Last update: Oct 2026

Cost of Living Comparison Between Ruda Slaska and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,386 in Ruda Slaska, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Ruda Slaska
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Ruda Slaska Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ruda Slaska

🇵🇱 Poland

$1,386

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ruda Slaska and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ruda Slaska and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,386 in Ruda Slaska versus $918 in Cebu.

Ruda Slaska $1,386
Cebu $918

Estimated couple costs with rent: $2,026 in Ruda Slaska versus $1,409 in Cebu.

Ruda Slaska $2,026
Cebu $1,409

Monthly costs for a family of three with rent: $2,666 in Ruda Slaska versus $1,900 in Cebu.

Ruda Slaska $2,666
Cebu $1,900

Living in Ruda Slaska is roughly 51% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ruda Slaska is 3% above, Cebu is 32% below.

Meal at Budget Restaurant

$9.98 zł 38.77

$3.09 ₱194

222.98%

Three-Course Dinner for Two, Mid-Range

$35.13 zł 137

$24.22 ₱1,525

45.05%

Fast Food Meal (McDonalds, etc)

$8.66 zł 33.64

$3.92 ₱247

120.92%

Cappuccino

$3.37 zł 13.08

$2.51 ₱158

34.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 8.19

$1.59 ₱100

32.70%

Water (0.33 liter bottle)

$1.83 zł 7.10

$0.53 ₱33.43

245.28%

Local Beer (0.5 liter draught)

$3.63 zł 14.09

$1.78 ₱112

103.93%

Imported Beer (0.33 liter bottle)

$4.60 zł 17.88

$2.17 ₱137

111.98%

Milk (1 liter)

$0.96 zł 3.73

$1.92 ₱121

-50.00%

White Bread (500g)

$1.19 zł 4.61

$1.36 ₱85.4

-12.50%

Rice (white) (1kg)

$1.42 zł 5.54

$1.01 ₱63.5

40.59%

Eggs

$3.31 zł 12.86

$2.03 ₱128

63.05%

Local Cheese (1kg)

$8.08 zł 31.40

$9.86 ₱621

-18.05%

Chicken Fillets (1kg)

$5.30 zł 20.61

$4.39 ₱277

20.73%

Beef Round Steak (1kg)

$12.19 zł 47.37

$7.60 ₱479

60.39%

Apples (1kg)

$1.07 zł 4.17

$3.30 ₱208

-67.58%

Banana (1kg)

$1.43 zł 5.54

$1.39 ₱87.8

2.88%

Oranges (1kg)

$1.41 zł 5.46

$2.33 ₱147

-39.48%

Tomato (1kg)

$2.54 zł 9.89

$1.50 ₱94.3

69.33%

Potato (1kg)

$0.96 zł 3.72

$2.36 ₱149

-59.32%

Onion (1kg)

$0.80 zł 3.09

$1.90 ₱119

-57.89%

Lettuce (1 head)

$1.24 zł 4.82

$1.19 ₱74.9

4.20%

Water (1.5 liter bottle)

$0.60 zł 2.31

$0.63 ₱39.71

-4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$5.53 zł 21.48

$3.00 ₱189

84.33%

Wine (Bottle)

$6.41 zł 24.90

$6.03 ₱379

6.30%

Local Beer (0.5 liter bottle)

$1.05 zł 4.08

$1.23 ₱77.7

-14.63%

Imported Beer (0.33 liter bottle)

$1.64 zł 6.38

$1.75 ₱110

-6.29%

One-way Ticket (Public Transport)

$1.04 zł 4.03

$0.25 ₱15.86

316.00%

Public Transport Monthly Pass (Regular Price)

$30.15 zł 117

$12.64 ₱796

138.53%

Taxi Start (Normal Tariff)

$2.08 zł 8.08

$0.77 ₱48.62

170.13%

Taxi (Normal Tariff) (1km)

$0.99 zł 3.83

$0.23 ₱14.53

330.43%

Taxi 1hour Waiting (Normal Tariff)

$10.88 zł 42.29

$4.46 ₱281

143.95%

Gasoline (1 liter)

