Last update: Oct 2026

Cost of Living Comparison Between Safi and Cebu

For one person, living is cheaper in Safi: $585 a month against $918 in Cebu, rent and utilities included – about $4,000 less a year. Rent and utilities account for most of the difference.

29

Cost of Living Index in Safi
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Safi Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Safi

🇲🇦 Morocco

$585

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Safi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Safi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $585 in Safi versus $918 in Cebu.

Safi $585
Cebu $918

Estimated couple costs with rent: $917 in Safi versus $1,409 in Cebu.

Safi $917
Cebu $1,409

Monthly costs for a family of three with rent: $1,250 in Safi versus $1,900 in Cebu.

Safi $1,250
Cebu $1,900

Living in Safi costs roughly 36% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Safi 57% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.04 MAD 29.65

$3.09 ₱194

-1.62%

Three-Course Dinner for Two, Mid-Range

$20.72 MAD 202

$24.22 ₱1,525

-14.45%

Fast Food Meal (McDonalds, etc)

$4.55 MAD 44.41

$3.92 ₱247

16.07%

Cappuccino

$1.54 MAD 15.00

$2.51 ₱158

-38.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.54 MAD 5.23

$1.59 ₱100

-66.04%

Water (0.33 liter bottle)

$0.34 MAD 3.28

$0.53 ₱33.43

-35.85%

Local Beer (0.5 liter draught)

$1.52 MAD 14.82

$1.78 ₱112

-14.61%

Imported Beer (0.33 liter bottle)

$1.52 MAD 14.80

$2.17 ₱137

-29.95%

Milk (1 liter)

$0.82 MAD 7.95

$1.92 ₱121

-57.29%

White Bread (500g)

$0.47 MAD 4.55

$1.36 ₱85.4

-65.44%

Rice (white) (1kg)

$1.53 MAD 14.96

$1.01 ₱63.5

51.49%

Eggs

$1.73 MAD 16.84

$2.03 ₱128

-14.78%

Local Cheese (1kg)

$6.87 MAD 67.0

$9.86 ₱621

-30.32%

Chicken Fillets (1kg)

$6.85 MAD 66.8

$4.39 ₱277

56.04%

Beef Round Steak (1kg)

$8.98 MAD 87.6

$7.60 ₱479

18.16%

Apples (1kg)

$1.15 MAD 11.20

$3.30 ₱208

-65.15%

Banana (1kg)

$1.16 MAD 11.34

$1.39 ₱87.8

-16.55%

Oranges (1kg)

$0.82 MAD 7.96

$2.33 ₱147

-64.81%

Tomato (1kg)

$0.67 MAD 6.52

$1.50 ₱94.3

-55.33%

Potato (1kg)

$0.61 MAD 5.91

$2.36 ₱149

-74.15%

Onion (1kg)

$0.80 MAD 7.84

$1.90 ₱119

-57.89%

Lettuce (1 head)

$0.40 MAD 3.92

$1.19 ₱74.9

-66.39%

Water (1.5 liter bottle)

$0.57 MAD 5.51

$0.63 ₱39.71

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 MAD 36.26

$3.00 ₱189

24.00%

Wine (Bottle)

$7.35 MAD 71.6

$6.03 ₱379

21.89%

Local Beer (0.5 liter bottle)

$1.86 MAD 18.09

$1.23 ₱77.7

51.22%

Imported Beer (0.33 liter bottle)

$1.78 MAD 17.33

$1.75 ₱110

1.71%

One-way Ticket (Public Transport)

$0.44 MAD 4.30

$0.25 ₱15.86

76.00%

Public Transport Monthly Pass (Regular Price)

$10.48 MAD 102

$12.64 ₱796

-17.09%

Taxi Start (Normal Tariff)

$0.71 MAD 6.93

$0.77 ₱48.62

-7.79%

Taxi (Normal Tariff) (1km)

$0.55 MAD 5.32

$0.23 ₱14.53

139.13%

Taxi 1hour Waiting (Normal Tariff)

$6.02 MAD 58.7

$4.46 ₱281

34.98%

Gasoline (1 liter)

