Last update: Oct 2026

Cost of Living Comparison Between Cebu and Rajkot

For one person, living is cheaper in Rajkot: $352 a month against $934 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Rajkot
Learn more

Rajkot Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Rajkot

🇮🇳 India

$352

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Rajkot

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Rajkot actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $352 in Rajkot.

Cebu $934
Rajkot $352

Estimated couple costs with rent: $1,415 in Cebu versus $567 in Rajkot.

Cebu $1,415
Rajkot $567

Monthly costs for a family of three with rent: $1,896 in Cebu versus $782 in Rajkot.

Cebu $1,896
Rajkot $782

Living in Cebu is roughly 166% more expensive than in Rajkot, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Rajkot 74% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.03 ₹197

49.26%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$9.54 ₹923

146.12%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$2.59 ₹251

57.92%

Cappuccino

$2.52 ₱158

$1.64 ₹159

53.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.30 ₹28.72

413.33%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.14 ₹13.49

250.00%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.32 ₹225

-22.84%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.55 ₹343

-36.34%

Milk (1 liter)

$1.95 ₱122

$0.68 ₹66.2

186.76%

White Bread (500g)

$1.43 ₱89.7

$0.50 ₹47.98

186.00%

Rice (white) (1kg)

$1.02 ₱63.8

$0.59 ₹57.1

72.88%

Eggs

$2.06 ₱129

$0.98 ₹95.2

110.20%

Local Cheese (1kg)

$9.81 ₱615

$4.31 ₹417

127.61%

Chicken Fillets (1kg)

$4.61 ₱289

$3.35 ₹324

37.61%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$1.70 ₹164

94.71%

Banana (1kg)

$1.45 ₱90.9

$0.60 ₹58.1

141.67%

Oranges (1kg)

$2.36 ₱148

$0.98 ₹94.4

140.82%

Tomato (1kg)

$1.54 ₱96.4

$0.74 ₹71.8

108.11%

Potato (1kg)

$2.36 ₱148

$0.50 ₹48.78

372.00%

Onion (1kg)

$1.99 ₱125

$0.62 ₹59.8

220.97%

Lettuce (1 head)

$1.15 ₱72.1

$0.53 ₹51.7

116.98%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.30 ₹29.10

123.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.10 ₹494

-41.18%

Wine (Bottle)

$6.35 ₱398

$10.56 ₹1,022

-39.87%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$2.54 ₹245

-48.43%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.17 ₹307

-45.43%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.87 ₹568

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.22 ₹21.30

13.64%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$3.72 ₹360

240.05%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$0.77 ₹74.3

-3.90%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.20 ₹19.33

5.00%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$1.52 ₹147

184.87%

Gasoline (1 liter)

$1.33 ₱83.5

$1.06 ₹103

25.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$15.6K ₹1.5M

39.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$19.9K ₹1.9M

-2.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$29.57 ₹2,861

307.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$3.18 ₹308

354.40%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$5.23 ₹506

440.92%

Gym Membership (Monthly)

$32.68 ₱2,050

$16.44 ₹1,591

98.78%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$10.50 ₹1,016

-39.14%

Cinema Ticket

$5.46 ₱342

$3.15 ₹305

73.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$81.8 ₹7,921

234.08%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$1,719 ₹166.4K

374.34%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$16.94 ₹1,639

192.62%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$21.32 ₹2,063

16.65%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$23.10 ₹2,236

231.56%

Men's Leather Business Shoes

$59.3 ₱3,717

$20.28 ₹1,963

192.21%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$115 ₹11.2K

338.34%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$66.1 ₹6,400

367.88%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$293 ₹28.4K

258.55%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$187 ₹18.1K

230.43%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$736 ₹71.2K

296.26%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$590 ₹57.1K

216.63%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$247 ₹23.9K

37.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

10.12

-28.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Rajkot: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Rajkot

$66 18.9% 78.6% $243

Groceries & Markets

Cebu

$210 22.7%

Rajkot

$116 33.2% 44.8% $94

Monthly Utilities & Internet

Cebu

$163 17.7%

Rajkot

$38 10.8% 76.7% $125

Clothing & Footwear

Cebu

$95 10.2%

Rajkot

$37 10.5% 61.2% $58

Eating Out

Cebu

$88 9.6%

Rajkot

$64 18.3% 27.4% $24

Sport & Entertainment

Cebu

$44 4.7%

Rajkot

$23 6.5% 47.8% $21

Getting Around

Cebu

$15 1.7%

Rajkot

$6.4 1.8% 58.7% $9.1

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $115 in Rajkot. Housing cost is often the main lever when comparing two cities.

Cebu pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $10.00 in Rajkot for a mid-range dinner for two. Groceries echo the gap at $210 vs $116 per month, with Rajkot cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Rajkot

🕒 Local time

13:45 1:45 PM

11:15 11:15 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

1,286,678

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Rajkot 5,790 km ≈ 8 h nonstop flight

From you

Cebu
Rajkot

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Rajkot: Cost of Living - Frequently Asked Questions

Rajkot is cheaper overall, especially in groceries, clothing, and eating out. The 166% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 38% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $115 in Rajkot. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $352 in Rajkot – a 166% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Rajkot runs roughly 240% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Rajkot gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Rajkot is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Rajkot are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Rajkot gentler on the wallet – expenses run 166% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.