Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ruda Slaska

For one person, living is cheaper in Cebu: $918 a month against $1,386 in Ruda Slaska, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
69

Cost of Living Index in Ruda Slaska
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Ruda Slaska Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ruda Slaska

🇵🇱 Poland

$1,386

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ruda Slaska

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ruda Slaska actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,386 in Ruda Slaska.

Cebu $918
Ruda Slaska $1,386

Estimated couple costs with rent: $1,409 in Cebu versus $2,026 in Ruda Slaska.

Cebu $1,409
Ruda Slaska $2,026

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,666 in Ruda Slaska.

Cebu $1,900
Ruda Slaska $2,666

Living in Cebu costs roughly 34% less than in Ruda Slaska, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Ruda Slaska is 3% above.

Meal at Budget Restaurant

$3.09 ₱194

$9.98 zł 38.77

-69.04%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$35.13 zł 137

-31.06%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.66 zł 33.64

-54.73%

Cappuccino

$2.51 ₱158

$3.37 zł 13.08

-25.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.11 zł 8.19

-24.64%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.83 zł 7.10

-71.04%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.63 zł 14.09

-50.96%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.60 zł 17.88

-52.83%

Milk (1 liter)

$1.92 ₱121

$0.96 zł 3.73

100.00%

White Bread (500g)

$1.36 ₱85.4

$1.19 zł 4.61

14.29%

Rice (white) (1kg)

$1.01 ₱63.5

$1.42 zł 5.54

-28.87%

Eggs

$2.03 ₱128

$3.31 zł 12.86

-38.67%

Local Cheese (1kg)

$9.86 ₱621

$8.08 zł 31.40

22.03%

Chicken Fillets (1kg)

$4.39 ₱277

$5.30 zł 20.61

-17.17%

Beef Round Steak (1kg)

$7.60 ₱479

$12.19 zł 47.37

-37.65%

Apples (1kg)

$3.30 ₱208

$1.07 zł 4.17

208.41%

Banana (1kg)

$1.39 ₱87.8

$1.43 zł 5.54

-2.80%

Oranges (1kg)

$2.33 ₱147

$1.41 zł 5.46

65.25%

Tomato (1kg)

$1.50 ₱94.3

$2.54 zł 9.89

-40.94%

Potato (1kg)

$2.36 ₱149

$0.96 zł 3.72

145.83%

Onion (1kg)

$1.90 ₱119

$0.80 zł 3.09

137.50%

Lettuce (1 head)

$1.19 ₱74.9

$1.24 zł 4.82

-4.03%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.60 zł 2.31

5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.53 zł 21.48

-45.75%

Wine (Bottle)

$6.03 ₱379

$6.41 zł 24.90

-5.93%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.05 zł 4.08

17.14%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.64 zł 6.38

6.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.04 zł 4.03

-75.96%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$30.15 zł 117

-58.08%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.08 zł 8.08

-62.98%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.99 zł 3.83

-76.77%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.88 zł 42.29

-59.01%

Gasoline (1 liter)

$1.31 ₱82.8

$1.70 zł 6.59

-22.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.5K zł 118.4K

-30.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.0K zł 105.0K

-29.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$274 zł 1,064

-56.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$7.68 zł 29.85

82.29%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.22 zł 66.9

59.93%

Gym Membership (Monthly)

$32.33 ₱2,035

$38.16 zł 148

-15.28%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$21.60 zł 83.9

-69.21%

Cinema Ticket

$5.65 ₱356

$7.08 zł 27.51

-20.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$476 zł 1,849

-42.14%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$11.8K zł 45.9K

-32.98%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$69.1 zł 268

-28.60%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$30.94 zł 120

-18.42%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$88.1 zł 342

-12.68%

Men's Leather Business Shoes

$57.2 ₱3,601

$91.8 zł 357

-37.70%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$630 zł 2,446

-20.66%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$480 zł 1,865

-35.65%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,024 zł 3,980

5.23%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$852 zł 3,312

-27.83%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,860 zł 11.1K

0.90%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,246 zł 8,726

-14.66%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,504 zł 5,842

-76.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.19

0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ruda Slaska: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ruda Slaska

$480 34.6% 55.4% $171

Groceries & Markets

Cebu

$206 22.4%

Ruda Slaska

$198 14.3% 3.8% $7.9

Monthly Utilities & Internet

Cebu

$162 17.6%

Ruda Slaska

$299 21.6% 84.8% $137

Clothing & Footwear

Cebu

$94 10.2%

Ruda Slaska

$126 9.1% 34.1% $32

Eating Out

Cebu

$88 9.6%

Ruda Slaska

$189 13.7% 115% $101

Sport & Entertainment

Cebu

$44 4.8%

Ruda Slaska

$52 3.8% 19.9% $8.7

Getting Around

Cebu

$16 1.7%

Ruda Slaska

$41 3% 165% $26

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $630 in Ruda Slaska. Housing cost is often the main lever when comparing two cities.

Ruda Slaska pays 335% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $35.00 in Ruda Slaska. Groceries flip the comparison at $206 vs $198, with Ruda Slaska cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Ruda Slaska

🕒 Local time

22:43 10:43 PM

16:43 4:43 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

135,695

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ruda Slaska 10,170 km ≈ 13 h nonstop flight

From you

Cebu
Ruda Slaska

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ruda Slaska: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 51% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 335% lower in Ruda Slaska. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $630 in Ruda Slaska. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,386 in Ruda Slaska – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 139% less than in Ruda Slaska. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,386 in Ruda Slaska, a $1,500 budget is realistic in Cebu but tight or insufficient in Ruda Slaska. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ruda Slaska, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ruda Slaska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 51% less than in Ruda Slaska. Beyond cost, consider language, visa policies, and how big the international community is in each city.