Last update: Oct 2026

Cost of Living Comparison Between Cebu and Safi

For one person, living is cheaper in Safi: $585 a month against $918 in Cebu, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
29

Cost of Living Index in Safi
Learn more

Safi Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Safi

🇲🇦 Morocco

$585

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Safi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Safi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $585 in Safi.

Cebu $918
Safi $585

Estimated couple costs with rent: $1,409 in Cebu versus $917 in Safi.

Cebu $1,409
Safi $917

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,250 in Safi.

Cebu $1,900
Safi $1,250

Living in Cebu is roughly 57% more expensive than in Safi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Safi 57% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.04 MAD 29.65

1.64%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$20.72 MAD 202

16.89%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.55 MAD 44.41

-13.85%

Cappuccino

$2.51 ₱158

$1.54 MAD 15.00

62.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.54 MAD 5.23

194.44%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.34 MAD 3.28

55.88%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.52 MAD 14.82

17.11%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.52 MAD 14.80

42.76%

Milk (1 liter)

$1.92 ₱121

$0.82 MAD 7.95

134.15%

White Bread (500g)

$1.36 ₱85.4

$0.47 MAD 4.55

189.36%

Rice (white) (1kg)

$1.01 ₱63.5

$1.53 MAD 14.96

-33.99%

Eggs

$2.03 ₱128

$1.73 MAD 16.84

17.34%

Local Cheese (1kg)

$9.86 ₱621

$6.87 MAD 67.0

43.52%

Chicken Fillets (1kg)

$4.39 ₱277

$6.85 MAD 66.8

-35.91%

Beef Round Steak (1kg)

$7.60 ₱479

$8.98 MAD 87.6

-15.37%

Apples (1kg)

$3.30 ₱208

$1.15 MAD 11.20

186.96%

Banana (1kg)

$1.39 ₱87.8

$1.16 MAD 11.34

19.83%

Oranges (1kg)

$2.33 ₱147

$0.82 MAD 7.96

184.15%

Tomato (1kg)

$1.50 ₱94.3

$0.67 MAD 6.52

123.88%

Potato (1kg)

$2.36 ₱149

$0.61 MAD 5.91

286.89%

Onion (1kg)

$1.90 ₱119

$0.80 MAD 7.84

137.50%

Lettuce (1 head)

$1.19 ₱74.9

$0.40 MAD 3.92

197.50%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.57 MAD 5.51

10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.72 MAD 36.26

-19.35%

Wine (Bottle)

$6.03 ₱379

$7.35 MAD 71.6

-17.96%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.86 MAD 18.09

-33.87%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.78 MAD 17.33

-1.69%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.44 MAD 4.30

-43.18%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$10.48 MAD 102

20.61%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.71 MAD 6.93

8.45%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.55 MAD 5.32

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.02 MAD 58.7

-25.91%

Gasoline (1 liter)

$1.31 ₱82.8

$1.45 MAD 14.17

-9.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.4K MAD 305.7K

-32.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.6K MAD 298.3K

-37.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$35.89 MAD 350

235.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.31 MAD 100

35.79%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$33.94 MAD 331

-18.86%

Gym Membership (Monthly)

$32.33 ₱2,035

$18.83 MAD 184

71.69%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$5.27 MAD 51.3

26.19%

Cinema Ticket

$5.65 ₱356

$3.54 MAD 34.55

59.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$97.5 MAD 950

182.43%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$3,667 MAD 35.8K

115.94%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$39.69 MAD 387

24.29%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$33.43 MAD 326

-24.50%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$93.5 MAD 911

-17.65%

Men's Leather Business Shoes

$57.2 ₱3,601

$36.63 MAD 357

56.16%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$279 MAD 2,718

79.19%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$135 MAD 1,319

128.33%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$466 MAD 4,548

131.08%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$246 MAD 2,395

150.40%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$892 MAD 8,693

223.68%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$560 MAD 5,458

242.38%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$443 MAD 4,318

-21.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.55

58.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Safi: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Safi

$135 23.1% 56.2% $174

Groceries & Markets

Cebu

$206 22.4%

Safi

$166 28.4% 19.2% $40

Monthly Utilities & Internet

Cebu

$162 17.6%

Safi

$80 13.7% 50.5% $82

Clothing & Footwear

Cebu

$94 10.2%

Safi

$91 15.6% 2.7% $2.5

Eating Out

Cebu

$88 9.6%

Safi

$71 12.1% 20% $18

Sport & Entertainment

Cebu

$44 4.8%

Safi

$26 4.4% 40.6% $18

Getting Around

Cebu

$16 1.7%

Safi

$16 2.7% 0.7% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $279 in Safi. Housing cost is often the main lever when comparing two cities.

Safi pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $21.00 in Safi for a mid-range dinner for two. Groceries echo the gap at $206 vs $166 per month, with Safi cheaper across the board.

Good to know

🇵🇭 Cebu

🇲🇦 Safi

🕒 Local time

13:33 1:33 PM

06:33 6:33 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

323,888

💱 Currency

Philippine Peso PHP ₱

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Safi 13,150 km ≈ 17 h nonstop flight

From you

Cebu
Safi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Safi: Cost of Living - Frequently Asked Questions

Safi is cheaper overall, especially in groceries, clothing, and eating out. The 57% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 28% lower in Safi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $279 in Safi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $585 in Safi – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Safi runs roughly 21% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Safi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Safi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Safi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Safi gentler on the wallet – expenses run 57% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.