Last update: Oct 2026

Cost of Living Comparison Between Cebu and Saharanpur

For one person, living is cheaper in Saharanpur: $328 a month against $918 in Cebu, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
16

Cost of Living Index in Saharanpur
Learn more

Saharanpur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Saharanpur

🇮🇳 India

$328

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Saharanpur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Saharanpur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $328 in Saharanpur.

Cebu $918
Saharanpur $328

Estimated couple costs with rent: $1,409 in Cebu versus $516 in Saharanpur.

Cebu $1,409
Saharanpur $516

Monthly costs for a family of three with rent: $1,900 in Cebu versus $704 in Saharanpur.

Cebu $1,900
Saharanpur $704

Living in Cebu is roughly 180% more expensive than in Saharanpur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Saharanpur 76% lower.

Meal at Budget Restaurant

$3.09 ₱195

$1.54 ₹146

100.65%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$4.98 ₹472

386.35%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.77 ₹358

3.98%

Cappuccino

$2.51 ₱158

$1.65 ₹156

52.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.27 ₹25.68

488.89%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.18 ₹17.36

194.44%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.10 ₹199

-15.24%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.12 ₹297

-30.45%

Milk (1 liter)

$1.92 ₱121

$0.70 ₹66.9

174.29%

White Bread (500g)

$1.36 ₱85.5

$0.40 ₹38.11

240.00%

Rice (white) (1kg)

$1.01 ₱63.6

$0.81 ₹77.3

24.69%

Eggs

$2.03 ₱128

$0.95 ₹90.0

113.68%

Local Cheese (1kg)

$9.86 ₱621

$4.60 ₹437

114.35%

Chicken Fillets (1kg)

$4.39 ₱277

$3.09 ₹293

42.07%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.38 ₹131

139.13%

Banana (1kg)

$1.39 ₱87.8

$0.62 ₹58.8

124.19%

Oranges (1kg)

$2.33 ₱147

$0.98 ₹92.6

137.76%

Tomato (1kg)

$1.50 ₱94.3

$0.50 ₹47.04

200.00%

Potato (1kg)

$2.36 ₱149

$0.15 ₹13.77

1473.33%

Onion (1kg)

$1.90 ₱119

$0.18 ₹16.84

955.56%

Lettuce (1 head)

$1.19 ₱74.9

$0.41 ₹38.82

190.24%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.25 ₹23.54

152.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.38 ₹416

-31.51%

Wine (Bottle)

$6.03 ₱380

$5.27 ₹500

14.42%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.17 ₹111

5.13%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.67 ₹253

-34.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.27 ₹406

One-way Ticket (Public Transport)

$0.25 ₱15.87

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$1.04 ₹98.5

-25.96%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.27 ₹25.78

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.54 ₹147

189.61%

Gasoline (1 liter)

$1.31 ₱82.8

$1.04 ₹98.6

25.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$7,187 ₹682.4K

195.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$11.7K ₹1.1M

63.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$31.19 ₹2,962

285.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$2.56 ₹243

446.88%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$6.81 ₹647

304.41%

Gym Membership (Monthly)

$32.33 ₱2,036

$12.34 ₹1,172

161.99%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$4.26 ₹404

56.10%

Cinema Ticket

$5.65 ₱356

$2.29 ₹217

146.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$37.30 ₹3,542

638.10%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$622 ₹59.0K

1173.42%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$10.30 ₹978

378.93%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$28.36 ₹2,693

-11.00%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$37.04 ₹3,517

107.78%

Men's Leather Business Shoes

$57.2 ₱3,603

$25.64 ₹2,434

123.09%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$134 ₹12.8K

271.86%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$69.3 ₹6,584

345.37%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$312 ₹29.6K

245.36%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$173 ₹16.4K

255.23%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$1,029 ₹97.7K

180.46%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$423 ₹40.2K

352.67%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$264 ₹25.0K

31.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.5

-4.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Saharanpur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Saharanpur

$69 21.1% 77.5% $239

Groceries & Markets

Cebu

$206 22.4%

Saharanpur

$91 27.9% 55.6% $114

Monthly Utilities & Internet

Cebu

$162 17.6%

Saharanpur

$41 12.4% 74.9% $121

Clothing & Footwear

Cebu

$94 10.2%

Saharanpur

$46 13.9% 51.5% $48

Eating Out

Cebu

$88 9.6%

Saharanpur

$62 18.9% 29.9% $26

Sport & Entertainment

Cebu

$44 4.8%

Saharanpur

$17 5.2% 61.2% $27

Getting Around

Cebu

$16 1.7%

Saharanpur

$2.4 * 0.7% 84.6% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $134 in Saharanpur. Housing cost is often the main lever when comparing two cities.

Cebu pays 31% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $5.00 in Saharanpur for a mid-range dinner for two. Groceries echo the gap at $206 vs $91.0 per month, with Saharanpur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Saharanpur

🕒 Local time

09:45 9:45 AM

07:15 7:15 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

705,478

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.35 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.35 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Saharanpur 5,270 km ≈ 7 h nonstop flight

From you

Cebu
Saharanpur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Saharanpur: Cost of Living - Frequently Asked Questions

Saharanpur is cheaper overall, especially in groceries, clothing, and eating out. The 180% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 31% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $134 in Saharanpur. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 125% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $328 in Saharanpur – a 180% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Saharanpur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Saharanpur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Saharanpur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Saharanpur gentler on the wallet – expenses run 180% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.