$1.45 MAD 14.17

$1.31 ₱82.8

10.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K MAD 305.7K

$21.2K ₱1.3M

47.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K MAD 298.3K

$19.1K ₱1.2M

59.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.89 MAD 350

$120 ₱7,569

-70.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.31 MAD 100

$14.00 ₱882

-26.36%

Internet (50+ Mbps, Unlimited Data)

$33.94 MAD 331

$27.54 ₱1,734

23.24%

Gym Membership (Monthly)

$18.83 MAD 184

$32.33 ₱2,035

-41.76%

Tennis Court (1 Hour on Weekend)

$5.27 MAD 51.3

$6.65 ₱419

-20.75%

Cinema Ticket

$3.54 MAD 34.55

$5.65 ₱356

-37.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$97.5 MAD 950

$275 ₱17.3K

-64.59%

International Primary School, 1 Child (Yearly)

$3,667 MAD 35.8K

$7,918 ₱498.5K

-53.69%

Jeans (Levis 501 Or Similar)

$39.69 MAD 387

$49.33 ₱3,106

-19.54%

Summer Dress (H&M, Zara, etc)

$33.43 MAD 326

$25.24 ₱1,589

32.45%

Sport Shoes (Adidas, Nike)

$93.5 MAD 911

$77.0 ₱4,846

21.44%

Men's Leather Business Shoes

$36.63 MAD 357

$57.2 ₱3,601

-35.96%

1-bedroom Apartment, City Center (Monthly)

$279 MAD 2,718

$500 ₱31.5K

-44.19%

1-bedroom Apartment, Outside City Center (Monthly)

$135 MAD 1,319

$309 ₱19.4K

-56.20%

3-bedroom Apartment, City Center (Monthly)

$466 MAD 4,548

$1,078 ₱67.9K

-56.73%

3-bedroom Apartment, Outside City Center (Monthly)

$246 MAD 2,395

$615 ₱38.7K

-60.06%

Buy Apartment in City Center (m2)

$892 MAD 8,693

$2,886 ₱181.7K

-69.10%

Buy Apartment Outside City Center (m2)

$560 MAD 5,458

$1,917 ₱120.7K

-70.79%

Average Monthly Net Salary (After Tax)

$443 MAD 4,318

$346 ₱21.8K

28.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.55

7.2

-36.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Safi: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Safi

$166 28.4%

Cebu

$206 22.4% 23.7% $40

Accommodation & Living

Safi

$135 23.1%

Cebu

$309 33.6% 128% $174

Clothing & Footwear

Safi

$91 15.6%

Cebu

$94 10.2% 2.7% $2.5

Monthly Utilities & Internet

Safi

$80 13.7%

Cebu

$162 17.6% 102% $82

Eating Out

Safi

$71 12.1%

Cebu

$88 9.6% 25% $18

Sport & Entertainment

Safi

$26 4.4%

Cebu

$44 4.8% 68.4% $18

Getting Around

Safi

$16 2.7%

Cebu

$16 1.7% 0.7% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $279 in Safi and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Safi pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21.00 in Safi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $166 vs $206 per month, with Safi cheaper across the board.

Good to know

🇲🇦 Safi

🇵🇭 Cebu

🕒 Local time

08:06 8:06 AM

15:06 3:06 PM

7 h ahead of Safi

🌤 Weather

👥 Population

323,888

964,169

💱 Currency

Moroccan Dirham MAD د.م.

Philippine Peso PHP ₱

📈 Exchange rate

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to MAD in detail →

On the map

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Highest

Between locations

Safi Cebu 13,150 km ≈ 17 h nonstop flight

From you

Safi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Safi vs Cebu: Cost of Living - Frequently Asked Questions

Safi is cheaper overall, especially in groceries, clothing, and eating out. The 57% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 28% higher in Safi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $279 in Safi versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $585 per month in Safi versus $918 in Cebu – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Safi runs roughly 21% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Safi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Safi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Safi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Safi gentler on the wallet – expenses run 57% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.