$1.70 zł 6.59

$1.31 ₱82.8

29.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 118.4K

$21.2K ₱1.3M

43.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K zł 105.0K

$19.1K ₱1.2M

41.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$274 zł 1,064

$120 ₱7,569

127.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.68 zł 29.85

$14.00 ₱882

-45.14%

Internet (50+ Mbps, Unlimited Data)

$17.22 zł 66.9

$27.54 ₱1,734

-37.47%

Gym Membership (Monthly)

$38.16 zł 148

$32.33 ₱2,035

18.03%

Tennis Court (1 Hour on Weekend)

$21.60 zł 83.9

$6.65 ₱419

224.81%

Cinema Ticket

$7.08 zł 27.51

$5.65 ₱356

25.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 zł 1,849

$275 ₱17.3K

72.84%

International Primary School, 1 Child (Yearly)

$11.8K zł 45.9K

$7,918 ₱498.5K

49.21%

Jeans (Levis 501 Or Similar)

$69.1 zł 268

$49.33 ₱3,106

40.06%

Summer Dress (H&M, Zara, etc)

$30.94 zł 120

$25.24 ₱1,589

22.58%

Sport Shoes (Adidas, Nike)

$88.1 zł 342

$77.0 ₱4,846

14.53%

Men's Leather Business Shoes

$91.8 zł 357

$57.2 ₱3,601

60.52%

1-bedroom Apartment, City Center (Monthly)

$630 zł 2,446

$500 ₱31.5K

26.05%

1-bedroom Apartment, Outside City Center (Monthly)

$480 zł 1,865

$309 ₱19.4K

55.41%

3-bedroom Apartment, City Center (Monthly)

$1,024 zł 3,980

$1,078 ₱67.9K

-4.97%

3-bedroom Apartment, Outside City Center (Monthly)

$852 zł 3,312

$615 ₱38.7K

38.56%

Buy Apartment in City Center (m2)

$2,860 zł 11.1K

$2,886 ₱181.7K

-0.89%

Buy Apartment Outside City Center (m2)

$2,246 zł 8,726

$1,917 ₱120.7K

17.18%

Average Monthly Net Salary (After Tax)

$1,504 zł 5,842

$346 ₱21.8K

334.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.19

7.2

-0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruda Slaska: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ruda Slaska

$480 34.6%

Cebu

$309 33.6% 35.7% $171

Monthly Utilities & Internet

Ruda Slaska

$299 21.6%

Cebu

$162 17.6% 45.9% $137

Groceries & Markets

Ruda Slaska

$198 14.3%

Cebu

$206 22.4% 4% $7.9

Eating Out

Ruda Slaska

$189 13.7%

Cebu

$88 9.6% 53.4% $101

Clothing & Footwear

Ruda Slaska

$126 9.1%

Cebu

$94 10.2% 25.4% $32

Sport & Entertainment

Ruda Slaska

$52 3.8%

Cebu

$44 4.8% 16.6% $8.7

Getting Around

Ruda Slaska

$41 3%

Cebu

$16 1.7% 62.3% $26

Cost Breakdown

A one-bedroom apartment in the center runs $630 in Ruda Slaska and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ruda Slaska pays 335% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ruda Slaska vs $24.00 in Cebu. Groceries flip the comparison at $198 vs $206, with Ruda Slaska cheaper for home cooking.

Good to know

🇵🇱 Ruda Slaska

🇵🇭 Cebu

🕒 Local time

16:18 4:18 PM

22:18 10:18 PM

6 h ahead of Ruda Slaska

🌤 Weather

👥 Population

135,695

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Ruda Slaska Cebu 10,170 km ≈ 13 h nonstop flight

From you

Ruda Slaska
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruda Slaska vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and leisure. The 51% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 335% higher in Ruda Slaska, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $630 in Ruda Slaska versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,386 per month in Ruda Slaska versus $918 in Cebu – a 51% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 139% less than in Ruda Slaska. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,386 in Ruda Slaska, a $1,500 budget is realistic in Cebu but tight or insufficient in Ruda Slaska. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ruda Slaska, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ruda Slaska and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 51% less than in Ruda Slaska. Beyond cost, consider language, visa policies, and how big the international community is in each city.