90

$0.67 ₱42.15

274.63%

Cigarettes 20 Pack (Marlboro, Camel)

$19.58 JEP 14.82

$3.00 ₱188

552.67%

Wine (Bottle)

$10.44 JEP 7.90

$6.35 ₱398

64.41%

Local Beer (0.5 liter bottle)

$4.68 JEP 3.54

$1.31 ₱81.9

257.25%

Imported Beer (0.33 liter bottle)

$7.59 JEP 5.75

$1.73 ₱108

338.73%

One-way Ticket (Public Transport)

$3.25 JEP 2.46

$0.25 ₱15.78

1200.00%

Public Transport Monthly Pass (Regular Price)

$69.6 JEP 52.7

$12.65 ₱793

450.04%

Taxi Start (Normal Tariff)

$5.32 JEP 4.03

$0.74 ₱46.32

618.92%

Taxi (Normal Tariff) (1km)

$2.49 JEP 1.88

$0.21 ₱13.11

1085.71%

Taxi 1hour Waiting (Normal Tariff)

$53.2 JEP 40.27

$4.33 ₱271

1128.64%

Gasoline (1 liter)

$2.05 JEP 1.55

$1.33 ₱83.5

54.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K JEP 19.9K

$21.8K ₱1.4M

20.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.9K JEP 27.1K

$19.4K ₱1.2M

84.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$318 JEP 241

$121 ₱7,563

163.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.82 JEP 34.69

$14.45 ₱907

217.09%

Internet (50+ Mbps, Unlimited Data)

$72.2 JEP 54.7

$28.29 ₱1,774

155.25%

Gym Membership (Monthly)

$75.8 JEP 57.4

$32.68 ₱2,050

132.07%

Tennis Court (1 Hour on Weekend)

$28.03 JEP 21.22

$6.39 ₱401

338.65%

Cinema Ticket

$20.18 JEP 15.28

$5.46 ₱342

269.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,731 JEP 2,067

$273 ₱17.1K

898.92%

International Primary School, 1 Child (Yearly)

$12.0K JEP 9,051

$8,156 ₱511.5K

46.60%

Jeans (Levis 501 Or Similar)

$103 JEP 77.8

$49.57 ₱3,109

107.26%

Summer Dress (H&M, Zara, etc)

$73.2 JEP 55.4

$24.87 ₱1,560

194.25%

Sport Shoes (Adidas, Nike)

$121 JEP 91.6

$76.6 ₱4,804

58.00%

Men's Leather Business Shoes

$208 JEP 157

$59.3 ₱3,717

250.88%

1-bedroom Apartment, City Center (Monthly)

$1,816 JEP 1,375

$506 ₱31.7K

259.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,587 JEP 1,201

$309 ₱19.4K

412.75%

3-bedroom Apartment, City Center (Monthly)

$3,324 JEP 2,516

$1,052 ₱66.0K

216.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,554 JEP 1,933

$619 ₱38.8K

312.54%

Buy Apartment in City Center (m2)

$11.6K JEP 8,810

$2,915 ₱182.9K

299.19%

Buy Apartment Outside City Center (m2)

$10.2K JEP 7,685

$1,867 ₱117.1K

443.73%

Average Monthly Net Salary (After Tax)

$4,528 JEP 3,428

$341 ₱21.4K

1227.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

7.2

-43.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Helier: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Helier

$1.6K 47.1%

Cebu

$309 33.5% 80.5% $1.3K

Eating Out

Saint Helier

$484 14.4%

Cebu

$88 9.6% 81.7% $396

Monthly Utilities & Internet

Saint Helier

$436 12.9%

Cebu

$163 17.7% 62.5% $272

Groceries & Markets

Saint Helier

$417 12.4%

Cebu

$210 22.7% 49.6% $207

Clothing & Footwear

Saint Helier

$227 6.8%

Cebu

$95 10.2% 58.3% $133

Sport & Entertainment

Saint Helier

$116 3.5%

Cebu

$44 4.7% 62.5% $73

Getting Around

Saint Helier

$100 3%

Cebu

$15 1.7% 84.6% $85

Cost Breakdown

A one-bedroom apartment in the center runs $1,816 in Saint Helier and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Saint Helier pays 1228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $118 in Saint Helier vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $417 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇯🇪 Saint Helier

🇵🇭 Cebu

🕒 Local time

06:05 6:05 AM

13:05 1:05 PM

7 h ahead of Saint Helier

🌤 Weather

👥 Population

32,522 Capital

964,169

💱 Currency

Jersey Pound JEP £

Philippine Peso PHP ₱

📈 Exchange rate

1 JEP = 1.32 USD

1 JEP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to JEP – Jersey Pound Converter

🇺🇸 United States Dollar ($)

🇯🇪 Jersey Pound (£)

Jersey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 JEP (1 JEP = 1.32 USD). 1 EUR = 0.849 JEP (1 JEP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to JEP in detail →

On the map

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Between locations

Saint Helier Cebu 11,570 km ≈ 15 h nonstop flight

From you

Saint Helier
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Helier vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 259% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1228% higher in Saint Helier, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,816 in Saint Helier versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,351 per month in Saint Helier versus $934 in Cebu – a 259% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 450% less than in Saint Helier. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,351 in Saint Helier, a $1,500 budget is realistic in Cebu but tight or insufficient in Saint Helier. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Saint Helier, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint Helier and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 259% less than in Saint Helier. Beyond cost, consider language, visa policies, and how big the international community is in each city.