Last update: Oct 2026

Cost of Living Comparison Between Cebu and Raipur

For one person, living is cheaper in Raipur: $482 a month against $934 in Cebu, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
23

Cost of Living Index in Raipur
Learn more

Raipur Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Raipur

🇮🇳 India

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Raipur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Raipur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $482 in Raipur.

Cebu $934
Raipur $482

Estimated couple costs with rent: $1,415 in Cebu versus $691 in Raipur.

Cebu $1,415
Raipur $691

Monthly costs for a family of three with rent: $1,896 in Cebu versus $900 in Raipur.

Cebu $1,896
Raipur $900

Living in Cebu is roughly 94% more expensive than in Raipur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Raipur 64% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.57 ₹249

17.90%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$15.81 ₹1,531

48.51%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$4.21 ₹407

-2.85%

Cappuccino

$2.52 ₱158

$1.35 ₹131

86.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.38 ₹36.42

305.26%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.17 ₹16.08

188.24%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.35 ₹131

32.59%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.54 ₹246

-11.02%

Milk (1 liter)

$1.95 ₱122

$0.65 ₹63.3

200.00%

White Bread (500g)

$1.43 ₱89.7

$0.59 ₹57.0

142.37%

Rice (white) (1kg)

$1.02 ₱63.8

$0.59 ₹57.5

72.88%

Eggs

$2.06 ₱129

$0.91 ₹88.1

126.37%

Local Cheese (1kg)

$9.81 ₱615

$11.29 ₹1,092

-13.11%

Chicken Fillets (1kg)

$4.61 ₱289

$2.72 ₹264

69.49%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.10 ₹204

57.62%

Banana (1kg)

$1.45 ₱90.9

$0.61 ₹59.5

137.70%

Oranges (1kg)

$2.36 ₱148

$0.73 ₹71.0

223.29%

Tomato (1kg)

$1.54 ₱96.4

$0.49 ₹47.90

214.29%

Potato (1kg)

$2.36 ₱148

$0.47 ₹45.11

402.13%

Onion (1kg)

$1.99 ₱125

$0.41 ₹39.29

385.37%

Lettuce (1 head)

$1.15 ₱72.1

$0.49 ₹47.15

134.69%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.29 ₹28.53

131.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$4.88 ₹472

-38.52%

Wine (Bottle)

$6.35 ₱398

$10.94 ₹1,059

-41.96%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.30 ₹126

0.77%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.06 ₹199

-16.02%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.61 ₹543

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.32 ₹31.15

-21.88%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$5.24 ₹508

141.41%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.07 ₹103

-30.84%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.32 ₹31.26

-34.38%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$1.05 ₹102

312.38%

Gasoline (1 liter)

$1.33 ₱83.5

$1.11 ₹107

19.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$14.6K ₹1.4M

48.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$23.0K ₹2.2M

-15.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$38.06 ₹3,684

216.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$2.94 ₹284

391.50%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$5.58 ₹540

406.99%

Gym Membership (Monthly)

$32.68 ₱2,050

$20.48 ₹1,982

59.57%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$5.89 ₹570

8.49%

Cinema Ticket

$5.46 ₱342

$6.08 ₹588

-10.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$62.5 ₹6,046

337.67%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$1,139 ₹110.3K

615.90%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$23.04 ₹2,229

115.15%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$23.61 ₹2,285

5.34%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$62.5 ₹6,044

22.64%

Men's Leather Business Shoes

$59.3 ₱3,717

$31.70 ₹3,068

86.94%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$82.7 ₹7,999

511.87%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$142 ₹13.8K

117.47%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$276 ₹26.8K

280.50%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$155 ₹15.0K

298.20%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$714 ₹69.1K

308.58%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$350 ₹33.9K

433.58%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$254 ₹24.5K

34.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

11.33

-36.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Raipur: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Raipur

$142 29.4% 54% $167

Groceries & Markets

Cebu

$210 22.7%

Raipur

$126 26% 40.2% $85

Monthly Utilities & Internet

Cebu

$163 17.7%

Raipur

$47 9.6% 71.5% $117

Clothing & Footwear

Cebu

$95 10.2%

Raipur

$63 13.1% 33% $31

Eating Out

Cebu

$88 9.6%

Raipur

$63 13.1% 28.2% $25

Sport & Entertainment

Cebu

$44 4.7%

Raipur

$33 6.8% 25.2% $11

Getting Around

Cebu

$15 1.7%

Raipur

$9.2 1.9% 40.3% $6.2

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $82.7 in Raipur. Housing cost is often the main lever when comparing two cities.

Cebu pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $16.00 in Raipur for a mid-range dinner for two. Groceries echo the gap at $210 vs $126 per month, with Raipur cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Raipur

🕒 Local time

19:14 7:14 PM

16:44 4:44 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

1,010,087

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.22 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 108 INR (1,000 INR = 9.22 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Raipur 4,670 km ≈ 6 h nonstop flight

From you

Cebu
Raipur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Raipur: Cost of Living - Frequently Asked Questions

Raipur is cheaper overall, especially in groceries, clothing, and eating out. The 94% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 35% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $506 in Cebu versus $82.7 in Raipur. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $482 in Raipur – a 94% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Raipur runs roughly 141% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Raipur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Raipur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Raipur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Raipur gentler on the wallet – expenses run 94% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.